RiverSource® RAVA 5 Choice variable annuity - New York Issued by RiverSource Life Insurance Co. of New York, Albany NY (RiverSource Life of New York) Performance for Annuities for month ending 08/31/2021 and quarter ending 06/30/2021 Current applicable charges deducted from performance include a 1.20% Mortality and Expense (M & E) fee and administrative charge, if applicable, $50 contract administrative charge and 7.00% declining surrender charge for purchase payments less than 7 years old. The fees you are paying may be different. Refer to your contract for details. The contract form number for this product is 411381-NY. Average Annual Total Returns Average Annual Total Returns Since Commencement of the Subaccount Since Commencement of fund as of month-ending 08/31/2021 as of month-ending 08/31/2021 Subaccount Subaccount Fund 1 3 1 3 5 10 Since 1 3 5 10 Since Inception Inception month month YTD year. year. year. year. Inception* year. year. year. year. Inception* PORTFOLIO NAVIGATOR Variable Portfolio - Aggressive Portfolio (Class 2) No Surrender Charges (05/07/2010) (05/07/2010) 2.06% 3.84% 14.07% 24.30% 10.98% 10.68% 8.86% 8.63% 24.30% 10.98% 10.68% 8.86% 8.63% With Surrender Charges (05/07/2010) (05/07/2010) 1.92% 3.57% 13.09% 22.59% 10.28% 10.23% 8.86% 8.63% 22.59% 10.28% 10.23% 8.86% 8.63% Variable Portfolio - Moderately Aggressive Portfolio (Class 2) No Surrender Charges (05/07/2010) (05/07/2010) 1.62% 3.34% 11.05% 19.38% 9.71% 9.02% 7.51% 7.40% 19.38% 9.71% 9.02% 7.51% 7.40% With Surrender Charges (05/07/2010) (05/07/2010) 1.50% 3.11% 10.28% 18.02% 9.08% 8.63% 7.51% 7.40% 18.02% 9.08% 8.63% 7.51% 7.40% Variable Portfolio - Moderate Portfolio (Class 2) No Surrender Charges (05/07/2010) (05/07/2010) 1.18% 2.88% 8.03% 14.60% 8.44% 7.32% 6.18% 6.19% 14.60% 8.44% 7.32% 6.18% 6.19% With Surrender Charges (05/07/2010) (05/07/2010) 1.09% 2.67% 7.47% 13.57% 7.89% 7.00% 6.18% 6.19% 13.57% 7.89% 7.00% 6.18% 6.19% Variable Portfolio - Moderately Conservative Portfolio (Class 2) No Surrender Charges (05/07/2010) (05/07/2010) 0.76% 2.39% 5.11% 9.96% 6.89% 5.48% 4.69% 4.78% 9.96% 6.89% 5.48% 4.69% 4.78% With Surrender Charges (05/07/2010) (05/07/2010) 0.71% 2.22% 4.75% 9.27% 6.44% 5.23% 4.69% 4.78% 9.27% 6.44% 5.23% 4.69% 4.78% Variable Portfolio - Conservative Portfolio (Class 2) No Surrender Charges (05/07/2010) (05/07/2010) 0.36% 1.90% 2.42% 5.67% 5.28% 3.69% 3.28% 3.46% 5.67% 5.28% 3.69% 3.28% 3.46% With Surrender Charges (05/07/2010) (05/07/2010) 0.34% 1.77% 2.25% 5.28% 4.93% 3.52% 3.28% 3.46% 5.28% 4.93% 3.52% 3.28% 3.46% CASH EQUIVALENTS Columbia Variable Portfolio - Government Money Market Fund (Class 2)1 No Surrender Charges (07/19/2010) (10/13/1981) -0.11% -0.33% -0.85% -1.27% -0.48% -0.63% -0.96% -1.00% -1.27% -0.48% -0.63% -0.96% 2.43% With Surrender Charges (07/19/2010) (10/13/1981) -0.11% -0.33% -0.85% -1.27% -0.48% -0.63% -0.96% -1.00% -1.27% -0.48% -0.63% -0.96% 2.43% Columbia Variable