BANKING FOR PRIVATE AND INDUSTRY WITH FINTECH TECHNOLOGY AVISPAY INTRODUCTION Technology is grabbing the world by storm, it is present in our daily lives including the most important of all “BANKING (MONEY)”. Different kinds of payments are readily available which vary from forex, utility bill payments, insurance payments, mobile top ups, money transfers, Credit Card payments to the new revolutionary ePayment or Mobile payment to name of few. With all these growing numbers of digital and old fashion payment services, we are striving for a perfect solution to optimise and simplify our lives, with the sense of security in protecting our data and privacy. Virtual Banking AVISPay turned your huge & heavy wallet filled with multiple Credit Cards, pictures, IDs etc. into a revolutionary AVISPay (Virtual Banking). Your new solution. As cell phones have become a vital part of our daily lives, we have become more flexible in the way we live. Changes in flexibility can be seen in the way transactions are made today. AVISPay gives you the ultimate flexible payment solution that features the benefits of a physical wallet alongside a mobile wallet to help you manage your money and simplify transactions/payments, making them safer and simpler no matter where you are. AVISPay bank the 22century lifestyle with green banking Page 2 of 11 AVIS Capital. All rights reserved FINANCIAL SERVICES • Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account. • Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account. • Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider: – Execution of direct debits, including one-off direct debits. – Execution of payment transactions through a payment card or a similar device. – Execution of credit transfers, including standing orders. • Execution of payment transactions where the funds are covered by a credit line for a payment service user: – Execution of direct debits, including one-off direct debits… – Execution of payment transactions through a payment card or a similar device. – Execution of credit transfers, including standing orders. • Issuing of payment instruments and/or acquiring of payment transactions. • Money remittance. • Execution of payment transactions through a telecommunication or digital device. • ATM machines from Swiss Franc to Cryptocurrency. • Bureau de Change. • Issuing of Prepaid & Debit Visa and Master Card. • Issuing of Gift Visa and Master Card. • Issuing of Cryptocurrency Prepaid and Debit Cards. • Cryptocurrency deposit accounts. • AVISPay Cryptocurrency (AVIS Greens) issued against the fiat currency and backed by gold and green energy industrial parks equity deposited on a custodian account against the AVISPay Cryptocurrency. • Becoming the hub payment gateway and liaising all the world e-wallet payment and transfer system to become the bridge between them. Virtual Banking FEATURES AVISPay Features Possibility to send money at any time Send money at any moment and anywhere. Access and support 24/7 Send money all over the world (US, Europe, Africa, South America, Asia) 50 countries for Send Network and 102 countries for Payout Network and growing Worldwide currencies Worldwide currencies acceptable for payments and receiving via AVISPay accounts Crypto currencies Buy, exchange and store more than 30 cryptocurrencies, including Bitcoin and Ethereum. AVISPay own Crypto currencies Buy, exchange and store AVISPay own crypto currency, the AVISPay cryptocurrencies seating against the fiat currencies (e.g: 1 GBP = 1 AVISPay GBP) Prepaid visa/master card AVISPay prepaid card which is linked to your AVISPay account Storage for pictures, passwords, notes, IDs, legal docs, etc. Unlimited number of documents to store Anti-fraud system High-level protection of your web banking data Connections to Microsoft, Amazon, Google Clouds Access to all your cloud storages via your AVISPay account Page 3 of 11 AVIS Capital. All rights reserved Salary payments Have other salaries paid into AVISPay to increase cashflow of your company AML/KYC Anti-money laundering and Know your client solutions and international regulatory compliance are deployed within our new online registration of all new members Worldwide utility bills payments You can pay your utility bills via the AVISPay worldwide transferring funds to a friend or business associate’s account immediately AVISPay transfers take less than a klick, you can transfer the funds to a friend or associate variety of method to receive your earnings You can choose all methods to receive funds via PayPal, Paypass, WesternUnion, Visa, Mastercard, bank Transfer, etc. 24/7 access to your account via web or mobile device Get access to your AVISPay at any time from any where Competitive Low Transaction Fees Pay less for transactions and operations, save money using AVISPay Pay Quick, Pay Smart, Pay Safe use AVISPay Page 4 of 11 AVIS Capital. All