ISSN : 2394-3580 Swadeshi Research Foundation October 2017 A Monthly Journal of Multidisciplinary Research (UGC APPROVED, Peer Reviewed & Refereed Research Journal ) SRF National & International Research Journal & Book Publication House, 320, Sewa path, Sangeevni Nagar, Garha, Jabalpur (M.P.) Email Id: [email protected] , www.srfresearchjournal.com Phone- 0761-4036611, Mo. 9993332299, 9131312045 (Whatsapp) Page 1 ISSN : 2394-3580 Swadeshi Research Foundation October 2017 A Monthly Journal of Multidisciplinary Research (UGC APPROVED, Peer Reviewed & Refereed Research Journal ) SRF National & International Research Journal & Book Publication House, 320, Sewa path, Sangeevni Nagar, Garha, Jabalpur (M.P.) Email Id: [email protected] , www.srfresearchjournal.com Phone- 0761-4036611, Mo. 9993332299, 9131312045 (Whatsapp) Page 2 ISSN : 2394-3580 Swadeshi Research Foundation October 2017 A Monthly Journal of Multidisciplinary Research (UGC APPROVED, Peer Reviewed & Refereed Research Journal ) SRF National & International Research Journal & Book Publication House, 320, Sewa path, Sangeevni Nagar, Garha, Jabalpur (M.P.) Email Id: [email protected] , www.srfresearchjournal.com Phone- 0761-4036611, Mo. 9993332299, 9131312045 (Whatsapp) Page 3 ISSN : 2394-3580 Swadeshi Research Foundation October 2017 A Monthly Journal of Multidisciplinary Research (UGC APPROVED, Peer Reviewed & Refereed Research Journal ) SRF National & International Research Journal & Book Publication House, 320, Sewa path, Sangeevni Nagar, Garha, Jabalpur (M.P.) Email Id: [email protected] , www.srfresearchjournal.com Phone- 0761-4036611, Mo. 9993332299, 9131312045 (Whatsapp) Page 4 ISSN : 2394-3580 Swadeshi Research Foundation October 2017 A Monthly Journal of Multidisciplinary Research (UGC APPROVED, Peer Reviewed & Refereed Research Journal ) SRF National & International Research Journal & Book Publication House, 320, Sewa path, Sangeevni Nagar, Garha, Jabalpur (M.P.) Email Id: [email protected] , www.srfresearchjournal.com Phone- 0761-4036611, Mo. 9993332299, 9131312045 (Whatsapp) Page 5 ISSN : 2394-3580 Swadeshi Research Foundation October 2017 A Monthly Journal of Multidisciplinary Research (UGC APPROVED, Peer Reviewed & Refereed Research Journal ) 10. MPT –‘’Madhya Pradesh Tourism’’www.mp tourism.com retrived 11 June 2016. SRF National & International Research Journal & Book Publication House, 320, Sewa path, Sangeevni Nagar, Garha, Jabalpur (M.P.) Email Id: [email protected] , www.srfresearchjournal.com Phone- 0761-4036611, Mo. 9993332299, 9131312045 (Whatsapp) Page 6 ISSN : 2394-3580 Swadeshi Research Foundation October 2017 A Monthly Journal of Multidisciplinary Research (UGC APPROVED, Peer Reviewed & Refereed Research Journal ) ” SRF National & International Research Journal & Book Publication House, 320, Sewa path, Sangeevni Nagar, Garha, Jabalpur (M.P.) Email Id: [email protected] , www.srfresearchjournal.com Phone- 0761-4036611, Mo. 9993332299, 9131312045 (Whatsapp) Page 7 ISSN : 2394-3580 Swadeshi Research Foundation October 2017 A Monthly Journal of Multidisciplinary Research (UGC APPROVED, Peer Reviewed & Refereed Research Journal ) SRF National & International Research Journal & Book Publication House, 320, Sewa path, Sangeevni Nagar, Garha, Jabalpur (M.P.) Email Id: [email protected] , www.srfresearchjournal.com Phone- 0761-4036611, Mo. 9993332299, 9131312045 (Whatsapp) Page 8 ISSN : 2394-3580 Swadeshi Research Foundation October 2017 A Monthly Journal of Multidisciplinary Research (UGC APPROVED, Peer Reviewed & Refereed Research Journal ) SRF National & International Research Journal & Book Publication House, 320, Sewa path, Sangeevni Nagar, Garha, Jabalpur (M.P.) Email Id: [email protected] , www.srfresearchjournal.com Phone- 0761-4036611, Mo. 9993332299, 9131312045 (Whatsapp) Page 9 ISSN : 2394-3580 Swadeshi Research Foundation October 2017 A Monthly Journal of Multidisciplinary Research (UGC APPROVED, Peer Reviewed & Refereed Research Journal ) 1- 2- SRF National & International Research Journal & Book Publication House, 320, Sewa path, Sangeevni Nagar, Garha, Jabalpur (M.P.) Email Id: [email protected] , www.srfresearchjournal.com Phone- 0761-4036611, Mo. 9993332299, 9131312045 (Whatsapp) Page 10 ISSN : 2394-3580 Swadeshi Research Foundation October 2017 A Monthly Journal of Multidisciplinary Research (UGC APPROVED, Peer Reviewed & Refereed Research Journal ) 3- 4- 5- 6- SRF National & International Research Journal & Book Publication House, 320, Sewa path, Sangeevni Nagar, Garha, Jabalpur (M.P.) Email Id: [email protected] , www.srfresearchjournal.com Phone- 0761-4036611, Mo. 9993332299, 9131312045 (Whatsapp) Page 11 ISSN : 2394-3580 Swadeshi Research Foundation October 2017 A Monthly Journal of Multidisciplinary Research (UGC APPROVED, Peer