Portfolio - Government Money Market Fund (Class 2) seven-day simple yield was 0.01% and its seven-day compound yield was 0.01% as of the month ending 08/31/2021. The yield more closely reflects the current earnings than the total return quotation. ALTERNATIVES Neuberger Berman AMT U.S. Equity Index PutWrite Strategy Portfolio (Class S) No Surrender Charges (06/30/2014) (05/01/2014) 1.70% 3.89% 13.48% 21.16% 7.88% 5.83% - 2.65% 21.16% 7.88% 5.83% - 2.73% With Surrender Charges (06/30/2014) (05/01/2014) 1.58% 3.62% 12.54% 19.68% 7.36% 5.57% - 2.65% 19.68% 7.36% 5.57% - 2.73% DWS Alternative Asset Allocation VIP, Class B2 No Surrender Charges (04/30/2012) (02/02/2009) 0.97% 2.90% 10.21% 18.12% 6.64% 3.78% - 2.18% 18.12% 6.64% 3.78% 2.12% 4.28% With Surrender Charges (04/30/2012) (02/02/2009) 0.90% 2.70% 9.50% 16.86% 6.20% 3.60% - 2.18% 16.86% 6.20% 3.60% 2.12% 4.28% VARIABLE ANNUITIES: ARE NOT A DEPOSIT OF ARE NOT INSURED BY ANY ANY BANK OR ANY BANK ARE NOT FDIC INSURED FEDERAL GOVERNMENT ARE NOT BANK MAY LOSE VALUE AFFILIATE AGENCY GUARANTEED RAVA 5 Choice NY This material not valid without all pages. Page 1 of 19 RiverSource® RAVA 5 Choice variable annuity - New York Average Annual Total Returns Average Annual Total Returns Since Commencement of the Subaccount Since Commencement of fund as of month-ending 08/31/2021 as of month-ending 08/31/2021 Subaccount Subaccount Fund 1 3 1 3 5 10 Since 1 3 5 10 Since Inception Inception month month YTD year. year. year. year. Inception* year. year. year. year. Inception* ALTERNATIVES (CONT.) Goldman Sachs VIT Multi-Strategy Alternatives Portfolio - Advisor Shares No Surrender Charges (06/30/2014) (04/25/2014) 0.80% 0.78% 4.62% 8.97% 4.29% 2.19% - 0.10% 8.97% 4.29% 2.19% - 0.33% With Surrender Charges (06/30/2014) (04/25/2014) 0.74% 0.73% 4.30% 8.34% 4.00% 2.08% - 0.10% 8.34% 4.00% 2.08% - 0.33% ASSET ALLOCATION AB VPS Dynamic Asset Allocation Portfolio (Class B) No Surrender Charges (04/29/2013) (04/01/2011) 1.16% 2.46% 7.25% 13.63% 5.31% 5.20% - 4.07% 13.63% 5.31% 5.20% 4.61% 4.08% With Surrender Charges (04/29/2013) (04/01/2011) 1.08% 2.29% 6.74% 12.68% 4.95% 4.97% - 4.07% 12.68% 4.95% 4.97% 4.61% 4.08% BlackRock Global Allocation V.I. Fund (Class III)3 No Surrender Charges (04/30/2012) (02/28/1992) 0.83% 0.48% 6.46% 16.67% 10.59% 8.61% - 6.24% 16.67% 10.59% 8.61% 6.01% 5.96% With Surrender Charges (04/30/2012) (02/28/1992) 0.78% 0.45% 6.01% 15.50% 9.91% 8.24% - 6.24% 15.50% 9.91% 8.24% 6.01% 5.96% Janus Henderson Balanced Portfolio: Service Shares No Surrender Charges (04/27/2018) (12/31/1999) 1.46% 6.22% 11.95% 16.97% 12.14% - - 12.98% 16.97% 12.14% 12.44% 9.95% 6.05% With Surrender Charges (04/27/2018) (12/31/1999) 1.36% 5.78% 11.11% 15.78% 11.38% - - 12.29% 15.78% 11.38% 11.93% 9.95% 6.05% Columbia Variable Portfolio - Balanced Fund (Class 2) No Surrender Charges (05/03/2021) (04/30/1986) 1.38% 4.10% - - - - - 4.67% 19.22% 12.64% 10.54% 10.05% 7.24% With Surrender