Index the core Using iShares® ETFs at the core of your portfolio iCRMH0721U/S-1740376-1/19 Index the core Using iShares ETFs at the core of your portfolio Insights Getting started U.S. equities IVV, IJH, IJR Three reasons to Fixed income index the core AGG, IUSB International equities IXUS, IEFA, IEMG ETF education iCRMH0721U/S-1740376-2/19 THREE REASONS TO INDEX THE CORE Competitive performance Think index means average? Think again. Over the last 10 years, iShares S&P blend ETFs 1 have outperformed both their ETF and mutual fund peers. 10 year performance track record Value Blend Growth iShares Fund IVV % of funds it has outperformed Large Cap* ILCV IVV ILCG 86% (based on total return) 820 # of funds in category IJH Mid Cap IMCV IJH IMCG 76% 202 IJR Small Cap ISCV IJR ISCG 98% 356 *ILCV and ILCG also have exposure to mid-cap securities, which can cause overlap with IMCV and IMCG. Clients could consider using both if they’d like to be overweight to mid-cap securities. Source: Morningstar, as of 6/30/2021. Comparison universe is ETFs and mutual funds in each Morningstar category and uses total return. The underlying indexes for ILCV, IMCV, ISCV, ILCG, IMCG and ISCG were changed in March/April 2021 which is why they are not shown in the chart above (limited track record given new exposures). For 1 year and 5 year performance of IVV, JHI and IJR, please see the end of this document. For more information on Morningstar Rankings, please see the end of this document. Performance may be different for other time periods. Past performance is no guarantee of future results. 3 iCRMH0721U/S-1740376-3/19 THREE REASONS TO INDEX THE CORE Low cost iShares style box ETFs are 95% less expensive than the average U.S. active style box 2 mutual fund.1 Value Blend Growth Large Cap* ILCV IVV ILCG 0.04% 0.03% 0.04% No lower cost exposure to the S&P 500 than IVV2 Mid Cap IMCV IJH IMCG 0.06% 0.05% 0.06% No one is lower in value and growth. Our Morningstar value and growth ETFs are the lowest cost style ETFs available.2 Small Cap ISCV IJR ISCG 0.06% 0.06% 0.06% *ILCV and ILCG also have exposure to mid-cap securities, which can cause overlap with IMCV and IMCG. Clients could consider using both if they’d like to be overweight to mid-cap securities. 1 Source: Morningstar as of 6/30/2021. Comparison is between the average annual report net expense ratio (0.97%) of all actively managed open-end mutual funds in the 9 style box Morningstar categories using the oldest share class to avoid fund strategy duplicates and the average prospectus net expense ratio (0.05%) of the iShares style box ETF. 2 Source: Morningstar and BlackRock as of 6/30/2021. Comparison is between the prospectus net expense ratio for the oldest share class of active U.S. mutual funds and iShares ETFs with their respective Morningstar category. 4 iCRMH0721U/S-1740376-4/19 THREE REASONS TO INDEX THE CORE Tax efficient 3 Percentage of funds that paid capital gains in the last 5 years (2016-2020)1 64% 0% U.S. active iShares U.S. equity mutual style box ETFs funds* *Represented by the oldest share class of each Active Open-End Equity Mutual Fund available in the United States incepted before 10/31 in each year and excludes funds that closed before 10/31 in each year, as of 12/31/20. 1 Source: BlackRock as of 12/31/2020; Morningstar, average of years 2016-2020 as of 12/31/20. Past distributions are not indicative of future distributions. 5 iCRMH0721U/S-1740376-5/19 THREE REASONS TO INDEX THE CORE Customize your core iShares makes it easy for investors to build their desired core with broad market ETFs. Market cap ESG Minimum Factors Be the market Invest sustainably volatility Seek Seek less risk outperformance IVV ESGU USMV QUAL U.S. large cap 0.03% 0.15% 0.15% 0.15% iShares Core iShares ESG Aware iShares MSCI USA iShares MSCI USA S&P 500 ETF MSCI USA ETF Min Vol Factor ETF Quality Factor ETF International IEFA ESGD EFAV IQLT 0.07% 0.20% 0.20%* 0.30% iShares Core iShares ESG Aware iShares MSCI EAFE iShares MSCI Intl MSCI EAFE ETF MSCI EAFE ETF Min Vol Factor ETF Quality Factor ETF Expense ratio listed under each ticker name. * Gross expense ratio for EFAV is 0.32%. BlackRock Investments, LLC, has contractually agreed to waive a portion of its managementfees through Nov 30, 2026. iCRMH0721U/S-1740376-6/19 Index the core Using iShares ETFs at the core of your portfolio Insights