Laurie A. Kamaiko Edwards Wildman Palmer LLP Partner New York +1 212 912 2768 [email protected] Laurie is a partner in the Insurance and Reinsurance Department whose practice Areas of Practice focuses on advising companies on exposures and coverage issues arising from Insurance & Reinsurance emerging and complex risks such as privacy and cyber risks and catastrophic Coverage & Claims natural disasters and terrorist events, as well as on professional liability claims and Complex Litigation environmental risks. She counsels companies on the handling of claims arising from such risks and , as well advises on new product development and policy wordings. Privacy & Data Protection She also regularly advised companies in the insurance industry on claims handling, Reinsurance bad faith and other extra contractual exposures, and risk management. When Technology, Media & litigation is necessary, she represents her clients in state and federal courts, as well Telecommunications as in arbitrations, mediations and other dispute resolution proceedings. Compliance for Risk Management Laurie is a member of the Firm's Privacy & Data Protection Group Steering Committee and it's Data Breach Response Team. Edwards Wildman's Privacy & Industries Data Protection Group is nationally recognized in the 2013 US Legal 500 and the Healthcare 2013 Chambers & Partners USA Guide. She advises clients on privacy, data breach and cyber risk exposures and claims, and on related insurance issues. She Cloud Computing & Managed IT is editor of the Firm's white paper, "Everyone's Nightmare: Privacy and Data Breach Services Risks," which is regularly updated. Laurie has been included in the 2010, 2011 and Technology 2012 New York - Metro Super Lawyers listings by Thomson & Reuters. Education Notable Experience Vassar College, B.A. Boston University School of Law, • Laurie advises insurers on complex coverage issues, provides coverage J.D. opinions, negotiates resolution of coverage disputes and litigates coverage actions. Bar Admissions Massachusetts • Laurie regularly advises clients on cyber risk and privacy related exposures, New York including those arising from data breaches and business practices involving the collection, usage and disclosure of personal information. Court Admissions • Laurie frequently advises insurers on insurance coverage and claims U.S. District Court, Southern handling issues arising from data breaches and other privacy related District of New York claims, including issues arising under specialty cyber risk policies, general U.S. District Court, Eastern liability policies including “Coverage B” personal and advertising injury District of New York coverage provisions, and professional liability policies. Memberships • Laurie counsels insurers and reinsurers on their development of new forms, American Bar Association, and drafts policies and endorsements. Member TIPS Section APIW, Inc., an association of • Laurie acts as coordinating counsel on extra-contractual claims, counsels professional insurance women, insurers on bad faith exposures, provides risk management advice to Past President insurers on managing their exposures to extra contractual liability, and defends insurers against allegations of bad faith and unfair claims handling. Laurie A. Kamaiko Memberships, • Laurie represents insurance and reinsurance companies as to issues Continued arising from natural disasters including hurricanes and earthquakes, as well International Association of as other catastrophic events such as September 11, 2001 and cyber- Privacy Professionals attacks. New York State Bar Association, Committee on Association • Laurie counsels companies on aviation and aerospace insurance issues. Insurance • Laurie advises clients on liability and coverage issues arising in the health care context, and earlier in her legal career regularly defended health care institutions and professionals in defense of malpractice claims. • Laurie defends professional liability and general liability lawsuits involving significant damages and complex liability issues. • Laurie guides insurers in their compliance with the Terrorism Risk Insurance Act of 2002, the Extension Act of 2005, and the Terrorism Risk Insurance Program Reauthorization Act of 2007. Recent Speaking Engagements and Publications • "Cyber Crime: How to Protect Yourself and Your Business," panelist, Leading Women of Southern New England, November 24, 2013. • "BYOD and Social Media: Navigating a Shifting Risk Landscape," panelist, Advisen Cyber Liability Conference, October 24, 2013. • "Willis Fortune 1000 Cyber Disclosure Webinar," speaker, Willis Client Webinar, October 16, 2013 • "Cyber Risks," moderator, 5th Annual Reactions North America Conference, New York, NY, September 25, 2013 • "Data