Charges (05/03/2021) (04/30/1986) 1.28% 3.81% - - - - - 4.35% 17.88% 11.85% 10.10% 10.05% 7.24% Invesco V.I. Balanced-Risk Allocation Fund, Series II Shares No Surrender Charges (04/29/2013) (01/23/2009) 0.96% 2.58% 8.49% 17.95% 7.89% 5.85% - 4.21% 17.95% 7.89% 5.85% 4.73% 7.07% With Surrender Charges (04/29/2013) (01/23/2009) 0.90% 2.40% 7.90% 16.70% 7.37% 5.59% - 4.21% 16.70% 7.37% 5.59% 4.73% 7.07% Columbia Variable Portfolio - Balanced Fund (Class 3) No Surrender Charges (11/07/2002) (04/30/1986) 1.36% 4.11% 12.27% 19.25% 12.74% 10.64% 10.15% 7.16% 19.25% 12.74% 10.64% 10.15% 7.26% With Surrender Charges (11/07/2002) (04/30/1986) 1.27% 3.82% 11.41% 17.91% 11.94% 10.20% 10.15% 7.16% 17.91% 11.94% 10.20% 10.15% 7.26% Franklin Income VIP Fund - Class 24 No Surrender Charges (04/29/2013) (01/24/1989) 0.76% 1.10% 11.27% 20.67% 5.54% 6.13% - 4.61% 20.67% 5.54% 6.13% 5.87% 7.01% With Surrender Charges (04/29/2013) (01/24/1989) 0.71% 1.02% 10.48% 19.23% 5.17% 5.85% - 4.61% 19.23% 5.17% 5.85% 5.87% 7.01% Lazard Retirement Global Dynamic Multi-Asset Portfolio - Service Shares No Surrender Charges (04/29/2013) (04/30/2012) 1.36% 3.62% 8.65% 14.09% 4.39% 6.32% - 5.35% 14.09% 4.39% 6.32% - 6.10% With Surrender Charges (04/29/2013) (04/30/2012) 1.27% 3.37% 8.04% 13.10% 4.10% 6.04% - 5.35% 13.10% 4.10% 6.04% - 6.10% Delaware Ivy VIP Asset Strategy, Class II No Surrender Charges (04/29/2013) (05/01/1995) 1.56% 2.71% 8.67% 17.93% 9.78% 9.41% - 5.27% 17.93% 9.78% 9.41% 5.58% 7.94% With Surrender Charges (04/29/2013) (05/01/1995) 1.45% 2.52% 8.07% 16.68% 9.15% 9.01% - 5.27% 16.68% 9.15% 9.01% 5.58% 7.94% PIMCO VIT All Asset Portfolio, Advisor Class5 No Surrender Charges (05/01/2006) (04/30/2003) 0.55% 2.33% 13.67% 24.87% 8.90% 6.95% 4.31% 4.38% 24.87% 8.90% 6.95% 4.31% 4.95% With Surrender Charges (05/01/2006) (04/30/2003) 0.51% 2.17% 12.71% 23.13% 8.32% 6.65% 4.31% 4.38% 23.13% 8.32% 6.65% 4.31% 4.95% PIMCO VIT Global Managed Asset Allocation Portfolio, Advisor Class No Surrender Charges (04/30/2012) (04/15/2009) 1.48% 3.30% 9.46% 17.74% 10.47% 8.93% - 4.31% 17.74% 10.47% 8.93% 3.99% 5.59% With Surrender Charges (04/30/2012) (04/15/2009) 1.37% 3.07% 8.80% 16.50% 9.80% 8.55% - 4.31% 16.50% 9.80% 8.55% 3.99% 5.59% PORTFOLIO STABILIZER - GLOBAL SERIES Variable Portfolio - Managed Volatility Growth Fund (Class 2) No Surrender Charges (04/29/2013) (04/12/2013) 1.97% 3.86% 10.58% 17.45% 8.11% 8.33% - 6.29% 17.45% 8.11% 8.33% - 6.30% With Surrender Charges (04/29/2013) (04/12/2013) 1.84% 3.59% 9.84% 16.23% 7.58% 7.97% - 6.29% 16.23% 7.58% 7.97% - 6.30% Variable Portfolio - Managed Volatility Moderate Growth Fund (Class 2) No Surrender Charges (04/30/2012) (04/19/2012) 1.47% 3.33% 7.66% 13.01% 7.22% 6.90% - 5.46% 13.01% 7.22% 6.90% - 5.50% With Surrender Charges (04/30/2012) (04/19/2012) 1.37% 3.10% 7.12% 12.10% 6.75% 6.59% - 5.46% 12.10% 6.75% 6.59% - 5.50% RAVA 5 Choice NY This material not valid without all pages.