JANUARY ISSUE, 2020 | A HALF-YEARLY PUBLICATION INSIDE MD & CEO Talks to Prothom Alo Travelogue Poetry Financial Inclusion for Sustainable Development | JAN-2020 1 EDITORIAL ADVISOR A Year of Exuberance Quazi Osman Ali For Social Islami Bank Limited the year-2019 ended with the sumptuous celebration of 24 Managing Director & CEO years of glory and pride and thus we stepped into the landmark year of silver jubilee. Like the previous years, anniversary celebration created quite a buzz among the employees, clients and well-wishers. Media presence was conspicuous. Visionary and prudent EDITORIAL prescription of the MD & CEO would pave the way to a healthy growth of SIBL. ADVISOR One of the key components of sustainable development is to make available the develop- ment tools every nook and cranny of the country. Aiming at contributing to the sustaina- Kazi Towhidul Alam ble development the nancial services of the Bank are being made available for all even to Additional Managing Director the ultra-poor. Agent banking can play a vital role in this regard. This window has made nancial services accessible to all at a cheaper and easier means. SIBL has 122 Agent Outlets across the country to provide services among the previously unbanked people. EDITORIAL The most optimistic thing is that 150 Cr. deposit has been procured so far signifying that marginal people have been developing saving tendency. This change will surely bring TEAM change to their lot. To promote agent banking, we arranged agent conference. In the conference the agents expressed the challenges and prospects of this kind of banking. Md. Moniruzzaman SVP & Head of Branding Festivity is in the vein of our culture and heritage and so is in SIBL. For the rst time, we & Communications arranged a photography competition with the photographs taken by the employees of Md. Abdur Razzak SIBL, which turned into a festival. The purpose of the competition was to reinvigorate FAVP, Head of MDS employee morale. The rst six photographs found their place in our calendar-2020. This has earned a huge applause from inside and outside of the Bank. Md. Ashaduzzaman Pramanik SEO, Branding & Communications We believe that each citizen has an inalienable right to education and a decent life. The underprivileged youths constitute the part of whole but they are far o a decent life. In order to mainstreaming them into education and job, we joined UCEP Bangladesh to provide skill development training. Under this joint venture 200 underprivileged youths PUBLISHED BY will receive skill development training with job placement opportunities. Branding & Communications Division Looking back we found many things deserving to be celebrated. We have achieved almost DESIGN & PRINTING all the targets which were set at the beginning of the year-2019. Our network of banking has been widened too. In the New Year, we will continue to ensure the best customer experiences. We will oer a handful of products and services to our clients. We hope to take the Bank one step forward capitalizing all the opportunities and challenges the coming year will oer. WHAT’S INSIDE COVER INTERVIEW STORY 02 34 SIBL AGENT BANKING TRAVELOGUE 40 48 PHOTOGRAPHY SCHOLARSHIP EXHIBITION AWARDED 64 72 CORPORATE SOCIAL LITTLE THINGS THAT RESPONSIBILITY (CSR) 05 MAKE A BIG DIFFERENCE 58 24TH ANNIVERSARY CELEBRATION 10 BEST SIX PHOTOGRAPHS 66 TÊTÊ-À-TÊTÊ 46 HEALTH TIPS 62 EMERGENCE OF WOMEN evq~ `~l‡Yi we¯ÍvwiZ KweZv 60 SCHOOL BANKING 71 INTERVIEW XvKv I PÆMªv‡gi evB‡i e¨vs‡Ki wewb‡qv‡Mi my‡hvM mxwgZ 25 eQ‡i cv ivL‡Q †`‡ki wØZxq cªR‡b¥i kwiqvnwfwËK †mvk¨vj Bmjvgx e¨vsK wjwg‡UW (GmAvBweGj)| MZKvj e¨vsKwU cªwZôvi 24 eQi c~Y© K‡i‡Q| †Kgb Pj‡Q e¨vsKwU, 24 eQ‡i KZUyKy G‡Mvj| Gme wb‡q cª_g Av‡jvi m‡½ K_v e‡j‡Qb e¨vsKwUi e¨e¯’vcbv cwiPvjK I cªavb wbe©vnx KvRx Imgvb Avjx| KvRx Imgvb Avjx e¨e¯’vcbv cwiPvjK I cÖavb wbev©nx, †mvk¨vj Bmjvgx e¨vsK wjwg‡UW cª_g Av‡jv: 25 eQ‡i cv ivL‡Q GiB g‡a¨ Avgiv †`kwUi †K›`ªxq Av‡M Avgv‡`i e¨vs‡Ki †ek wKQy †mvk¨vj Bmjvgx e¨vsK| G `xN© e¨vs‡Ki Kv‡Q Av‡e`b K‡iwQ| wewb‡qv‡Mi wKw¯Í †gqv‡`vËxY© mg‡q e¨vsKwUi AR©b Kx? †mŠw` †K›`ªxq e¨vs‡Ki KvQ †_‡K n‡q c‡o| Avwg `vwqZ¡ †bIqvi jvB‡mÝ †c‡j †`‡ki evB‡i cª_ ci kvLv ch©v‡q †gqv‡`vËxY© n‡q KvRx Imgvb Avjx: wØZxq cªR‡b¥i gev‡ii g‡Zv evsjv‡`‡ki †Kv‡bv hvIqv A‡bK wewb‡qvM‡K †kªYxK…Z e¨vsK wn‡m‡e G