Getting started U.S. equities IVV, IJH, IJR Three reasons to Fixed income index the core AGG, IUSB International equities IXUS, IEFA, IEMG ETF education iCRMH0721U/S-1740376-7/19 GETTING STARTED | U.S.EQUITIES U.S. equities Whether you’re looking to simplify your exposure to U.S. equities or customize your tilts towards value and growth – iShares makes it easy. Value Blend Growth Competitive performance 1 IVV, IJH, and IJR outperformed 86%, 76%, and 98% of their 1 Large Cap* ILCV IVV ILCG ETF and mutual fund peers, respectively, in the last 10 years 0.04% 0.03% 0.04% Low cost Mid Cap IMCV IJH IMCG 2 No lower cost exposure to the S&P 500 than IVV2 0.06% 0.05% 0.06% iShares provides the lowest cost value and growth ETFs2 Small Cap ISCV IJR ISCG Tax efficient 0.06% 0.06% 0.06% 3 0% of iShares U.S. style box ETFs have paid out capital gains in the last 5 years3 *ILCV and ILCG also have exposure to mid-cap securities, which can cause overlap with IMCV and IMCG. Clients could consider using both if they’d like to be overweight to mid-cap securities. 1 Source: Morningstar, as of 6/30/2021. Comparison universe is ETFs and mutual funds in each Morningstar category and uses total return. For 1 year and 5 year performance, please see the end of this document. For more information on Morningstar Rankings, please see the end of this document. Performance may be different for other time periods. Past performance is no guarantee of future results. 2 Source: Morningstar and BlackRock as of 6/30/2021. Comparison is between the prospectus net expense ratio for the oldest share class of active U.S. mutual funds and iShares ETFs with their respective Morningstar category. 3 Source: BlackRock as of 12/31/2020; Morningstar, average of years 2016-2020 as of 12/31/20. Past distributions are not indicative of future distributions. Represented by the oldest share class of each Active Open-End Equity Mutual Fund available in the United States incepted before 10/31 in each year and excludes funds that closed before 10/31 in each year. iCRMH0721U/S-1740376-8/19 GETTING STARTED | U.S.EQUITIES U.S. equities – build by size Overlapping exposures can disrupt your asset allocation. If you’re looking to simplify your exposure to U.S. equities and build by size with full market coverage and no overlap, use iShares’ S&P ETFs. Build by size: S&P indexes with no overlap Be careful when mixing index providers If you start with the S&P, stick with the S&P Value Blend Growth IVV IJH S&P only Large Cap IVV 0.03% S&P S&P Mid Zero overlapping stocks 500 Cap 400 100% coverage Mid Cap IJH 0.05% Some ETF providers S&P + CRSP IJR Small Cap 255 overlapping stocks1 0.06% S&P CRSP 500 Mid Cap The CRSP Mid Cap has more in common with the IVV, IJH, and IJR have 0% overlap and S&P 500 than with the 100% coverage of the S&P 1500 index. S&P Mid Cap 400. 1 Source: Bloomberg as of 6/30/2021. Subject to change. Indexes are unmanaged and one cannot invest directly in an index. iCRMH0721U/S-1740376-9/19 GETTING STARTED | U.S. EQUITIES U.S. equities – build by style If you’re looking to customize your tilts towards value or growth with Morningstar - iShares ETFs make it easy to build it your way. Build by style: Morningstar indexes Customize based on your market views Value Blend Growth Lowest cost value Large Cap* ILCV ILCG 0.04% 0.04% and growth ETFs Our Morningstar value and growth ETFs are the lowest Mid Cap IMCV IMCG 0.06% 0.06% cost style ETFs available. Small Cap ISCV ISCG 0.06% 0.06% *ILCV and ILCG also have exposure to mid-cap securities, which can cause overlap with IMCV and IMCG. Clients could consider using both if they’d like to be overweight to mid-cap securities. Source: Morningstar and BlackRock as of 6/30/2021. Comparison is between the prospectus net expense ratio for the oldest shar e class of active U.S. mutual funds and iShares ETFs with their respective Morningstar category. iCRMH0721U/S-1740376-10/19 GETTING STARTED | FIXED INCOME Bond ETFs - know what you own With today’s low return expectations, many core bond funds dip into high yield and expose your clients to unintended risks. Know what you own and don’t let cost eat away at your returns with iShares bond ETFs. Core Bond Fund1 Core Plus Bond Fund1 0% 3% 8% 11% high yield high yield high yield high yield Core Plus Core Bond Bond AGG Category IUSB Category average average iShares Core U.S.