Analytics and Aggregations," panelist, Net Diligence Cyber Risk and Privacy Liability Forum, Philadelphia, June 6-7, 2013. • "Issue Spotting the Marathon Bombings - A Look at Potential Claims and Implicated Coverages," co-author, Claims Management Magazine, May 7, 2013. • "Hot Topics in Coverage B Litigation -- How Elastic is the Scope of Coverage B: Recent Attempts to Expand the Application of Coverage B,” speaker and co-author, DRI 2013 Insurance Coverage and Claims Institute, April 12, 2013. • "Regulators are Expressing Heightened Interest in Mobile Apps and Privacy Enforcement: Is Your Company Prepared?,” co-author, Edwards Wildman Client Advisory, April 2013. • Master Workshop: "Everyone’s Nightmare: Privacy and Data Breach Risks," speaker, LMA Lloyd's Market Academy Masterclass, February 8, 2013. Laurie A. Kamaiko • "Everyone’s Nightmare: Privacy and Data Breach Risks," speaker, International Underwriting Association, February 5, 2013. • "A Storm Named Sandy," presenter, Edwards Wildman Palmer seminar, New York, January 17, 2013. • "When Sandy Became a Superstorm But Not a Hurricane: The Effect on Deductibles," co-author, Edwards Wildman Insurance and Reinsurance Review, January 2013. • "Getting the Deal Through," co-author, USA analysis chapter, Insurance and Reinsurance, 2009, 2010, 2011, 2012. • Co-Chair C5’s Data Protection, Cyber Risk and Information Security Conference, London, October 2012, and panelist on “Born in the USA: Current Lessons from the Home of Cyber Risk Insurance to Improve Your European Policies.” • "Negotiating and Drafting Specialized Cyber Risk Provisions and Policies to Cover Data Loss Arising from Cloud Computing," speaker, American Conference Institute's Cyber & Data Risk Insurance Forum, September 2012. • "Not Kidding About Protecting Kids' Data - FTC Puts Forth More Changes to Proposed Children's Privacy Rules," co-author, Edwards Wildman Palmer LLP Client Advisory, August 14, 2012. • "Everyone's Nightmare: Privacy and Data Breaches," co-presenter, Edwards Wildman's 11th Annual Half-Day Insurance and Reinsurance Seminar, New York, June 13, 2012. • "US Data Protection: Under Close Scrutiny," co-author, Bermuda Captive Magazine, June 2012. • “Big Brother Is Online And A Rising Risk For Insurers,” co-author, Law360, March 29, 2012. • "Online Behavioral Advertising/Tracking Litigation: A Rising Risk Facing Insurers and Insureds," co-author, Edwards Wildman Insurance and Reinsurance Review, March 2012. • “An interview with Edwards Wildman,” interviewee, concerning privacy and data protection practice and developments, The Monthly Lawyer, March 2012. • "March 1 Deadline for Companies and Vendors with Massachusetts Personal Information," co-author, Edwards Wildman Palmer LLP Client Advisory, January 2012. • "Foreseeable and Reasonable Mitigation Costs Can Constitute Cognizable Injury from a Data Breach - At Least Under Maine Law," co- author, Edwards Wildman Palmer LLP Client Advisory, October 2011. Laurie A. Kamaiko • “Public Companies May Need to Disclose their Exposure to Material Cyber Security Risks According to New Guidance Issued by SEC Division of Corporation Finance,” co-author, Edwards Wildman Palmer LLP Client Advisory, October 2011. • "Market Scan: Available Products, Scope of Coverage and Typical Terms,” speaker, C5 Forum on Data Risk, Cyber and Network Security Insurance, September 20, 2011, London, United Kingdom. • “Data Breaches at Home and Abroad: This Can Mean You Too!,” panelist, Edwards Angell Palmer & Dodge Webinar, July 14, 2011. • Mock Trial, presenter, CLM 2nd Annual Litigation Management Conference, Bermuda, October 20, 2010. • "Assessing What a Breach and a Resulting Claim is Really Worth," panelist, 4th National Advanced Forum on Cyber & Data Risk Insurance, September 27 - 28, 2010. • "Dealing with Data Breaches: Legal, Practical, and Financial Issues," speaker, Massachusetts Health Data Consortium Seminar, September 17, 2010. • "A New Exposure of the Information Age: Data Breaches of Personal Information," co-author, Journal of Reinsurance, Spring 2010. • "Data Protection Challenges for Bank Insurance Programs in the U.S.: New and Upcoming Deadlines and Exposures," speaker, American Bankers Insurance Association Teleconference, March 11, 2010. • "Every Company's Nightmare: Privacy and Data Breach Risks," speaker, program presented by ACG of Greater New York and Edwards Angell Palmer & Dodge LLP, New York, September 22, 2009. • "Consequential Damages: New Developments in New York Case Law Regarding an Insured's Right to Recover Extra Contractual Damages," co- author, Edwards Angell Palmer & Dodge Insurance and Reinsurance Review, March 2009. • "An Insured's Right to Recover Consequential Damages Against its Insurer Under New York Law: Will It Be the