Big Three Credit Reporting Bureaus

Big Three Credit Reporting Bureaus

THE BIG THREE: CREDIT REPORTING AGENCIES TransUnion® Equifax® Experian® P.O. Box 2000 P.O. Box 740256 P.O. Box 4500 Chester, PA 19022 Atlanta, GA 30348 Allen, TX 75013 800-888-4213 800-685-1111 888-397-3742 transunion.com equifax.com/ experian.com personal OTHER SOURCES OF QUALITY OBTAINING YOUR CREDIT REPORT CREDIT INFORMATION: Once annually, you may go to annualcreditreport.com and request your FREE credit report. CREDIT.COM™ • You are entitled to one free credit report from each credit.com credit reporting agency every year Assists with making credit decisions and with determining • When you request your credit report, you should quality credit card offers review the information for accuracy • Your free credit report will not include your credit score CREDIT KARMA® Other circumstances entitling you to a FREE creditkarma.com copy of your credit report include the following: Assists with credit monitoring on a weekly basis • If you were turned down for credit, employment, or insurance within the last 60 days, mail the written proof of your denial and mail it to the appropriate credit bureaus, requesting your free report CREDIT SESAME • If you were charged higher rates and fees or deposits based creditsesame.com on a credit report issued by a credit bureau, contact that Assists with credit monitoring bureau for an updated copy of your credit report on a weekly basis • If you believe you were a victim of fraud, communicate your concerns to the credit bureaus and request a free copy of your report CREDITCARDS.COM creditcards.com You may also order your credit report from any of the Assists with determining quality three credit bureaus at any time. They may give you credit card offers based on the information for free OR for a nominal fee. your credit report and score www.myfcsfinancial.com.

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