Since the end of the Paris climate talks, Chase has reportedly committed $196,000,000,000 in financing for the fossil-fuel industry BlackRock is the world’s largest investor in coal companies, coal-fired utilities, oil and gas companies, and companies driving deforestation Bill McKibben Get My Money Out Stop Funding the Fossil Fuel Industry with Your Shifting deposits from the major banks to credit unions like those identified here Money and the Money will move your support from fossil-fuel funding institutions to organizations of Institutions you supporting your neighbors and small business in your community, with work with!!! consumer savings, lending and investments in small business, real Leading banks have poured $2.7 trillion into fossil fuels since Paris, fueling estate and home mortgages! climate chaos EXAMPLES: The following credit unions o The 35 leading global banks have provided a staggering USD $2.7 trillion have offices and programs active in Would you like to join our to fossil fuel companies since the Paris Broward County: Divestment team? We meet Agreement in 2015 regularly to discuss best ways to o The report finds that fossil fuel • We Florida Financial financing continues to be dominated by • BrightStar Credit Union spread the message about Fossil the big U.S. banks space to emphasize a key point. To place this text box anywhere on the page, just o JPMorgan Chase, Wells Fargo, Citi, • PriorityONE Credit Union drag it.] Fuel Financing and to plan and Bank of America account for nearly Nearby institutions in Miami-Dade County Divestment actions. a third – some 30% – of all fossil fuel financing include: o JPMorgan Chase alone has provided For more information, e-mail us $269 billion in fossil fuel financing • Jetstream Federal Credit Union at during that time • Dade Co. Federal Credit Union https://www.greenamerica.org/getabett erbank Both banks and credit unions provide Institutions- Move your Money comprehensive financial services, but Divestment from fossil fuels is seen as a Checklist here are the differences: smart response to climate risk. It’s about Organizations that you belong to, building a world of solutions, with including government entities, schools, Banks Credit Unions and religious institutions, may have investments in community care and repair significant amounts of funds invested in In business to maximize Non-profit cooperatives profits for shareholders set up to serve the such as green jobs and infrastructure, human fossil fuel companies through their members’ best interests health-centered resources, and recovery for portfolios. You can help them move their money to more life-affirming Owned by shareholders Owned by members those most impacted by the climate crisis. investments. (This information is adapted from Future of Life Institute) Largest shareholders set Democratically governed policy and make all by members: one Tamara Toles O’Laughlin, 350.org. business decisions member, one vote Step 1: Check with the institution Insured by the FDIC for Insured by the NCUA for Find the right person to talk to about their up to $250,000 per up to $250,000 per investments: board of directors, operating Banks depositor, backedCredit by Unions the depositor, backed by the full faith and credit of the full faith and credit of the managers, the sustainability United States United States department, investment managers, the In business to Non-profit cooperatives set up to serve the members’ best interests communication department. Always reach maximize profitsLoan rates for and fees Loan rates and fees as high as you can! shareholdersgenerally higher, interest generally lower, interest For additional information about paid on accounts paid on accounts Owned by generally lower,Owned due toby membersgenerally higher Step 2: Escalate the engagement the profit motive Divestment on-line, please check: shareholders Can only transact Many credit unions (more Stop the Money Pipeline (STMP) Keep contacting the institution until they Largest business at theDemocratically bank’s thangoverned 1,800) by participate members: in one member, one vote respond to your message shareholdersbranches set and offices the Co-op Shared Branch policy and make all network, allowing 350.org business decisions members to transact Step 3: Divestment endorsement business at each other’s branches Sierra Club Insured by the FDIC Insured by the NCUA for up to $250,000 per depositor, backed by the full faith and credit of the United Encourage the institution to set up a policy for up to $250,000Usually restrictedStates to the Many credit unions (more per depositor,bank’s ATMs or subject to than 1,900) participate in and divest! backed by surchargesthe full a surcharge-free network faith and credit of the of 30,000 ATMs, including every Publix ATM in United States Step 4: Communicate & Florida Congratulate Loan rates and fees Loan rates and fees generally lower, interest paid on accounts generally higher Note: information above based on One success is inspiration for another, and generallyhttp://www.asmarterchoice.org/ higher, and https://www.co- interest paidopfs.org/ on (https://www.co-pfs.org/Solutions/Engage/CO- another and another. One defeat is an accountsOP generally-ATM-Network and https://www.co- opportunity to learn and improve and get lower, dueopfs.org/Solutions/Engage/CO to the -OP-Shared-Branch creative in making new plans. specifically) profit motive Can only transact Many credit unions (more than 1,800) participate in the Co-op Shared Branch network, allowing members business at the to transact business at each others’ branches bank’s branches and offices estricted to the Many credit unions (more than 1,900) participate in a surcharge-free network of 30,000 ATMs, including .