Trustee Company: SBI Mutual Fund Trustee Company Pvt. Ltd. (CIN: U65991MH2003PTC138496) Asset Management Company: SBI Funds Management Private Limited (A Joint Venture between SBI & AMUNDI) (CIN : U65990MH1992PTC065289). Regd Office: 9th Floor, Crescenzo, C– 38 & 39, G Block, Bandra-Kurla Complex, Bandra (East),Mumbai - 400 051 Tel : 91-022-61793000 Fax : 91-022-67425687, E-mail : [email protected] • www. sbimf.com. CONTENTS Page Scheme Name Options Minimum Cheque / D.D. No. Amount (Rs.) payable to 2 & 4 INFORMATION COMMON TO ALL EQUITY SCHEMES 5 & 6 SCHEME SPECIFIC RISK FACTORS 7 RISK CONTROL 7 - 9 INVESTMENT STRATEGY & COMPARISON WITH THE EXISTING SCHEMES 10 AUM & FOLIO 11 SBI MAGNUM BALANCED FUND (MBAL) GROWTH & 5000 SBI Magnum DIVIDEND OPTION Balanced Fund 11 & 12 SBI NIFTY INDEX FUND (NINDEX) GROWTH & DIVIDEND 5000 SBI Nifty OPTION Index Fund 12 SBI MAGNUM EQUITY FUND (MEF) GROWTH & DIVIDEND 5000 SBI Magnum OPTION Equity Fund 12 - 13 SBI MAGNUM MULTIPLIER PLUS SCHEME 93 (MMPS) GROWTH & 5000 SBI Magnum DIVIDEND OPTION Multiplier Plus Scheme 93 13 SBI MAGNUM GLOBAL FUND (MGLF) GROWTH & 5000 SBI Magnum DIVIDEND OPTION Global Fund 13 - 14 SBI MAGNUM MIDCAP FUND (MIDCAP) GROWTH & DIVIDEND 5000 SBI Magnum OPTION MidCap Fund 14 SBI MAGNUM COMMA FUND GROWTH & 5000 SBI Magnum DIVIDEND OPTION Comma Fund 15 SBI MAGNUM TAXGAIN SCHEME 93 (MTGS) GROWTH & DIVIDEND 500 SBI Magnum OPTION TaxGain Scheme 15 - 17 SBI IT FUND GROWTH & 5000 under SBI IT Fund SBI FMCG FUND DIVIDEND OPTION each SBI FMCG Fund SBI PHARMA FUND sub fund SBI Pharma Fund SBI CONTRA FUND SBI Contra Fund SBI EMERGING BUSINESSES FUND SBI Emerging Businesses Fund 17 SBI MAGNUM MULTICAP FUND (MMCAP) GROWTH & DIVIDEND 5000 SBI Magnum OPTION Multicap Fund 17 - 18 SBI BLUECHIP FUND (SBF) GROWTH & DIVIDEND 5000 SBI BlueChip Fund OPTION 18 - 19 SBI ARBITRAGE OPPORTUNITIES FUND (SAOF) GROWTH & DIVIDEND 5000 SBI Arbitrage OPTION Opportunities Fund 19 SBI INFRASTRUCTURE FUND (SIF) GROWTH & DIVIDEND 5000 SBI Infrastructure Fund OPTION 19 - 20 SBI PSU FUND GROWTH & DIVIDEND 5000 SBI PSU Fund OPTION 20 SBI SMALL & MIDCAP FUND GROWTH & DIVIDEND 5000 SBI SMALL & OPTION MIDCAP FUND 21 - 29 GENERAL INFORMATION AND GUIDELINES (NOTES) 30 - 31 NOMINATON FORM 32 - 33 SIP ECS/DIRECT DEBIT FACILITY : REGISTRATION CUM MANDATE FORM 34 - 35 SBI CHOTA SIP DIRECT DEBIT FACILITY FORM 36 - 37 TRIGGER APPLICATION FORM 38 - 41 APPLICATION FORMS - 2 42 - 43 TRANSACTION SLIP 44 - 45 UBO APPLICATION FORM 46 - 47 KYC APPLICATION FORM - INDIVIDUAL 48 - 51 KYC APPLICATION FORM - NON-INDIVIDUAL 52 - 53 KYC CHANGE IN DETAILS FORM - INDIVIDUAL 1 Key Information Memorandum INVESTMENT MANAGER : SBI FUNDS MANAGEMENT PRIVATE LIMITED (A Joint Venture between SBI & AMUNDI) INFORMATION COMMON TO ALL EQUITY SCHEMES Name of Trustee Company: SBI Mutual Fund Trustee Company Private Limited # In case of SBI Nifty Index Fund, the total expenses of the scheme including the investment and advisory fees shall not exceed 1.70% of the daily net assets. Dividend Policy: Dividend will be distributed from the available distributable surplus after the deduction of the income distribution tax and the applicable surcharge and less, if any. Further, in respect of a debt scheme (including liquid schemes), such recurring expenses shall The Mutual Fund is not guaranteeing or assuring any dividend. be lower by at least 0.25% of the daily net assets outstanding in each financial year. Applicable NAV : For sale of Magnums/Units : For subscription of below Rs. 2 lakh - In In addition to the above, the following expenses will be charged to the scheme: respect of valid applications received upto 3 p.m. by the Mutual Fund at any of the designated 1. The service tax on investment management and advisory fees collection centres alongwith a local cheque or a demand draft payable at par at the place where the application is received, the closing NAV of the day on which application is received 2. Brokerage and transaction costs which are incurred for the purpose of execution of shall be applicable. In respect of valid applications received after 3 p.m. by the Mutual Fund trade and is included in the cost of investment, not exceeding 0.12 per cent in case at any of the designated collection centres alongwith a local cheque or a demand draft of cash market transactions and 0.05 per cent in case of derivatives transactions. payable at par at the place where the application is received, the closing NAV of the next Any payment towards brokerage and transaction costs incurred for the execution of business day shall be applicable. trades, over and above the said 0.12 percent and 0.05 percent for cash market For subscription of Rs. 2 lakh & above: In respect of purchase of units of the scheme, the transactions and derivatives