e¨vs‡Ki hvÎv ïiæ e¨vs‡Ki kvLv Kvh©µg ïiæ n‡e| FY wn‡m‡e AšÍf©y³ Kwi, hv‡Z n‡qwQj| 24 eQ‡i G e¨vs‡Ki fwel¨‡Z e¨vs‡Ki Avw_©K Ae¯’vi MªvnKmsL¨v 15 jvL Qvwo‡q cª_g Av‡jv: Avgiv †`LwQ e¨vsK DbœwZ N‡U| Zv‡Z 2018 mv‡j †M‡Q| GB wecyj msL¨K MªvnKB Lv‡Z eZ©gv‡b me‡P‡q eo mgm¨v †Ljvwc F‡Yi cwigvY wKQyUv †e‡o Avgv‡`i g~j kw³| Zvu‡`i mš‘wóB n‡”Q †Ljvwc FY| G wb‡q e¨vcK wM‡qwQj| G eQ‡ii †m‡Þ¤^‡ii Avgv‡`i eo AR©b| eZ©gv‡b Av‡jvPbv mgv‡jvPbv Av‡Q| †k‡l †Ljvwc F‡Yi cwigvY A‡bK †`kRy‡o GmAvBweG‡ji 159wU Avcbvi e¨vs‡Ki †Ljvwc F‡Yi K‡g G‡m‡Q| Avkv KiwQ eQi kvLv i‡q‡Q| Gi cvkvcvwk 108wU cwiw¯’wZ Kx? †k‡l Zv AviI K‡g Avm‡e| G‡R›U e¨vswKs AvDU‡jU, 12wU Avgv‡`i jÿ¨ n‡”Q K‡qK eQ‡ii KvRx Imgvb Avjx: Avgiv †h‡nZy e¨vswKs ey_ I 96wU GwUGg ey_ g‡a¨ †Ljvwc FY 5 kZvs‡ki wb‡P Bmjvgx kwiqvnwfwËK e¨vswKs bvwg‡q Avbv| i‡q‡Q, hv mgmvgwqK A‡bK Kvh©µ‡gi m‡½ hy³, ZvB Avgv‡`i e¨vs‡KiB †bB| G Qvov we‡`‡ki †Kv‡bv wewb‡qvM IfviwWD ev wKw¯Í cª_g Av‡jv: m¤cÖwZ e¨vsK Lv‡Z gvwU‡Z GmAvBweG‡ji †mev †gqv‡`vËxY© n‡q †M‡j †m¸‡jv‡K cªKUfv‡e Zvij¨msKU †`Lv †`q| m¤cÖmvi‡Y †mŠw` Avi‡ei †RÏvq gybvdvq hy³ Ki‡Z cvwi bv| Avcbv‡`i e¨vsKI wK G ai‡bi GKwU c~Y©v½ kvLv ¯’vc‡bi Rb¨ gvwjKvbv I e¨e¯’vcbv cwieZ©‡bi msK‡U c‡o‡Q? 2 | Jan-2020 KvRx Imgvb Avjx: e¨vsK wewb‡qv‡Mi GKwU eo Ask G `ywU cª_g Av‡jv: `yB hyM †cwi‡q GLb Lv‡Z wKQyw`b Av‡M nVvr K‡i kn‡i| evsjv‡`‡ki Av_©mvgvwRK G e¨vsK‡K wN‡i Avcbvi fwel¨r Zvij¨msKU †`Lv w`‡qwQj, GwU ev¯ÍeZvq e¨vsK wn‡m‡e Avgiv cwiKíbv Kx? mZ¨| cy‡iv Lv‡Z G msKU †`Lv hLb e¨emv Ki‡Z hvB ev FY w`‡jI Avgv‡`i e¨vs‡K †Kv‡bv weZiY Ki‡Z hvB, ZLb XvKv- KvRx Imgvb Avjx: eZ©gv‡b Zvij¨msKU wQj bv| GLb ch©šÍ PÆMªv‡gi evB‡i wk‡í wewb‡qv‡Mi wek¦Ry‡oB e¨vswKs †mev Avgiv GK w`‡bi Rb¨I †K›`ªxq Lye †ewk my‡hvM _v‡K bv| A_©vr cªhyw³wbf©i n‡q co‡Q| e¨vs‡K GmGjAvi (mswewae× G `yB wefv‡Mi evB‡i e¨vs‡Ki Mªvn‡KivI GLb N‡i e‡mB me Rgvi nvi), wmAviAvi (bM` ai‡bi e¨vswKs †jb‡`b Ki‡Z Rgvi nvi) msiÿ‡Y e¨_© nBwb| eo wewb‡qv‡Mi my‡hvM mxwgZ| hw` Zvij¨msKU _vKZ, Z‡e KviY, GLb ch©šÍ Avgv‡`i wkí, Pvb| GB Ae¯’vq cªhyw³evÜe Avgv‡`i c‡ÿ GmGjAvi- KjKviLvbvi wmsnfvMB XvKv I MªvnK‡K e¨vswKs †mevi AvIZvq wmAviAvi msiÿY m¤¢e n‡Zv PÆMªvg‡Kw›`ªK| ZviciI Avgiv Avb‡Z n‡j cªhyw³wfwËK bv| fwel¨‡ZI hv‡Z