Available Bills / Regulations (74 bills / regs.) Bill/Reg. # Categories Summary Status Arizona Banking: Operations DOI; DFI; omnibus 03/24/2020 - SB 1293 Insurance Products: Governor Signed 2020 Insurance Regulation History David Livingston Mortgage Lending: Licensing Brokers Arizona COVID-19: General budget procedures; budget reconciliation; 2020-2021. 03/28/2020 - SB 1690 Mortgage Lending: Governor Signed 2020 Foreclosure Prevention History Sponsor was not provided Colorado Mortgage Lending: Concerning an exemption from the definition of a real estate appraisal of analyses prepared by agents of financial 03/11/2020 - SB 47 Appraisals institutions for the institutions' internal use only. Governor Signed 2020 History Angela Williams District of Mortgage Lending: Reverse Mortgage Insurance and Tax Payment Program Emergency Amendment Act of 2020 03/17/2020 - Columbia Mortgage Insurance, Enacted and Signed B23 688 Reverse Mortgages with Act Number 2019 Tax - Financial Issues: A23-0253, Expires Bonds Deeds/Mortgage Tax, on Jun 15, 2020; Insurance Premium Tax Returned from Mayor; Act A23- 0253 Published in DC Register Vol 67 and Page 3470, Expires on Jun 15, 2020 History Idaho Mortgage Lending: UNIFORM REAL PROPERTY ELECTRONIC RECORDING ACT - Amends and repeals existing law to dissolve the 03/09/2020 - HB 348 General, Mortgage Loan Electronic Recording Commission. Reported Signed by 2020 Administration Governor; 2020 JUDICIARY, Session Law RULES AND Chapter 43 ADMINISTRATION Effective: COMMITTEE 07/01/2020 History FOCUS, A Leonine Business - 04/02/2020 - 74 bills/regs. | CONFIDENTIAL 1 of 14 Bill/Reg. # Categories Summary Status Idaho Closings MORTGAGE PRACTICES - Amends, repeals, and adds to existing law to revise the regulations and requirements for 03/11/2020 - HB 401 Mortgage Lending: mortgage lenders in this state. Reported Signed by 2020 General, Licensing Brokers, Governor; Session BUSINESS Licensing Loan Law Chapter 100 COMMITTEE Originators/Servicers, Effective: Mortgage Loan 07/01/2020 Administration, Mortgage History Restrictions Idaho Mortgage Lending: REAL ESTATE APPRAISERS - Amends existing law to remove unnecessary verbiage, to specify certain requirements 03/11/2020 - HB 421 Appraisal Management regarding fees collected and to require that certain AMC owners and key persons meet minimum federal Reported Signed by 2020 Companies, Appraisals requirements. Governor; Session BUSINESS Law Chapter 104 COMMITTEE Effective: 07/01/2020 History Idaho Mortgage Lending: REAL ESTATE BROKERS - Amends existing law to clarify provisions regarding the availability of real estate brokers 03/11/2020 - HB 476 Licensing Brokers and to remove provisions regarding broker and branch manager absences. Reported Signed by 2020 Governor; Session BUSINESS Law Chapter 106 COMMITTEE Effective: 07/01/2020 History Idaho Mortgage Lending: APPROPRIATIONS - DEPARTMENT OF FINANCE - Relates to the appropriation to the Department of Finance for 03/11/2020 - HB 541 General, Licensing Brokers, fiscal years 2021 and 2020. Reported Signed by 2020 Licensing Loan Governor; Session APPROPRIATIONS Originators/Servicers Law Chapter 109 COMMITTEE Effective: 03/11/2020 SECTION 5; 07/01/2020 all other SECTIONS History Idaho Mortgage Lending: FIRST-TIME HOME BUYERS - Adds to existing law to provide for first-time home buyer savings accounts. 03/24/2020 - HB 589 Mortgage Loan Reported Signed by 2020 Administration Governor on March REVENUE AND 24, 2020 Session TAXATION Law Chapter COMMITTEE Effective:Retroactive to 01/01/2020 History Indiana Mortgage Lending: Business associations. Amends the statute governing franchises. Amends the statute governing continuing care 03/21/2020 - Signed HB 1049 Appraisals, Licensing Loan contracts to provide that if a provider posts a letter of credit, negotiable securities, or a bond as an alternative to by the Governor; 2020 Originators/Servicers establishing an escrow account for the deposit of entrance fees, as otherwise required by the statute, the amount Public Law 152 Rep. Bob Heaton Vehicle Finance: posted must be at least equal to the maximum amount of entrance fees reasonably anticipated by the provider to History (R-IN) Franchise otherwise be subject to the escrow requirements. FOCUS, A Leonine Business - 04/02/2020 - 74 bills/regs. | CONFIDENTIAL 2 of 14 Bill/Reg. # Categories Summary Status Indiana Banking: Alternate ID, Resolves technical conflicts and addresses technical errors in the Indiana Code. (The introduced version of this bill 03/21/2020 - Signed HB 1096 Banking Fees, General, was prepared by the code revision commission.) by the Governor; 2020 Operations, Public Deposits Public Law 156 Rep. John Young Credit and Debit Cards: History (R-IN) Debit Cards, General, Rates/Fees/Penalties, Terms and