Facts and figures Data as of end December, 2018 MARKET LEADER IN BULGARIA UNICREDIT IN BULGARIA KEY FIGURES Employees: ~3,550* Branches: around 166 Market share in assets: ~18.4% *Data as of end of 2018. The total number of employees of UniCredit in Bulgaria together with subsidiaries is 4138. UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET | #1 in Assets: 19.4 billion #1 in Deposits from Clients: 15.8 billion #1 in Loans to Customers: 11.3 billion #1 in Shareholders’ Equity: 2.8 billion Nonconsolidated data in BGN as of end of 2018 UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET | CREDIT RATING FITCH RATINGS Long-term: BBB- Short-term: F3 Outlook: Negative As of August, 2018 4 UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET | #1 PARTNER OF BUSINESSES IN BULGARIA Loans to companies: 8.8 billion Deposits from companies: 6.9 billion Data in BGN as of August 31, 2016 5 UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET | UniCredit Bulbank’s International Center is home abroad for international clients. Here they find temporary offices, venue for events, B2B networking, full banking services, expert consultations. 6 UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET | Award-winning Branches of the Future provide full banking services to individual clients and companies. UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET | 24/7 state-of-the-art mobile and online banking. UNICREDIT IN BULGARIA Biggest Bank in Bulgaria Leading Leasing Company Market Leader in Factoring Top Positions in Consumer Lending UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET | UNICREDIT BULBANK’S RECENT AWARDS Global Finance: Best Bank in Bulgaria Euromoney: Best Bank in Bulgaria Global Finance: Best Sub-custodian Bank in Bulgaria B2b Media: Most Innovative Company in Bulgaria Euromoney: Best Services in Bulgaria for Trade Finance Association Bank of the Year: Largest Market Share UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET | UCB IS PART OF A STRONG PAN-EUROPEAN BANK UniCredit is operating on 14 core markets and another 18 countries worldwide. Simple commercial banking model. Extensive 26 million client franchise. 11 .