INFORMATION REVIEW AS OF DECEMBER 31, 2013 Buenos Aires, Argentina, February 6, 2014 – Banco Patagonia S.A. (BCBA: BPAT; BOVESPA: BPAT11) reports on the consolidated income of 4th quarter (4Q13) for financial year 2013. OUTSTANDING DATA • Banco Patagonia closed 4Q13 having ARS 30,146.4 million in Assets, ARS 19,187.8 million in Loans, ARS 22,067.0 million in Deposits, and ARS 4,596.5 million as Shareholders’ Equity. Consolidated figures exhibit Assets for ARS 32.314,1 million, Loans for ARS 21.174,2 million and Deposits for ARS 22.613,7 million. • Net income for 4Q13 was ARS 354.6 million, keeping at the same level if compared to 3Q13 and representing a 55.5% year-over-year increase. • Retained earnings corresponding to FY 2013 amounted to ARS 1,229.7 million, accounting for a 39.0% increase as compared to the previous fiscal year, with a 30.9% ROE (average return on equity) and a 4.3% ROA (average return on assets). • Loans granted to the non-financial private sector on a consolidated basis amounted to ARS 21,161.4 million, representing a 4.0% quarter-on-quarter increase, and a 23.5% year-over-year increase; the increase in commercial assistance to companies through bill discounting and unsecured loans, and within the consumers portfolio through credit cards and auto loans, should be noted. • Total consolidated deposits amounted to ARS 22,613.7 million, which accounts for a 7.7% quarter-on- quarter increase (ARS 21,005.0 million). Additionally, an increase of 19.0% was recorded as compared to 4Q12 (ARS 19,005.1 million), mainly in savings accounts and term deposits. • The non-performing portfolio index over total financing was 1.5%, and coverage with provisions on the non- performing loan portfolio was 269.4%. • Banco Patagonia continues to record high capitalization indexes, with capital surplus of ARS 2,153.1 million over the Argentine Central Bank (BCRA) requirements, generated by a capital requirement of ARS 2,451.6 million and aggregation in the amount of ARS 4,604.7 million. • As of December 31, 2013, Banco Patagonia S.A. employs 3,268 people and has a wide network made up of 199 customer desks all over the country, distributed in the capital and major cities in each province. 4Q13 Results Page 1 FINANCIAL REPORTING For the purposes of drafting this Report, Banco Patagonia S.A. has consolidated line by line its balance sheet and profit and loss statement with the financial statements of its subsidiaries, PATAGONIA VALORES S.A. Sociedad de Bolsa, Patagonia Inversora S.A. Sociedad Gerente de Fondos Comunes de Inversión, Banco Patagonia (Uruguay) S.A.I.F.E. and GPAT Compañía Financiera S.A. PROFIT (LOSS) OF THE YEAR FY 2013 closed with a net income after taxes of ARS 1,229.7 million, an increase of 39.0% compared to the previous financial year (ARS 884.6 million), accounting for a ROE (average return on equity) of 30.9% and a ROA (average return on assets) of 4.3%. Financial income in FY 2013 grew by 57.7% compared to FY 2012 (ARS 5,587.3 million vs. ARS 3,541.9 million), as a result of higher income generated in interest accrual on loans to the private sector due to a larger portfolio (ARS 21,161.4 million vs. ARS 17,137.6 million), the result of foreign currency forward transactions, and revaluation of the foreign currency asset position. As regards financial expenses, there was an increase of 84.1% compared to the previous financial year (ARS 2,440.5 million in 2013 vs. ARS 1,325.3 million in 2012), as a result of an increase of 80.6% in interest paid on time deposits due to an increase in volume and interest rates in that portfolio. Furthermore, there was an increase of ARS 170.5 million in interest paid on other liabilities for financial intermediation, mainly due to interest payment on non-subordinate corporate bonds of GPAT Compañía Financiera S.A. and Banco Patagonia S.A. As a consequence of the above, the intermediation spread increased by 42.0%, reaching ARS 3,146.8 million as compared to ARS 2,216.6 million in the previous year. The uncollectibility charge on loans increased by ARS 227.9 million, as a result of the increase in total portfolio volume, an increase in delinquency and the constitution of bad debt provisions in excess of the minimum levels required by the Argentine Central Bank, therefore increasing the non-performing portfolio on total financing index as compared to the previous financial year (269.4% in FY 2013 and 256.7% in FY 2012). Net fee income increased by 28.5% in FY 2013, reaching ARS 1,274.8 million vs. ARS 992.4 million in FY 2012, as a result of an increase in the volume of fee-earning transactions, mainly those related to deposit accounts, debit and credit card transactions and loans. Administrative expenses rose by 26.4%, from ARS 1,464.8 million in 2012 to ARS 1,851.2 million in 2013; there was an increase in operating expenses due to the Bank's larger operative structure as a result of the opening of more than 15 customer desks, to suppliers' price adjustments and increased payroll expenses by a larger payroll and of wage settlements during FY 2013. 