HOME OWNERSHIP MADE EASY Workshop Money $aving Tips for your home— whether you rent or own! $top Throwing Your Money OUT THE WINDOW! Classes include: WHEN: Mondays CITY PROGRAMS & USEFUL TIPS! (Feb, Apr, June, Aug & (Presented by City Staff) Oct) Make the most of your investment by learning: City programs, 5:30-7:30 p.m. along with other programs/services available throughout the City; how the process works; how to select and work with contractors and what this workshop can do for you. COST: $25 per household for 4 1 THE KEYS TO YOUR HOME— classes–Preregistration required SPENDING PLANS & CREDIT/INSURANCE (Presented by City Staff)/New York Life Insurance Representative) WHERE: Have you thought about your values, goals, income and expenses? How do you prioritize your needs? Learn how to understand your Housing & Community credit history as it follows you the rest of your life; check for errors Development Dept. and identify when you are overusing credit; learn the importance 3rd Floor 2 of all types of insurance, including life insurance. Historic Federal Building 350 W. 6th Street Suite 312 MORTGAGE LENDING/REALTOR—HOW Dubuque, IA IMPORTANT IS IT TO KNOW YOUR LENDER/ REALTOR QUESTIONS AND (Presented by Lender/Realtor) TO REGISTER: Learn about getting a mortgage; when is it a good time to refinance; City of Dubuque and the important role a realtor can play in your search for a home. Housing and Community 3 Development Department THE ENERGY WISE TAKE A CLOSER LOOK! 563-589-4239 (Presented by City Staff) Find ways to avoid renting or buying a “money pit” by learning ways to reduce your utility bills and make your home more cost efficient. 4 SPONSORED BY: City of Dubuque Housing & Community Development Dept. www.cityofdubuque.org/housing .