G ai‡bi Lyjbv, ivRkvnx, wm‡jU GjvKvq e¨vswKs‡qi †Kv‡bv weKí †bB| msK‡Ui gy‡LvgywL n‡Z bv nq, †m wewb‡qvM evov‡bvi †Póv KiwQ| ZvB cªhyw³wbf©i †mev evov‡bvi Rb¨ Avgiv Avgv‡`i AvgvbZ c‡Y¨ e¨vsK PvB‡jB cvkvcvwk Avgv‡`i cªhyw³i bvbv ‰ewPΨ G‡bwQ| †`‡ki cªexY †Zv Av‡iKwU wbivcËvI wbwðZ Ki‡Z n‡e| ev e‡qv‡R¨ô bvMwiK I bvix‡`i †m Abyhvqx Avgiv wbivc` I Rb¨ AvKl©Yxq gybvdvq wKQy AvgvbZ cY¨ Pvjy K‡iwQ, hv cªhyw³wfwËK e¨vswKs †mevi MªvnK‡`i g‡a¨ †ek mvov cªmv‡i m‡e©v”P ¸iæZ¡ w`w”Q| †d‡j‡Q| Zv Qvov G‡R›U I Avwg `vwqZ¡ †bIqvi ci ey_ e¨vswKs‡qi gva¨‡gI †`‡ki MZ `yB eQ‡i G e¨vs‡K cªZ¨šÍ AÂj †_‡K Avgiv Kg GjvKvq Z_¨cªhyw³i e¨envi evov‡Z Li‡P AvgvbZ msMªn KiwQ| wewb‡qvM wbR¯^ GKwU †gvevBj A¨vc G‡R›U I ey_ e¨vswKs‡qi gva¨‡g ev Pvjy Kiv n‡q‡Q, hv‡Z GiB g‡a¨ GKk †KvwU UvKvi †ewk A_©vqb N‡i e‡m Mªvn‡Kiv GB AvgvbZ msMªn Kiv n‡q‡Q| Gme Ki‡Z A¨vc e¨envi K‡i Zvu‡`i D‡`¨v‡Mi Kvi‡Y eZ©gv‡b Avgv‡`i cv‡i bv| †hLv‡b Avwg wewb‡qvM e¨vs‡Ki Zvij¨ cwiw¯’wZ h‡_ó ˆ`bw›`b e¨vswKs †mev MªnY Ki‡Z gReyZ wf‡Zi Ic‡i `vuwo‡q‡Q| Ki‡Z PvB, †mLv‡b Pvwn`vI cv‡ib| G Qvov eZ©gv‡b e¨vs‡Ki _vK‡Z n‡e| ïay GmAvBweGj wbR¯^ GKwU AvaywbK Kj †m›Uvi cª_g Av‡jv: evsjv‡`k e¨vs‡Ki bq, Avcwb hw` G †`‡ki †ewki ¯’vc‡bi cªwµqv Pj‡Q| GwUGg Z_¨ Abyhvqx, Avcbv‡`i e¨vs‡Ki fvM e¨vs‡Ki wewb‡qv‡Mi w`‡K †mev `ªæZ evov‡bvi D‡`¨vM †bIqv wewb‡qv‡Mi eo AskB GL‡bv XvKv ZvKvb Zvn‡j †`L‡Z cv‡eb I PÆMªvg‡Kw›`ªK i‡q †M‡Q| G n‡q‡Q| Avkv KiwQ, Gme D‡`¨vM meviB wmsnfvM wewb‡qvM n‡q‡Q ev¯ÍevwqZ n‡j GmAvBweGj e¨vcv‡i Avcbvi e³e¨ wK? XvKv I PÆMªvg‡Kw›`ªK| Zv m‡Ë¡I AvMvgx K‡qK eQ‡ii g‡a¨ †`‡ki Avgiv †`‡ki cªZ¨šÍ A‡ji KvRx Imgvb Avjx: Avgv‡`i F‡Yi cª_g mvwii e¨vs‡K cwiYZ n‡e| wmsnfvM g~jZ kni‡Kw›`ªK| XvKv `wi`ª Rb‡Mvôx‡K Bmjvwg e¨vswKs I PÆMªvg †`‡ki `ywU eo kni Ges †mevi AvIZvq Avbvi Rb¨ G‡R›U cÖ_g Av‡jv wkíKviLvbv, e¨emv-evwY‡R¨i eo e¨vswKs I ey_ e¨vswKs‡K †ewk kwbevi, 23 b‡f¤^i 2019 AskB G `ywU kni‡Kw›`ªK| ZvB cªvavb¨ w`‡q hvw”Q| Ab¨vb¨ e¨vs‡Ki g‡Zv Avgv‡`i | JAN-2020 3 CORPORATE SOCIAL RESPONSIBILITY (CSR) THE CORPORATE SOCIAL RESPONSIBILITY (CSR) OF THE BANK USUALLY CONCENTRATES ON HEALTH, EDUCATION, SPORTS, DISASTER MANAGEMENT AND ENVIRONMENTAL PROGRAMS.
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