Company Representative EMC Insurance Companies Bruce G. Kelley, Chairman, President, CEO & Treasurer Peter A. Lefkin, Senior Vice President, Government & Allianz of America External Affairs Allstate Insurance Company Thomas J. Wilson, Chairman, President & CEO American Family Insurance Jack Salzwedel, Chiarman & CEO BITCO Insurance Companies Vince Lamb, President & CEO Chubb Limited Evan G. Greenberg, Chairman & CEO CNA Financial Corporation Dino E. Robusto, Chairman & CEO CSAA Insurance Group, a AAA J. Paul McCaffrey, Jr., CFO Insurer Dan Dunmoyer, Senior Vice President, U.S. Government Farmers Group, Inc. Relations GEICO Olza M. Nicely, Chairman & CEO Berto Sciolla, Regional Manager, North American Treaty General Re Corporation Reinsurance The Hanover Insurance Group Joseph M. Zubretsky, President & CEO The Hartford Financial Services Christopher J. Swift, Chairman & CEO Group Kemper Corporation Joseph P. Lacher, Jr., President & CEO Liberty Mutual Insurance Group David H. Long, Chairman & CEO Lloyd’s Hank Watkins, President, North America MetLife Auto & Home Kishore Ponnavolu, President Munich Re Group Martin Neuhaus, President, National Clients Underwriting Nationwide Mutual Insurance Stephen S. Rasmussen, CEO Company OneBeacon Insurance Group T. Michael Miller, President & CEO Selective Insurance Group Gregory E. Murphy, Chairman & CEO State Auto Insurance Companies Michael E. LaRocco, President & CEO State Farm Automobile Insurance Scott Rassi, Vice President, Operations Company Swiss Re Group J. Eric Smith, President & CEO The Travelers Companies, Inc. Alan D. Schnitzer, CEO USAA Wayne Peacock, President, P&C Utica National Insurance Group Richard P. Creedon, President & CEO W.R. Berkley Corporation William Thornton, Senior Vice President (Retired) Westfield Insurance Edward J. Largent, President & CEO XL Group Michael S. McGavick, CEO Zurich Insurance Group Craig Fundum, Chief Administrative Officer .