The Federal Home Loan Bank Act and the regulations of the Federal Housing Finance Agency (FHFA) require FHLBank members to meet certain standards of community investment or service to maintain continued access to FHLBank Atlanta's long-term advances and new participation in the Bank's Affordable Housing Program or other Community Investment Cash Advances programs. The FHFA reviews the community support record of each FHLBank member every two years. The following members have been selected for review in 2021. Member Name Address City State Zip 22nd State Bank 1920 Main Street Louisville AL 36048 ACIPCO Federal Credit Union 1501 31st Avenue North Birmingham AL 35207 Alabama Central Credit Union 3601 4th Avenue South Birmingham AL 35222 Alabama Credit Union 220 Bryant Drive East Tuscaloosa AL 35401 Alabama One Credit Union 1215 Veterans Memorial Parkway Tuscaloosa AL 35404 Alabama State Employees Credit Union 1000 Interstate Park Drive Montgomery AL 36109 Alabama Teachers Credit Union 702 Walnut Street Gadsden AL 35901 Alamerica Bank 2170 Highland Avenue, Suite 150 Birmingham AL 352054002 AlaTrust Credit Union 3613 6th Avenue S Birmingham AL 35222 All In Federal Credit Union 238 Virginia Avenue Daleville AL 36322 America's First Federal Credit Union 1200 4th Avenue North Birmingham AL 35203 AmeriFirst Bank 8165 Vaughn Road Montgomery AL 36116 APCO Employees Credit Union 750 17th Street North Birmingham AL 35203 AuburnBank 100 N Gay Street Auburn AL 368304814 Avadian Credit Union 1 Riverchase Parkway South Hoover AL 35244 Bank Independent 710 South Montgomery Avenue Sheffield AL 356603812 Bank of Evergreen 146 West Front Street Evergreen AL 364012834 Bank of Moundville 319 Market Street Moundville AL 35474 Bank of Walker County 607 Highway 78 E Jasper AL 35501 BankSouth 3251 Ross Clark Circle N.W. Dothan AL 363033039 BBVA USA 15 S 20th Street Birmingham AL 35233 Blue Cross and Blue Shield of Alabama 450 Riverchase Parkway East Birmingham AL 35244 Brantley Bank and Trust Company 3 North Main Street Brantley AL 36009 Bryant Bank 1550 McFarland Boulevard North Tuscaloosa AL 354062211 CB&S Bank, Inc. 200 S Jackson Street Russellville AL 356532233 CCB Community Bank 225 East Three Notch Street Andalusia AL 36420 Central State Bank 11025 Highway 25 Calera AL 35040 Cheaha Bank 1320 Highway Drive Oxford AL 36203 Citizens Bank & Trust 711 Gunter Avenue Guntersville AL 35976 Citizens' Bank, Inc. Highway 104 & County Road 65 Robertsdale AL 36567 Citizens State Bank 315 Columbus Avenue NW Vernon AL 355920800 CommerceOne Bank 2100 Southbridge Parkway Birmingham AL 35209 Community Neighbor Bank 3 Water Street Camden AL 367262110 Community Spirit Bank 200 Fourth Avenue, SW Red Bay AL 35582 Coosa Pines Federal Credit Union 33710 US Highway 280 Childersburg AL 35044 Corporate America Credit Union 4365 Crescent Road Irondale AL 352101774 Cullman Savings Bank 316 Second Avenue SW Cullman AL 350554175 eCO Credit Union 105 Frankfurt Circle Birmingham AL 35211 EvaBank 4113 Eva Road Eva AL 35621 Family Savings Credit Union 205 Rescia Ave Rainbow City AL 359065932 Farmers and Merchants Bank 1 First Street Lafayette AL 36862 Member Name Address City State Zip Farmers and Merchants Bank 112 E Ladiga Street Piedmont AL 36272 First Bank 312 Main Street Wadley AL 36276 First Bank of Alabama 120 E North Street Talladega AL 35161 First Bank of Boaz 124 South Main Boaz AL 359570757 First Cahawba Bank P. O. Box 2140 Selma AL 36702 First Citizens Bank 100 W Third Street Luverne AL 36049 First Community Bank of Central Alabama 715 Wilson Street Wetumpka AL 360921270 First Community Bank of Cullman 420 2nd Avenue SW Cullman AL 350553509 First Federal Bank, A FSB 1300 McFarland Boulevard, NE Tuscaloosa AL 35406 First Fidelity Bank 1400 Gault Avenue North Fort Payne AL 359673236 First Financial Bank 1630 4th Avenue North Bessemer AL 35020 First Jackson Bank, Inc. 43243 US Highway 72 Stevenson AL 357729987 First Metro Bank 406 W Avalon Avenue Muscle Shoals AL 356612808 First National Bank 341 Military Street, S Hamilton AL 35570 First National Bank & Trust 111 South Main Street Atmore AL 365022445 First National Bank of Hartford 101 3rd Avenue Hartford AL 36344 First Southern Bank 301 South Court Street Florence AL 356305631 First Southern State Bank 80 Bank Street Stevenson AL 35772 First State Bank of Dekalb County 2407 Gault Avenue N Fort Payne AL 35967 First State Bank of the South, Inc. 5856 Highway 278 Sulligent AL 35586 First US Bank 3291 US Highway 280 Birmingham AL 35243 FirstState Bank 88730 Highway 9 Lineville AL 36266 Five Star Credit Union 411 North Foster Street Dothan AL 36303 FNB Bank 402 S Broad Street Scottsboro AL 35768 Friend Bank 220 E Lawrence Harris Hwy. Slocomb AL 36375 Guardian Federal Credit Union 1789 Congressman Dickinson Drive