transactions respectively may be charged to the scheme closing NAV of the day on which the funds are available for utilization shall be applicable, within the maximum limit of Total Expense Ratio (TER) as prescribed under provided the funds are realised up to 3.00 pm on a business day, subject to the transaction Regulation 52 of the SEBI (Mutual Funds) Regulations, 1996. Service tax on being time stamped appropriately. brokerage and transaction cost paid for execution of trade, if any, shall be within the limit prescribed under regulation 52 of the Regulations. Any expenditure in excess For Repurchase including Switchout of Magnums/Units : For SBI Arbitrage of the said prescribed limit (including brokerage and transaction costs, if any) shall Opportunities Fund: In respect of valid applications received upto 3 p.m. on the Friday (in be borne by the AMC or by the Trustee or Sponsors case such Friday is a holiday, then the last business day) of the week preceding the interval period by the Mutual Fund, the closing NAV of the interval period shall be applicable. In 3. Expenses not exceeding of 0.30 per cent of daily net assets, if the new inflows from respect of valid applications received after 3 p.m. on the Friday (in case such Friday is a such cities as specified from time to time are at least – holiday, then the last business day) of the week preceding the interval period by the Mutual - 30 percent of gross new inflows in the scheme, or; Fund, the closing NAV of the succeeding interval period shall be applicable. The interval period would be the settlement Thursday (the settlement day for derivatives segment in the - 15 percent of the average assets under management of the scheme, whichever National Stock Exchange (NSE) which is currently last Thursday of the month) or any other is higher: day which is declared as the settlement day for derivatives segment by the NSE. Provided that if inflows from such cities is less than the higher of sub-clause (i) For Other: In respect of valid applications received upto 3 p.m. by the Mutual Fund at any or sub- clause (ii), such expenses on daily net assets of the scheme shall be of the designated collection centres, same day’s closing NAV shall be applicable. In respect charged on proportionate basis: of valid applications received after 3 p.m. by the Mutual Fund at any of the designated Provided further that expenses charged under this clause shall be utilised for collection centres, the closing NAV of the next business day shall be applicable. distribution expenses incurred for bringing inflows from such cities: Exit load as applicable to the Switch-out Scheme would be charged at the time of Switchover. Provided further that amount incurred as expense on account of inflows from Despatch of Repurchase request : Within 10 working days of the receipt of the redemption such cities shall be credited back to the scheme in case the said inflows are request at the authorized centers of SBI Mutual Fund. redeemed within a period of one year from the date of investment. Entry Load : In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, Direct Plan Expenses: Direct Plan shall have a lower expense ratio excluding distribution 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. expenses, commission, etc., and no commission shall be paid from such plans. Both the Upfront commission shall be paid directly by the investor to the AMFI registered Distributors plans shall have common portfolio. based on the investors’ assessment of various factors including the service rendered by Investor Education and Awareness Expenses: For investor education and awareness the distributor initiative, the AMC or the Schemes of the Fund will annually set apart at least 0.02 percent Daily Net Asset Value (NAV) Publication: The NAV will be declared on all business days of daily net asset of the Schemes of the Fund within the maximum limit of the total expense and will be published in 2 newspapers. NAV can also be viewed on www.sbimf.com . ratio as per SEBI Regulation. Tax treatment for the Investors :As per the taxation laws in force as at the date of the Recurring expenses: The total expenses of the scheme, excluding issue or redemption Document, and as per the provisions contained in the Finance Act, 2013 the tax implications expenses, whether initially borne by the mutual fund or by the asset management company, on the unitholders and the fund are stated hereinunder:- but including the investment management and advisory fee as well other allowable expenses shall be subject to the following limits*#: It may however be noted that the tax benefits described in this document are as available under the present taxation laws and are available subject to fulfillment of stipulated conditions.