rights reserved Coverage Send Network (50 Countries) more to come… 1. Angola 11. Djibouti 21. Nigeria 31. Somalia 41. Togo 2. Australia 12. Ethiopia 22. Norway 32. South Africa 42. Tonga 3. Bahrain 13. Falkland Islands 23. Oman 33. South Sudan 43. Uganda 4. Belgium 14. Fiji 24. The Philippines 34. Spain 44. Turkey 5. Benin 15. Finland 25. Qatar 35. Sudan 45. UAE 6. Burkina Faso 16. France 26. Rwanda 36. Sweden 46. UK 7. Canada 17. Gambia 27. Samoa 37. Switzerland 47. US 8. Comoros 18. Germany 28. Saudi Arabia 38. Syrian Arab Republic 48. Yemen 9. Congo 19. Greece 29. Senegal 39. Tanzania 49. Zambia 10. Denmark 20. Guinea 30. Seychelles 40. Thailand 50. Zimbabwe Payout Network (102 Countries) more to come… 1. Abkhazia 22. Cong 42. Guinea 63. New Zealand 83. South Sudan 2. Afghanistan 23. Congo (Democratic 43. Guinea-Bissau 64. Niger 84. Spain 3. Albania Republic) 44. Haiti 65. Nigeria 85. Sri Lanka 4. Algeria 24. Cote D’Ivoire 45. Hong Kong 66. Norway 86. Sudan 5. American Samoa 25. Denmark 46. India 67. Oman 87. Sweden 6. Angola 26. Djibouti 47. Indonesia 68. Pakistan 88. Switzerland 7. Australia 27. Dominican Republic 48. Ireland 69. Peru 89. Syria 8. Bahrain 28. Ecuador 49. Italy 70. The Philippines 90. Tanzania 9. Bangladesh 29. Egypt 50. Jordan 71. Qatar 91. Thailand 10. Belgium 30. Eritrea 51. Kenya 72. Romania 92. Togo 11. Benin 31. Ethiopia 52. Kuwait 73. Rwanda 93. Tonga 12. Bolivia 32. Falklands Islands 53. Lebanon 74. Samoa 94. Turkey 13. Botswana 33. Fiji 54. Madagascar 75. Sao Tome and 95. Uganda 14. Brazil 34. Finland 55. Malaysia Principe 96. United Arab 15. Burkina Faso 35. France 56. Mali 76. Saudi Arabia Emirates 16. Canada 36. French Guiana 57. Mauritania 77. Senegal 97. United Kingdom 17. Cape Verde 37. Gabon 58. Mauritius 78. Seychelles 98. United States 18. Chad 38. Gambia 59. Morocco 79. Sierra Leone 99. Vanuatu 19. China 39. Germany 60. Mozambique 80. Somalia 100. Vietnam 20. Colombia 40. Ghana 61. Nepal 81. Somaliland 101. Yemen 21. Comoros 41. Greece 62. The Netherlands 82. South Africa 102. Zambia Page 5 of 11 AVIS Capital. All rights reserved Worldwide currencies Australian Dollar (AUD) Kenyan Shilling (KES) Singapore Dollar (SGD) British Pound Sterling (GBP) Malaysian Ringgit (MYR) South African Rand (ZAR) Canadian Dollar (CAD) New Zealand Dollar (NZD) Swedish Krona (SEK) China Yuan Renminbi (CNY) Nigerian Naira (NGN) Swiss Franc (CHF) Czech Koruna (CZK) Norwegian Krone (NOK) Thailand Baht (THB) Danish Krone (DKK) Philippine Peso (PHP) Trin. Tobago Dollar (TTD) Hong Kong Dollar (HKD) Polish Zloty (PLN) Turkish Lira (TRY) Indian Rupee (INR) Qatari Rial (QAR) UAE Dirham (AED) Indonesia Rupiah (IDR) Russian Ruble (RUB) US Dollar (USD) Japanese Yen (JPY) Saudi Riyal (SAR) And many more… Crypto Currencies AVISPay AVISPay is an established and dedicated cryptocurrency exchange, a Bitcoin and Ethereum wallet. Just connect your bank account or credit card to buy your cryptocurrency. SECURITY AND SWAP FEATURES: ASSETS MANAGEMENT: MIGRATION: • Cross-chain Atomic Swaps • Receive and send over 30+ • Strong encryption and • Blockchain-based peer-to- cryptocurrencies custody-free solution peer order execution • Custom token feature: you • Users can export private • Custody free solution without can add any ERC20 token to keys in different formats any third-party risks and fees AVISPay in a minute • Private key storage is • Flexible Market order margin • Exchange asset personal and fast rate update AVISPay own cryptocurrencies AVIS Greens cryptocurrencies are called “AGs”. All AGs will initially be issued on different blockchain (Bitcoin, Waves, Litecoin, Ethereum, etc.) via the Omni Layer protocol and so they exist as a cryptocurrency token. Each AG unit issued into circulation is backed in a one to one ratio with a fiat currency, gold and green energy facility equity backed (i.e. one AVIS Greens – AG/ is one GBP). Page 6 of 11 AVIS Capital. All rights reserved Prepaid Visa/Mastercard Enjoy instant access to your account balance and use it abroad anywhere Visa or Mastercard is accepted with an AVISPay Prepaid VISA/Mastercard. Ordering your card takes seconds and the card is available in different currencies. There are no credit checks and you benefit from the added privacy and security of your AVISPay balance not being linked to your bank account. SHOP Pay online and in-store at your favourite shops SPEND ABROAD Use your balance around the world WITHDRAW Cash at over 2.1 million ATM machines worldwide SPEND ANYWHERE Use your balance to make payments at over 35 million locations, including paying online at your favourite shops or in-store at restaurants with an AVISPay Prepaid Mastercard. Upload additional funds for online shopping or offline spending and manage your budget by only using what you load – it’s even easier with our AVISPay App. You Can Spend till You Drop! Page 7 of 11 AVIS Capital.