4Q13 Results Page 2 Miscellaneous earnings (net of miscellaneous losses) increased by 53.1% during FY 2013, mainly due to the sale of two properties in 2Q13, recovery of taxes and other miscellaneous earnings. Banco Patagonia Consolidated Change (%) as Summarized Statement of Retained Earnings Figures of In million pesos 12/31/2013 12/31/2012 12/31/2012 Financial Income 5,587.3 3,541.9 57.7% Financial Expenses 2,440.5 1,325.3 84.1% Gross Intermediation Spread 3,146.8 2,216.6 42.0% Uncollectibility Charge 540.2 312.3 73.0% Net Fee Income 1,274.8 992.4 28.5% Administrative Expenses 1,851.2 1,464.8 26.4% Net Operative Income 2,030.2 1,431.9 41.8% Miscellaneous Income / Loss 125.7 82.1 53.1% Income before Income Tax 2,155.9 1.514.0 42.4% Income Tax 926.2 629.4 47.2% NET PROFIT (LOSS) OF THE YEAR 1,229.7 884.6 39.0% Annual Average Number of Outstanding Shares 719.1 719.2 0.0% Shares Issued at year-end 0.2 0.1 100.0% Earnings per Share – Amounts in pesos 719.3 719.3 0.0% Earnings per BDR (*) – Amounts in pesos 1.7101 1.2300 39.0% (*) Each BDR is equivalent to 20 common shares. 4Q13 Results Page 3 4Q13 PROFIT (LOSS) Banco Patagonia Consolidated Summarized Statement of Income Change (%) as of Figures In million pesos 4Q13 3Q13 4Q12 3Q13 4Q12 Financial Income 1,893.7 1,508.2 989.3 25.6% 91.4% Financial Expenses 748.9 627.4 421.9 19.4% 77.5% Gross Intermediation Spread 1,144.8 880.8 567.4 30.0% 101.8% Uncollectibility Charge 267.6 138.6 96.5 93.1% 177.3% Net Fee Income 331.9 325.3 287.5 2.0% 15.4% Administrative Expenses 499.7 462.5 393.7 8.0% 26.9% Net Operative Income 709.4 605.0 364.7 17.3% 94.5% Miscellaneous Income / Loss -5.5 -0.6 24.7 816.7% -122.3% Income before Income Tax 703.9 604.4 389.4 16.5% 80.8% Income Tax 349.3 248.5 161.4 40.6% 116.4% Net Income for the Quarter 354.6 355.9 228.0 -0.4% 55.5% Net income for 4Q13 was ARS 354.6 million, keeping at the same level as in 3Q13 (ARS 355.9 million) and accounting for a 55.5% increase as compared to 4Q12 (ARS 228.0 million). Gross interest income increased by 30.0% as compared to the previous quarter (ARS 1,144.8 million vs. ARS 880.8 million), mainly due to income from foreign currency forward transactions, which reached ARS 350.6 million, and the revaluation of foreign currency active position in the amount of ARS 201.6 million. Additionally, there were increases in income from the commercial portfolio products, especially overdrafts, bill discounting and unsecured loans, which reached ARS 98.8 million. Furthermore, the non-performing portfolio on total loans index reached 1.5% in this quarter, and the uncollectibility charge was ARS 267.6 million in the same period, as a result of an increase in provisions in excess of the minimum levels required by the Argentine Central Bank, as mentioned before. Net fee income increased by 2.0% as compared to the previous quarter, reaching ARS 331.9 million vs. ARS 325.3 million, as a result of income from fee-earning transactions related to credit card transactions and deposits. Administrative expenses rose by 8% as compared to 3Q13, reaching ARS 499.7 million, as a result of increased miscellaneous operating expenses and payroll expenses, already mentioned under the Section: Profit (Loss) of the Year. 4Q13 Results Page 4 a) Earnings per share Banco Patagonia Consolidated Earnings per Share Change (%) as of Figures In million pesos 4Q13 3Q13 4Q12 3Q13 4Q12 Net Income for the Quarter 354.6 355.9 228.0 -0.4% 55.5% Quarterly Average Number of Outstanding Shares 719.1 719.1 719.2 0.0% 0.0% Quarterly Average Number of Treasury Shares 0.2 0.2 0.1 0.0% 100.0% Shares Issued at year-end 719.3 719.3 719.3 0.0% 0.0% Earnings per Share – Amounts in pesos 0.4931 0.4949 0.3170 -0.4% 55.5% Earnings per BDR (*) – Amounts in pesos 9.8623 9.8985 6.3404 -0.4% 55.5% Book value per share 6.3905 5.8975 4.6809 8.4% 36.5% (*) Each BDR is equivalent to 20 common shares.