Montgomery AL 36109 Heritage South Credit Union 60 Gene E Stewart Blvd Sylacauga AL 35151 HNB First Bank 40 Main Street Headland AL 363451721 Hometown Bank of Alabama 2002 2nd Avenue E Oneonta AL 35121 Legacy Community Federal Credit Union 1400 20th Street, S Birmingham AL 352054914 Listerhill Credit Union 4790 East Second Street Muscle Shoals AL 35661 Marion Bank and Trust Company 501 S Washington Street Marion AL 36756 Max Credit Union 400 Eastdale Circle Montgomery AL 36117 Merchants & Farmers Bank of Greene County 302 Prairie Avenue Eutaw AL 35462 Merchants Bank of Alabama 900 2nd Avenue SW Cullman AL 350554233 Merit Bank 659 Gallatin Street SW Huntsville AL 35801 Metro Bank 800 Martin Street S Pell City AL 351282133 MidSouth Bank 2526 W Main Street Dothan AL 36303 Millennial Bank 629 1st Avenue, SE Leeds AL 35094 Mutual Savings Credit Union 2040 Valleydale Road Hoover AL 352442006 Naheola Credit Union 5480 Main Street Pennington AL 36916 New Horizons Credit Union 622 Azalea Road Mobile AL 36609 NobleBank & Trust 1509 Quintard Avenue Anniston AL 36201 Oakworth Capital Bank 850 Shades Creek Parkway Birmingham AL 35209 Peoples Bank of Alabama 1912 Cherokee Avenue SW Cullman AL 35055 Peoples Bank of Greensboro 1402 State Street Greensboro AL 36744 PeoplesTrust Bank 1281 Military Street S Hamilton AL 35570 Phenix-Girard Bank 801 13th Street Phenix City AL 368675040 Pinnacle Bank 1811 Second Avenue Jasper AL 35501 Premier Bank of the South 101 First Avenue, NW Cullman AL 350553425 ProAssurance Indemnity Company, Inc. 100 Brookwood Place Birmingham AL 35209 Progress Bank and Trust 201 Williams Avenue Huntsville AL 35801 Redstone Federal Credit Union 220 Wynn Drive Huntsville AL 358930001 Regions Bank 1900 Fifth Avenue North Birmingham AL 35203 Member Name Address City State Zip River Bank & Trust 2611 Legends Drive Prattville AL 36066 RiverFall Credit Union 2520 6th Street Tuscaloosa AL 35401 Robertson Banking Company 216 North Walnut Street Demopolis AL 367322032 Samson Banking Company, Inc. (The0 2 West Main Street Samson AL 364771120 Security Federal Savings Bank 301 Third Avenue S. Jasper AL 35501 Southern Independent Bank 503 N Main Street Opp AL 36467 Southern States Bank 615 Quintard Avenue Anniston AL 36207 SouthFirst Bank 126 N Norton Avenue Sylacauga AL 351502400 SouthPoint Bank 3501 Grandview Parkway Birmingham AL 35243 State Bank and Trust 1945 U. S. Highway 43 Winfield AL 35594 SunSouth Bank 108 Jamestown Boulevard Dothan AL 36301 Sweet Water State Bank 101 Main Street Sweet Water AL 36782 The Bank of Vernon 44825 Highway 17 Vernon AL 35592 The Citizens Bank 301 South Edwards Street Enterprise AL 363303801 The Citizens Bank 1300 State Street Greensboro AL 36744 The Citizens Bank of Winfield 236 Bankhead Highway Winfield AL 35594 The Commercial Bank of Ozark 200 South Merrick Avenue Ozark AL 363601819 The Exchange Bank of Alabama Blount and 6th Street Altoona AL 35952 The Farmers & Merchants Bank 320 Main Street Waterloo AL 356770128 The First National Bank of Dozier 7825 S. Main Street Dozier AL 36028 The Southern Bank Company 221 South Sixth Street Gadsden AL 35901 Town-Country National Bank 118 Broad Street Camden AL 367261741 Traditions Bank 109 2nd Avenue NW Cullman AL 35055 Troy Bank & Trust Company 1000 Highway 231 South Troy AL 360812022 Union State Bank 2019 Cogswell Avenue Pell City AL 35125 United Bank 200 E. Nashville Avenue Atmore AL 365022536 Valley State Bank 15565 Highway 43 Russellville AL 356530043 West Alabama Bank & Trust 509 1st Avenue, W Reform AL 35481 Advantage Financial Federal Credit Union 810 Vermont Avenue, NW (831) Washington DC 20420 Bank-Fund Staff Federal Credit Union 1725 I Street NW, Suite 150 Washington DC 200062406 City First Bank of D.C., N.A. 1432 U Street NW Washington DC 20009 Department of Commerce Federal Credit Union Room B-818 Herbert C. Hoover Washington DC 20230 Department of The Interior Federal Credit Union 1849 C Street NW Washington DC 20240 IDB Global Federal Credit Union 1300 New York Avenue, NW Washington DC 20577 Industrial Bank 4812 Georgia Avenue NW Washington DC 200114522 Library of Congress Federal Credit Union 101 Independence Avenue SE, #634 Washington DC 205409992 O.A.S. Staff Federal Credit Union 1889 F Street NW Washington DC 20006 The National Capital Bank of Washington 316 Pennsylvania Avenue SE Washington DC 20003 Treasury Department Federal Credit Union 701 Madison Pl. NW Rm 126 Treasury Annex Washington DC 20020 Bank of Delmarva 910 Norman Eskridge Highway Seaford DE 19973 Brighthouse Life Insurance Company 1209 Orange Street Wilmington DE 19801 First Home Bank 700 Central Avenue St Petersburg FL 337013631 121 Financial Credit Union 701 Riverside Park Place Jacksonville FL 322043358 Achieva Credit Union P. O. Box 1500 Dunedin FL 34697