Conditions Mortgage Lending: Appraisals Prepaid Cards: General Tax - Financial Issues: Corporate Taxes, Vehicle Sales Tax UDAP & UDAAP Vehicle Finance: Vehicle Sales Tax Indiana Ancillary Products: Credit Financial institutions and consumer credit. Makes various changes to the statutes concerning: (1) first lien mortgage 03/18/2020 - Signed HB 1353 Monitoring lenders; (2) persons licensed under the Uniform Consumer Credit Code (UCCC); (3) civil proceeding advance by the Governor; 2020 Banking: General payment providers; (4) debt management companies; (5) banks; (6) credit unions; (7) pawnbrokers; (8) money Public Law 129 Rep. Woody transmitters; and (9) licensed cashers of checks. Repeals a provision in the statute governing credit unions that History Debt and Collections: Burton (R-IN) concerns loans made by a credit union to the credit union's individual directors and committee members. Amends a Debt Settlement Companies provision in the statute governing credit unions that concerns loans made by a credit union to the credit union's Electronic Commerce: individual officers to: (1) include extensions of credit made to the credit union's individual directors and supervisory Money Transmission committee members (and to the immediate family members and related interests of the credit union's individual Lending: General, directors and supervisory committee members); and (2) specify that such extensions of credit shall be made in Pawnbrokers accordance with Regulation O of the Board of Governors of the Federal Reserve System. Provides that an appraisal Mortgage Lending: required in connection with a real estate mortgage loan to a credit union member must be: (1) a written appraisal; or Appraisals, General, (2) a written estimate of market value; consistent with the appraisal standards and transaction value limitations set Mortgage Loan forth in the appraisal regulations of the National Credit Union Administration. Administration, SAFE Act/NMLSR Personal Loans: General Indiana Banking: Operations Various trust and probate issues. Makes various changes to trust and probate laws concerning proof of title 03/18/2020 - Signed SB 50 Litigation: Tort Reform affidavits, small estate affidavits, execution of a trust by a third party, silent trusts, nonjudicial settlements of accounts, by the Governor; 2020 and legacy trusts. Makes technical corrections. (The introduced version of this bill was prepared by the probate code Public Law 56 Mortgage Lending: Sen. Aaron study commission.) History Mortgage Loan Freeman (R-IN) Administration Indiana Mortgage Lending: Lien Rural communications cooperatives. Changes the rural telephone cooperative act to the rural communications 03/18/2020 - Signed SB 343 Priority cooperative act, allowing the formation of nonprofit cooperative corporations for the purposes of providing by the President of 2020 Real Estate: General, Liens telecommunications service and information service, including video service, broadband service, and VOIP service. the Senate; Signed Sen. Erin Houchin Makes conforming amendments. by the Governor; (R-IN) Public Law 81 History FOCUS, A Leonine Business - 04/02/2020 - 74 bills/regs. | CONFIDENTIAL 3 of 14 Bill/Reg. # Categories Summary Status Indiana Mortgage Lending: Central Indiana regional development authority. Authorizes counties and municipalities within the Indianapolis 03/18/2020 - Signed SB 350 Mortgage Loan metropolitan area to establish a central Indiana regional development authority pilot that will sunset on July 1, 2025. by the President of 2020 Administration Requires counties and municipalities that wish to establish the development authority to adopt substantially similar the Senate; Signed Sen. Travis Real Estate: resolutions to adopt a preliminary strategic economic development plan (preliminary development plan). by the Governor; Holdman (R-IN) Condemnation, General Public Law 83 History Indiana Ancillary Products: Credit Uniform Consumer Credit Code. Amends the Uniform Consumer Credit Code (UCCC) as follows: (1) Changes: (A) 03/18/2020 - Signed SB 395 Insurance/Debt Suspension from July 1 of each even-numbered year to January 1 of each odd-numbered year the effective date for the by the President of 2020 Banking: Banking Fees adjustment, based on changes in the Consumer Price Index, of various dollar amounts set forth in the UCCC; and (B) the Senate; Signed Sen. Eric Bassler the corresponding date that precedes the adjustment date and by which the department of financial institutions by the Governor; Convenience Fees (R-IN) (department) must issue an emergency rule announcing the adjustment. (2) For an agreement for a consumer credit Public Law 85 Lending: All-In Rate Caps, sale entered into after June 30, 2020: (A) authorizes a seller to contract for