BANKING AND FINANCIAL STATISTICS MID-APRIL 2001 NO.37 NEPAL RASTRA BANK BANKING OPERATIONS DEPARTMENT POLICY,PLANNING,STATISTICS AND BANKING PROMOTION DIVISION STATISTICS UNIT TABLE NO. CONTENTS 1 Major Indicators of Commercials Banks and ADB/N 2 Some Ratios of Commercial Banks and ADB/N 3 Sources and Uses of Funds of Commercial Banks and ADB/N 4 Sources and Uses of Funds of Nepal Bank Limited 5 Sources and Uses of Funds of Rastriya Banijya Bank 6 Sources and Uses of Funds of Nepal Arab Bank Limited 7 Sources and Uses of Funds of Nepal Indosuez Bank Limited 8 Sources and Uses of Funds of Nepal Grindlays Bank Limited 9 Sources and Uses of Funds of Himalayan Bank Limited 10 Sources and Uses of Funds of NSBI Bank Limited 11 Sources and Uses of Funds of Nepal Bangaladesh Bank Limited 12 Sources and Uses of Funds of Everest Bank Limited 13 Sources and Uses of Funds of Bank of Kathmandu Limited 14 Sources and Uses of Funds of Nepal Bank of Ceylon Limited 15 Sources and Uses of Funds of Lumbini Bank Limited 16 Sources and Uses of Funds of Nepal Industrial & Comm. Bank Limited 17 Sources and Uses of Funds of Machhapuchhre Bank Limited 18 Sources and Uses of Funds of ADB/N 19 Securitywise Credit of Commercial Banks and ADB/N 20 Purposewise Credit of Commercial Bank and ADB/N 21 Productive Sector Credit of Commercial Banks 22 Bankwise Productive Sector Credit of Commercial Banks 23 Commercial Banks Loans to Public Enterprises 24 Ownership Classification of Deposits of Commercial banks 25 Interest Rate Structure of Commercial Banks and ADB/N 26 Sources and Uses of Funds of Development Banks 27 List of Licensed Commercial Banks 28 Regionwise List of Commercial Bank Branches 29 List of Commercial Bank Branches 30 List of Agricultural Development Bank Branches (Performing Commercial Banking Activities) Table No. 1 MAJOR INDICATORS OF COMMERCIAL BANKS & ADB/N Mid-July 2000 2001 2001 Unit 1994 1995 1996 1997 1998 1999 2000 Mid-Oct Mid-Jan Mid-Apr 1. Gross Domestic Product 1/ Rs.in million 199272 219175 248913 280513 300845 341978 383553 (R) 383553 (R) 383553 (R) 383553 (R) 2. Number of Bank Branches In Unit 438 444 469 484 493 511 484 484 * 484 * 484 * 3. Population per Bank Branches 2/ In Thousand 42.2 41.6 39.4 38.1 37.4 36.1 38.1 38.1 38.1 38.1 4. Total Deposits Rs.in million 52327.7 61193.3 71400.5 81703.0 102598.2 127201.7 154943.0 159842.2 168518.4 174253.0 A. Current 9793.7 11629.5 13246.4 12819.6 16310.3 17709.8 20319.5 21808.2 22617.7 24260.3 B. Savings 17461.2 22765.8 25889.5 29697.1 36885.3 50154.0 65703.6 68667.6 73522.4 75076.0 C. Fixed 23263.3 24509.6 29396.5 35941.1 45593.8 54846.6 62204.2 62436.5 63869.7 64996.8 D. Others 1809.5 2288.4 2868.1 3245.2 3808.8 4491.3 6715.7 6929.9 8508.6 9919.9 5. Total Credit Rs.in million 27347.2 38779.1 50891.0 58378.3 68618.0 81758.7 96324.8 101619.0 107261.3 116044.9 6. Total Investment Rs.in million 14821.6 9633.8 8585.2 8569.1 10857.4 14252.4 17967.3 16213.6 16544.9 19384.3 7. Total Productive Sector Credit Rs.in million 12281.8 19423.8 27166.8 29615.9 35644.2 43004.6 54111.0 55753.2 54024.3 58616.0 8. Total Priority Sector Credit Rs.in million 2129.7 2797.1 3683.2 4676.0 5893.1 7183.1 9520.7 9813.4 10056.0 10493.7 9. Credit to Government Enterprises Rs.in million 765.9 703.0 1489.3 1450.9 1214.0 1749.3 2114.4 2904.2 1749.3 1749.3 10. Average Deposit per Bank Branch Rs.in million 119.5 137.8 152.2 168.8 208.1 