1 SELL ANYWHERE MANUFACTURE HERE • Registered as Russian Bank for Corporate Banking Services in the year 2003. • Date of Commencement of Business : Introduction 04.02.2004 • Joint Venture of State Bank of India and Canara Bank(Top Indian Government Banks) Page 3 STATE BANK OF INDIA • State Bank of India is the largest Indian Bank • Only Indian Bank in World top 50 Banks. Services • Balance Sheet size of approximately USD 65 At a Glance Billion. • Presence in 36 countries with 191 branches. • Correspondent Relationship with more than 340 reputed banks in more than 85 countries. Page 4 CORPORATE CLIENTS OF CIBL INCLUDES • TATA POWER • L&T INFOTECH Services At a Glance • ASHOK LEYLAND • CADILA PHARMA Page 5 • Current Accounts/ Settlement Accounts for Corporate in Multiple Currencies ( RUB, USD,EUR) with Internet Banking Facilities. • Deposits from Corporate. Services • Forex Conversion for Corporate. At a Glance • Inward and Outward remittances in Foreign Currencies. • Settlement of Indo Russia defense trade in Ruble Page 6 • WORKING CAPITAL , TERM LOAN,LINE OF CREDIT, PROJECT FINANCE: -For Import and Export Businesses. -For Domestic Business & Manufacturing activities. Credit Facilities • COLLECTIONS : Import Bills. At a Glance • COLLECTIONS & DISCOUNTING: Export Bills. • FOR PROMOTER AND EMPLOYEES OF CORPORATES(banking with us): Housing Loans Page 7 • Issuance of Letter of Credits. • Issuance of Bank Guarantees. LC / BG • Facilitation for issuing Bank Guarantees in India by Facilities State Bank of India and Canara Bank. & trade Finance At a • Facilitation for adding Confirmation to Letter of Credit Glance by State Bank of India and Canara Bank. • Trade Finance (Buyer/Supplier Credit) Page 8 Purpose To Issue Import Letter of Credit to enable Russia Based importers to meet Indian Exporters demand of LC • Eligible customer All Russia based corporates who are importing Quantum of loan Based on requirement Security Scheme ( 40901): 100% /125% cash Margin Bank Scheme : Mortgage of real-estate property of value minimum 125% of Bank Exposure. LC Other: 100% counter guarantee from acceptable Banks Margin Scheme ( 40901): 100% against cash Margin in same Currency, 125% against cash Margin in other currency Bank Scheme: 25% if LC limit granted against acceptable collateral Security COST 4-6% depending upon the rating of the corporate. Page 9 BANK GUARANTEE Purpose To Issue Bank Guarantee(BID & PERFORMANCE) to • enable Russia Based importers/Exporters to meet their Business requirements . Eligible All Russia based corporates who are importing customer Quantum of Based on requirement loan BG Security Scheme (cash Margin): 100% /125% cash Margin as above Bank Scheme : Mortgage of real-estate property of value minimum 125% of Bank Exposure. Other: 100% counter guarantee from acceptable Banks Cost 0.5% per quarter or part thereof. Negotiable depending upon the volume and rating of corporate. Page 10 BILL DISCOUNTING FACILITY TO EXPORTERS • Purpose To provide immediate funds to Russia Based Exporters against accepted bills under LC Eligible All Russia based corporates who are exporting to customer India under LC Bill Quantum of up to 95% encashment of Bills discount loan Security Nil Margin 5% of the bill amount. Applicable Upfront Fee and interest on Negotiable terms Charges Page 11 Housing Loan • Purpose To purchase Residential properties in Russia Eligible All Russia based corporates having three(3) years of customer existence in Russia . Quantum of up to 75% of the value of the property maximum Housing loan RUB 40 million Loan Security Property purchased out of Bank’s finance Interim Real Estate/Corporate Guarantee/Third party Security Guarantee Rate of Interest 10% – 11% per annum Contact Details Email : [email protected] Mobile : +7 985-295-1856 Page 12 CONTACT DETAILS Address UL, Marksitskaya, 16, Moscow, 109147 Telephone 495 735 4335 Fax 495 735 4334 Email [email protected] [email protected] Mobile Numbers: A V P (Credit) +7 985-295-1856 VP(Credit) +7 916-357-4589 Page 13 KUNAL HANDA AVP(CREDIT) CIBL MOSCOW Page 14 .