Interbank GIRO (IBG) Channels No Items Internet banking Mobile banking ATM Over-the-counter (OTC) (1) Fees and Charges (RM per transaction) Other corporates 0.10 Not offering Not offering Not offering (2) Daily transaction limit (RM per day) 1,000,000.00 per transaction Not offering Not offering Not offering Other corporates No daily limit (3) Payment reference Availibility of payers' names and payment references (i) in beneficiaries' bank statement YES Not offering Not offering Not offering payment references in payers' bank statement Availibility of beneficiaries' names and payment Not offering Not offering Not offering (ii) YES references in payers' bank statement (4) Future-dated payments YES Not offering Not offering Not offering (5) Operating hours Cut off time: 5.00pm For all channels (6) Crediting time (i) Monday - Friday Before 5.00 am Same Business Day By 11.00 am 5.01 am to 8.00 am Same Business Day By 2.00 pm 8.01 am to 11.00 am Same Business Day By 5.00 pm 11.01 am to 2.00 pm Same Business Day By 8.20 pm 2.01 pm to 5.00 pm Same Business Day By 11.00 pm After 05.01 pm Next Business Day By 11.00 am Next Business Day By 11.00 am (ii) Non-business days (7) Refund for Unsuccessful Transactions (i) Monday - Friday Before 5.00 am Same Business Day By 5.00 pm 5.01 am to 8.00 am Same Business Day By 8.20 pm 8.01 am to 11.00 am Same Business Day By 11.00 pm 11.01 am to 2.00 pm Next Business Day By 11.00 am 2.01 pm to 5.00 pm Next Business Day By 11.00 am After 05.01 pm Next Business Day By 11.00 am (ii) Non-business days Next Business Day By 11.00 am RENTAS Channels No Items Internet banking Mobile banking Over-the-counter (OTC) (1) Fees and Charges (RM per transaction) Other corporates 10.00 Not offering Not offering (2) Payment reference Availibility of payers' names and payment references YES (i) in beneficiaries' bank statement Not offering Not offering payment references in payers' bank statement Availibility of beneficiaries' names and payment YES (ii) Not offering Not offering references in payers' bank statement (3) Operating hours Cut off time: 3:00pm For all channels (4) Crediting time (i) Monday - Friday Immediate Not offering (ii) Non-business days Following business day Not offering 30 minutes once receive (5) Refund time return payment Other related fees/charges for online banking No Items Other corporates 1 Other related charges (i) Maintenance / subscription fee 150.00 per month (ii) Security tokens 150.00 per device Not (iii) Annual digital certificates offering According to (iv) Salary payment / payroll IBG fee Subject to (v) Notification / Email offering (vi) Training No charge 2 Incentives and packages *Please note that the pricing specified above does not include GST charges. .