248.9 320.1 330.3 348.2 360.0 11. Per Capita Deposits Rs. in Unit 2834.3 3314.5 3867.4 4425.4 5557.2 6889.9 8392.5 8657.9 9127.8 9438.4 12. Average Credit per Bank Branch Rs.in million 62.4 87.3 108.5 120.6 139.2 160.0 199.0 210.0 221.6 239.8 13. Per Capita Credit Rs. in Unit 1481.3 2100.5 2756.5 3162.1 3716.7 4428.5 5217.4 5504.2 5809.8 6285.6 14. Deposit Growth In Percentage 4.4 16.9 16.7 14.4 25.6 24.0 21.8 3.2 5.4 3.4 15. Credit Growth In Percentage 5.1 41.8 31.2 14.7 17.5 19.2 17.8 5.5 5.6 8.2 16. Investment Growth In Percentage 1.8 -35.0 -10.9 -0.2 26.7 31.3 26.1 -9.8 2.0 17.2 17. Time Deposit Growth In Percentage 5.4 16.1 16.9 18.7 25.7 27.3 21.8 2.5 4.8 2.0 18. Productive Sector Credit Growth In Percentage 5.4 58.2 39.9 9.0 20.4 20.6 25.8 3.0 -3.1 8.5 19. Paid up Capital & Reserve Fund Rs. in million 2544.3 3102.9 3560.6 4460.8 4955.8 6077.3 6729.2 6921.7 6077.3 7848.2 1/ Source: Nepal Rastra Bank, Research Department (At current prices) (R) = Revised Estimate * As of Mid-July 2000 2/ Population 18462 thousands based on 1991 census report. Table -2 Some Ratios of Commercial Banks and ADB/N Mid-July 2000 2001 20 1994 1995 1996 1997 1998 1999 2000 Mid-Oct Mid-Jan Mid A. GDP, DEPOSITS, CREDIT & INVESTMENT 1. Deposit / GDP 26.3 27.9 28.7 29.1 34.1 37.2 40.4 41.7 43.9 2. Credit / GDP 13.7 17.7 20.4 20.8 22.8 23.9 25.1 26.5 28.0 3. Investment / GDP 7.4 4.4 3.4 3.1 3.6 4.2 4.7 4.2 4.3 4. Credit & Investment / GDP 21.2 22.1 23.9 23.9 26.4 28.1 29.8 30.7 32.3 5. Time Deposit / GDP 20.4 21.6 22.2 23.4 27.4 30.7 33.3 34.2 35.8 6. Current / GDP 5.8 6.4 6.5 5.7 6.7 6.5 7.0 7.5 8.1 7. Credit / Total Deposit 52.3 63.4 71.3 71.5 66.9 64.3 62.2 63.6 63.6 8. Investment / Total Deposit 28.3 15.7 12.0 10.5 10.6 11.2 11.6 10.1 9.8 9. Credit & Investment / Total Deposit 80.6 79.1 83.3 81.9 77.5 75.5 73.8 73.7 73.5 10. Time Deposit / Total Deposit 77.8 77.3 77.4 80.3 80.4 82.5 82.6 82.0 81.5 11. Current Deposit / Total Deposit 22.2 22.7 22.6 19.7 19.6 17.5 17.4 18.0 18.5 12. Credit to Govt. Entp. / Total Credit 2.8 1.8 2.9 2.5 1.8 2.1 2.2 2.9 1.6 13. Credit to Pvt.Sector / Total Credit 97.2 98.2 97.1 97.5 98.2 97.9 97.8 97.1 98.4 14. Productive Sector Credit / Total Credit 44.9 50.1 53.4 50.7 51.9 52.6 56.2 54.9 50.4 15. Priority Sector Credit / Total Credit 7.8 7.2 7.2 8.0 8.6 8.8 9.9 9.7 9.4 B. LIQUIDITY 1. NRB Balance / Total Deposit * 10.8 12.6 9.5 6.9 14.3 11.3 11.4 12.3 7.2 2. Vault / Total Deposit * 4.6 4.2 4.4 3.5 3.7 3.2 2.8 3.1 2.9 3. Total Liquid Fund / Total Deposit * 27.1 29.1 26.6 24.2 33.6 31.9 32.5 35.1 29.2 C. CAPITAL ADEQUACY 1. Capital / Total Deposit 4.9 5.1 5.0 4.6 4.8 4.8 4.3 4.3 4.7 2. Capital / Total Credit 9.3 8.0 7.0 6.5 7.2 7.4 7.0 6.8 7.3 3. Capital / Total Assets 3.5 3.7 3.5 3.5 3.4 4.2 3.2 3.1 3.3 * Excluding other deposits Table No. 3 SOURCES AND USES OF FUND OF COMMERCIAL BANKS AND ADB/N (AGGREGATE) (Rs. in million) Mid-July Mid-Oct Mid-Jan Mid-Apr 1996 1997 1998 1999 2000 2000 2001 2001 1 CAPITAL FUND 3560.7 4460.7 4955.7 6077.1 6729.2 6921.7 7256.1 7848.2 a. Paid-up Capital 2271.2 2851.6 2965.9 3767.0 4067.4 4217.5 4530.8 4639.6 b. Statutory Reserves 885.1 1091.5 1272.0 1593.6 1976.7 1999.1 2000.2 2229.4 c. Others Reserves 404.4 517.6 717.8 716.5 685.2 705.1 725.1 979.1 2 DEPOSITS 71400.5 81703.0 102598.2 127201.8 154943.0 159842.3 168518.4 174253.0 a. Current 13246.4 12819.5 16310.2 17709.8 20319.5 21808.2 22617.7 24260.3 b.