APPENDICES LIST OF THE MAIN SUBSIDIARIES AND AFFILIATES OF SBERBANK COUNTRY COUNTRY CUMULATIVE INTEREST FROM List of the main № NAME OF REGISTRATION OF BUSINESS THE POINT OF VIEW OF THE GROUP subsidiaries and 1 Aukсion LLC Russian Federation Russian Federation 100.00 % 2 Most LLC Russian Federation Russian Federation 47.50 % affiliates of Sberbank 3 Medexpert Plus LLC Russian Federation Russian Federation 100.00 % 4 Kiparis 2 LLC Russian Federation Russian Federation 100.00 % 5 Moscow Municipal Golf Club LLC Russian Federation Russian Federation 100.00 % 6 Special Technologies of Control LLC Russian Federation Russian Federation 100.00 % 7 GARANT-SV LLC Russian Federation Russian Federation 100.00 % 8 GORIZONT-SERVIS LLC Russian Federation Russian Federation 100.00 % 9 GAMMA-S LLC Russian Federation Russian Federation 100.00 % 10 SB Development LLC Russian Federation Russian Federation 100.00 % 11 Safe information area LLC Russian Federation Russian Federation 100.00 % 12 Sberbank Capital LLC Russian Federation Russian Federation 100.00 % 13 Sberbank Leasing JSC Russian Federation Russian Federation 100.00 % 14 SB LEASING IRELAND LIMITED Ireland Russian Federation 100.00 % 15 Nord JSC Russian Federation Russian Federation 100.00 % 16 SberAutoPark LLC Russian Federation Russian Federation 100.00 % 17 Sberbank Leasing Kazakhstan LLP Republic of Kazakhstan Republic of Kazakhstan 100.00 % 18 SB JSC Sberbank Republic of Kazakhstan Republic of Kazakhstan 100.00 % 19 SBERBANK JSC Ukraine Ukraine 100.00 % 20 BPSSberbank OJSC Republic of Belarus Republic of Belarus 98.43 % 21 BPS Leasing CJSC Republic of Belarus Republic of Belarus 98.43 % 22 Sberbank—Automated Trading System CJSC Russian Federation Russian Federation 100.00 % 23 Sovremennye Tekhnologii LLC Russian Federation Russian Federation 100.00 % 24 Registrar Company Status JSC Russian Federation Russian Federation 42.53 % 25 United Credit Bureau CJSC Russian Federation Russian Federation 50.00 % Sberbank — Annual report 2019 22 APPENDICES LIST OF THE MAIN SUBSIDIARIES AND AFFILIATES OF SBERBANK COUNTRY COUNTRY CUMULATIVE INTEREST FROM List of the main № NAME OF REGISTRATION OF BUSINESS THE POINT OF VIEW OF THE GROUP subsidiaries and 26 Promising Investments LLC Russian Federation Russian Federation 100.00 % 27 RublevoArchangelskoe JSC Russian Federation Russian Federation 100.00 % affiliates of Sberbank 28 Sberbank Financial Company LLC Russian Federation Russian Federation 100.00 % 29 Market Depository LLC Russian Federation Russian Federation 51.00 % 30 Settlement decisions JSC Russian Federation Russian Federation 100.00 % (Universal Electronic Card JSC) 31 Regional Information Centre Russian Federation Russian Federation 51.00 % 32 Regional Unified Information Russian Federation Russian Federation 51.00 % and Settlement Centre JSC 33 Regional Information Centre Russian Federation Russian Federation 49.00 % of the Kirov Region JSC 34 Unified Information and Settlement Centre Russian Federation Russian Federation 51.00 % of the Kaluga Region JSC 35 NCO Settlement decisions LLC Russian Federation Russian Federation 100.00 % (NCO Universal Electronic Card LLC) 36 Universal Electronic Card Russian