Country Public Central credit register Private credit register (Bureau) Germany http://www.bundesbank.de Experian Austria http://www.oenb.at/en/ Experian Belgium https://www.nbb.be/en/central-credit-register Experian Bulgaria www.bnb.bg/AboutUs/AUOnlineServices/AU_AS_CR_REGISTER_PERSON_EN Experian Croatia http://www.hnb.hr/eindex.htm Hrvatski Registar Obveza Po Kreditima Denmark https://www.nationalbanken.dk/da/Sider/default.aspx Experian Slovaquia http://www.nbs.sk/en/home CreditInfo Slovakia Slovenia http://www.ajpes.si/?language=english SISBON Estonia https://www.eestipank.ee/ Krediidiinfo AS Finland http://www.suomenpankki.fi/en/Pages/default.aspx Experian France https://www.banque-france.fr/en/home.html Experian Greece http://www.bankofgreece.gr/Pages/en/default.aspx http://www.tiresias.gr/en/Scoring/index.html Hungary http://english.mnb.hu/ BISZ Zrt Ireland http://www.centralbank.ie/press-area/press-releases%5CPages%5CCentralBankofIrelandlaunchesconsultationonCentralCreditRegister.aspxExperian Italy https://www.bancaditalia.it/servizi-cittadino/servizi/accesso-cr/index.html?com.dotmarketing.htmlpage.language=1www.cerved.com Latvia https://www.bank.lv/en/about-us/tasks/credit-register/about-credit-register Creditinfo Lithuania https://www.lb.lt/about Creditinfo Luxembourg http://www.bcl.lu/en/bcl/index.html n.a. Malta http://www.centralbankmalta.org/ CreditInfo Netherland https://www.nibusinessinfo.co.uk/content/credit-checks-europe https://www.bkr.nl/consumenten/ Poland http://www.nbp.pl http://en.krd.pl/Adding-debtor/For-business-clients/Benefits Portugal https://www.bportugal.pt/en-US/ServicosaoPublico/CentraldeResponsabilidadesdeCredito/Pages/default.aspxEquifax Iberica (Credinformações) Czech R. https://www.cnb.cz/en/supervision_financial_market/central_credit_register/index.html?cnb_css=truehttp://www.cbcb.cz/ Romania http://www.bnr.ro/Home.aspx Experian Sweden http://www.riksbank.se/en/ Experian UK http://www.bankofengland.co.uk Experian Cyprus http://www.centralbank.gov.cy/nqcontent.cfm?a_id=11371&lang=en First Cyprus Credit Bureau Turkey https://www.findeks.com/ Website addresses are for information only. MicroBank takes no responsibility for updates or for the operation of any credit information service these institutions or entities might offer. Sources: http://data.worldbank.org/indicator/IC.CRD.PUBL.ZS http://www.ifc.org/wps/wcm/connect/098f18004f64d0838050ee0098cb14b9/Private+Credit+Bureaus+Around+the+World+J13.pdf?MOD=AJPERES.