Reviewed & Refereed Research Journal ) SRF National & International Research Journal & Book Publication House, 320, Sewa path, Sangeevni Nagar, Garha, Jabalpur (M.P.) Email Id: [email protected] , www.srfresearchjournal.com Phone- 0761-4036611, Mo. 9993332299, 9131312045 (Whatsapp) Page 12 ISSN : 2394-3580 Swadeshi Research Foundation October 2017 A Monthly Journal of Multidisciplinary Research (UGC APPROVED, Peer Reviewed & Refereed Research Journal ) (Labour Welfare Advisor) SRF National & International Research Journal & Book Publication House, 320, Sewa path, Sangeevni Nagar, Garha, Jabalpur (M.P.) Email Id: [email protected] , www.srfresearchjournal.com Phone- 0761-4036611, Mo. 9993332299, 9131312045 (Whatsapp) Page 13 ISSN : 2394-3580 Swadeshi Research Foundation October 2017 A Monthly Journal of Multidisciplinary Research (UGC APPROVED, Peer Reviewed & Refereed Research Journal ) (Fencing) SRF National & International Research Journal & Book Publication House, 320, Sewa path, Sangeevni Nagar, Garha, Jabalpur (M.P.) Email Id: [email protected] , www.srfresearchjournal.com Phone- 0761-4036611, Mo. 9993332299, 9131312045 (Whatsapp) Page 14 ISSN : 2394-3580 Swadeshi Research Foundation October 2017 A Monthly Journal of Multidisciplinary Research (UGC APPROVED, Peer Reviewed & Refereed Research Journal ) 8- 9- A- (Intra mural activities) 10- B- (Extra- Mural- Activities) 11- 12- A. 1- 2- 3- 4- 5- 6- 7- 8- 9- 10- B. 1- 2- 3- 4- 5- 6- 7- SRF National & International Research Journal & Book Publication House, 320, Sewa path, Sangeevni Nagar, Garha, Jabalpur (M.P.) Email Id: [email protected] , www.srfresearchjournal.com Phone- 0761-4036611, Mo. 9993332299, 9131312045 (Whatsapp) Page 15 ISSN : 2394-3580 Swadeshi Research Foundation October 2017 A Monthly Journal of Multidisciplinary Research (UGC APPROVED, Peer Reviewed & Refereed Research Journal ) References :- 1. “Reports of the Royal Commission on Labour” Central Publications ,Calcutta,1931, p.p.10-12. 2. Hughes,A.”reports on the Cost of Living of labourers in the Jharia coal fields”.manager of Publications, Delhi ,1940. 3. Approaches of Social Security,ILO, Geneva , 1942. 4. Asian Conference , ILO, Reports- 2, p.3. 5. “Reports of the Labour Investigation Committee”. Manager of Publications ,New Delhi ,1946. P.345. 6. National Commission on Labour Reports, “Reports of Study Group for Coal“,Delhi Manager of Publications, 1968 , p.p.73-74 . 7. Reports of the Committee on Labour Welfare, 1969. SRF National & International Research Journal & Book Publication House, 320, Sewa path, Sangeevni Nagar, Garha, Jabalpur (M.P.) Email Id: [email protected] , www.srfresearchjournal.com Phone- 0761-4036611, Mo. 9993332299, 9131312045 (Whatsapp) Page 16 ISSN : 2394-3580 Swadeshi Research Foundation October 2017 A Monthly Journal of Multidisciplinary Research (UGC APPROVED, Peer Reviewed & Refereed Research Journal ) Current Effect of Saving in society Neeraj Kaliya Research Scholar, Dept. Rular Development, RDVV, Jabalpur Saving is income not spent, or source of funds for the latter. By not using income deferred consumption. Methods of saving include to buy consumer goods and services, it is possible putting money aside in, for example, a deposit for resources to instead be invested by being used account, a pension account, an investment fund, to produce fixed capital, such as factories and or as cash. Saving also involves reducing machinery. Saving can therefore be vital to expenditures, such as recurring costs. In terms increase the amount of fixed capital available, of personal finance, saving generally specifies low- which contributes to economic growth. risk preservation of money, as in a deposit However, increased saving does not account, versus investment, wherein risk is a lot always correspond to increased investment. If higher; in economics more broadly, it refers to savings are not deposited into a financial any income not used for immediate consumption. intermediary such as a bank, there is no chance for Saving differs from savings. The former those savings to be recycled as investment by refers to the act of increasing one's assets, business. This means that saving may increase whereas the latter refers to one part of one's without increasing investment, possibly causing a assets, usually deposits in savings accounts, or to short-fall of demand (a pile-up of inventories, a all of one's assets. Saving refers to an activity cut-back of production, employment, and income, occurring over time, a flow variable, whereas and thus a recession) rather than to economic savings refers to something that exists at any one growth. In the short term, if saving falls below time, a stock variable. This distinction is often investment, it can lead to a growth of aggregate misunderstood,