Federation Russian Federation 51.00 % of the Irkutsk Region JSC 37 Unified Settlement Centre Russian Federation Russian Federation 49.00 % of Mari El Republic JSC 38 Regional Information Centre Russian Federation Russian Federation 41.67 % of the Kemerovo Region JSC 39 Unified Billing and Processing Centre Russian Federation Russian Federation 74.90 % of Khanty-Mansi Autonomous Okrug—Yugra JSC 40 Regional Information and Settlement Centre JSC Russian Federation Russian Federation 50.00 % 41 Strategy Partners Group JSC Russian Federation Russian Federation 98.99 % 42 Sberbank Investments LLC Russian Federation Russian Federation 100.00 % 43 SBERBANK INVESTMENTS LIMITED Republic of Cyprus Russian Federation 100.00 % 44 Sberbank Finance Limited Republic of Cyprus Russian Federation 100.00 % 45 Sberbank Technologies JSC Russian Federation Russian Federation 100.00 % 46 Loyalty Programmes Centre JSC Russian Federation Russian Federation 100.00 % Sberbank — Annual report 2019 23 APPENDICES LIST OF THE MAIN SUBSIDIARIES AND AFFILIATES OF SBERBANK COUNTRY COUNTRY CUMULATIVE INTEREST FROM List of the main № NAME OF REGISTRATION OF BUSINESS THE POINT OF VIEW OF THE GROUP subsidiaries and 47 SB CIB Holding LLC (Bylinnye Bogatyry LLC) Russian Federation Russian Federation 100.00 % 48 SB Finance Holding LLC Russian Federation Russian Federation 100.00 % affiliates of Sberbank (SIB Financial Broker LLC) 49 Sber Trading Swiss AG Swiss Confederation Swiss Confederation 100.00 % 50 Sberbank CIB USA, Inc. USA USA 100.00 % 51 SBGB Cyprus Limited Republic of Cyprus Russian Federation 100.00 % 52 Sberbank CIB (UK) Limited United Kingdom of Great Britain United Kingdom of Great Britain 100.00 % and Northern Ireland and Northern Ireland 53 SA&PM (Cyprus) Limited (TDAM) Republic of Cyprus Russian Federation 100.00 % 54 SIB (CYPRUS) Limited Republic of Cyprus Russian Federation 100.00 % 55 Troika Capital Partners Limited (Cyprus) Republic of Cyprus Russian Federation 100.00 % 56 Arimero Holding Limited Republic of Cyprus Russian Federation 100.00 % 57 Formovochnye Avtomaty LLC Russian Federation Russian Federation 100.00 % 58 Format-Neva LLC Russian Federation Russian Federation 100.00 % 59 PF LAGOM CJSC Russian Federation Russian Federation 100.00 % 60 Khoztovary LLC Russian Federation Russian Federation 100.00 % 61 Binotek LLC Russian Federation Russian Federation 100.00 % 62 Lagom-Ural LLC Russian Federation Russian Federation 100.00 % 63 SMG Plastic LLC Russian Federation Russian Federation 100.00 % 64 Sabon LLC Russian Federation Russian Federation 100.00 % 65 Sategor CJSC Russian Federation Russian Federation 100.00 % 66 Sberbank CIB JSC Russian Federation Russian Federation 100.00 % 67 SB Raw Materials Trading LLC Russian Federation Russian Federation 100.00 % 68 SIB FINANCIAL CONSULTANT JSC Russian Federation Russian Federation 100.00 % 69 SB Prosperity LLC Russian Federation Russian Federation 100.00 % (Bogatyrskaya TROIKA LLC) 70 TD SOFT LLC Russian Federation Russian Federation 100.00 % Sberbank — Annual report 2019 24 APPENDICES LIST OF THE MAIN SUBSIDIARIES AND AFFILIATES OF SBERBANK COUNTRY COUNTRY CUMULATIVE INTEREST FROM List of the main № NAME OF REGISTRATION OF BUSINESS THE POINT OF VIEW OF THE GROUP subsidiaries and 71 Sberbank Asset Management JSC Russian Federation Russian Federation 100.00 % 72 Sberbank (Switzerland) AG Swiss Confederation Swiss Confederation 99.82 % affiliates of Sberbank 73 Insurance company Sberbank insurance life LLC Russian Federation Russian Federation 100.00 % 74 Sberbank Europe AG Republic of Austria Republic of Austria 100.00 % 75 SBERBANK BH D.D. Bosnia and Herzegovina Bosnia and Herzegovina 100.00 % 76 SBERBANK A.D. BANJA LUKA Bosnia and Herzegovina Bosnia and Herzegovina 100.00 % 77 SBERBANK D.D. Republic of Croatia Republic of Croatia 100.00 % 78 Sberbank Srbija A.D. Republic of Serbia Republic of Serbia 100.00 % 79 “SUPER KARTICA” d.o.o. Beograd Republic of Serbia Republic of Serbia 33.00 % 80 SBERBANK Banka d.d. Republic of Slovenia Republic of Slovenia 99.99 % 81 Privatinvest d.o.o. Republic of Slovenia Republic of Slovenia 99.99 % 82 SBERBANK CZ, A.S. Czech Republic Czech Republic 100.00 % 83 Sberbank Magyarorszag Zrt Hungary Hungary 98.93 % (MAGYARORSZAGI VOLKSBANK RT.) 84 SBAG IT-Services GmbH Republic of Austria Republic of Austria 100.00 % 85 ALB EDV-Service GmbH Republic of Austria Republic of Austria 100.00 % 86 Pronam Nekretnine d.o.o. Republic of Croatia Republic of Croatia 100.00 % (Sberbank Nekretnine d.o.o.) 87 KORUS Consulting CIS LLC Russian Federation Russian Federation 100.00 % 88 Micro-credit company Vidayuchiesya kredity LLC Russian Federation Russian Federation 100.00 % 89 Sberbank Factoring LLC Russian Federation Russian Federation 100.00 % 90 Delovaya Sreda JSC Russian Federation Russian Federation 100.00 % 91 Cetelem Bank LLC (Commercial Bank BNP Russian Federation Russian Federation 79.20 % Paribas Vostok Limited Liability Company) 92 SB Securities S.A. Grand Duchy of Luxembourg Grand Duchy of Luxembourg 100.00 % 93 Sotsialnye Garantii JSC Russian Federation Russian Federation 49.87 % 94 ActiveBusinessConsult LLC Russian Federation Russian Federation 100.00 % Sberbank — Annual report 2019 25 APPENDICES LIST OF THE MAIN SUBSIDIARIES AND AFFILIATES OF SBERBANK COUNTRY COUNTRY CUMULATIVE INTEREST FROM List of the main № NAME OF REGISTRATION OF BUSINESS THE POINT OF VIEW OF THE GROUP subsidiaries and 95 PS Yandex.Money LLC Russian Federation Russian Federation 75.00 % 96 Non-Banking Credit Institution Yandex.Money LLC Russian Federation Russian Federation 75.00 % affiliates of Sberbank 97 Sberbank Service LLC Russian Federation Russian Federation 100.00 % 98 SB Capital S.A. Grand Duchy of Luxembourg Grand Duchy of Luxembourg 0.00 % 99 Nonstate Pension Fund of Sberbank JSC Russian Federation Russian Federation 100.00 % 100 Insurance company Sberbank insurance LLC Russian Federation Russian Federation 100.00 % 101 Sberbank Insurance Broker LLC Russian Federation Russian Federation 100.00 % 102 Professional consultant LLC Russian Federation Russian Federation 100.00 % 103 RuTarget LLC Russian Federation Russian Federation 100.00 % 104 Sberbank Real Estate Centre LLC Russian Federation Russian Federation 100.00 % 105 Digital Technologies LLC Russian Federation Russian Federation 100.00 % 106 Sportme LLC Russian Federation Russian Federation