ADVERTORIAL A letter from Rachel Sapoznik Insurance has reached the major milestone of being in business for 30 years. Rachel Sapoznik’s letter to valued clients, amazing team members and supportive business partners. PAGE 2 Healthy Employees, Healthy Bottom Line BRAT LE IN E G C Y E A R S Where Health Philanthropy & Wellness Program Managing a Benefits Core Values Blueprint Multi-Generational For 30 years, we have been the Philanthropy, charitable outreach, The Sapoznik Wellness Program Workforce trusted partner for employers hoping and social responsibility are Blueprint asks the questions and Transformation is making your workforce more to implement and benefit from an in the DNA of any successful provides step-by-step guidance array of best-in-class workplace business. It transcends bottom- to create a healthier workplace. diverse than ever. With four generations often health, wellness, benefits, and line performance by striving to Through planning, organizations can working side by side, the right guidance can insurance needs — and employees make a real difference by doing enjoy the benefits that come with help you identify similarities and differences - hoping to pursue healthier lives. what’s right in our community. healthier lifestyles. and create one fully integrated team. PAGE 3 PAGE 4-5 PAGE 6 PAGE 8 ADVERTORIAL 2 HELLO. A LETTER FROM RACHEL Dear valued clients, amazing team members and supportive business partners, Sometimes life throws you a curve ball, and you end up hitting a home run. That curve ball led me to found Sapoznik Insurance in 1987 from my home. Today, having reached the major milestone of being in business for 30 years, I am so very proud to say that the company is currently the largest employee benefits agency, as well as one of the largest independently owned agencies, in the South Florida region. Thirty years ago, we were one of only a few agencies that recognized the need for education in the employee benefits sector. My vision was to ensure that employers and employees wholeheartedly understood their benefits, and in turn would be healthier and more productive. Today, this still remains our company purpose — empowering employees to achieve physical and financial well-being. My passion continues to be helping people to achieve great health, so that they can live fuller, more productive lives. In this special section, I am incredibly excited to showcase how Sapoznik Insurance, based locally in North Miami Beach, has been creating an employee benefits paradigm shift from “sick care” to “well care.” I am also excited to share information about a few of our esteemed clients, some of whom took a chance on me 30 years ago. Achievement and success don’t happen by accident — it takes a village. I am overwhelmingly grateful for each and every incredible team member, partner and loyal Rachel Sapoznik customer who have helped shape who we are at Sapoznik Insurance. Over the past 30 years, not only have we grown as a business, but we have also continued our commitment to social responsibility through our initiatives in the wonderful communities we serve. Whether spearheading a fundraiser for developmentally challenged children, mentoring future business leaders or teaching kids about the importance of healthy eating, we strongly believe in the value of giving back to our community and our country. This is evident through our longtime involvement with JAFCO (Jewish Adoption and Family Care Options), as well as The Education Fund. We will happily continue to evolve on our journey toward physical, mental and financial wellness through our approach to employee benefits. I hope you enjoy reading about Sapoznik Insurance, some of our valued clients and nonprofit organizations with which we work. Here’s to the next 30! With gratitude and appreciation, BRAT LE IN E G C Y E A R S ADVERTORIAL 3 INTRODUCTION ABOUT THIS SUPPLEMENT Over 75% of health costs are due to preventable chronic conditions According to the CDC, National Center for Chronic Disease Prevention and Health Promotion, chronic diseases are non-communicable illnesses that are prolonged in duration, do not resolve spontaneously, and are rarely cured completely. Preventable Chronic Condition Non-Preventable 80% 20% Heart disease & stroke 40% SAPOZNIK INSURANCE: 60% Cancer Where Health Benefits 66% Sapoznik is South Florida’s leading employee benefit and wellness 34% solutions provider. For 30 years, we have been the trusted partner for Overweight employers hoping to implement and benefit from 13% an array of best-in-class workplace health, 88% wellness, benefits, and insurance needs — and Risk of diabetes employees hoping to pursue healthier lives. Sources: National Center for Chronic Disease Prevention and Health Promotion he plans, programs, people, and partners profiled in this T supplement reveal the real impact Sapoznik’s health- and wellness-focused benefits programs can deliver. As companies ABOUT OUR LOGO: have discovered, a leading-edge benefits program is about more than creating a “healthy workplace.” It means designing plans and educating employees about the The Infinity Symbol holistic continuum of amenities that elevate the lives of workers and At Sapoznik, we believe teamwork is the key to creating their families. From promoting healthy diet and exercise, suggesting effective insurance, benefits and wellness solutions. We on-site café menu and delivery options, offering corporate gym and fitness depict this collaborative philosophy with the Sapoznik membership discounts or on-site workout facilities and classes, to — yes — infinity symbol, which captures the relationship between including a host of medical and health insurance options designed to meet every need, a healthy ourselves, our clients and their employees. workplace creates a halo-like environment that touches almost every part of the employee’s daily life. For 30 years, Sapoznik Insurance has fostered and honed these programs for hundreds of companies First, we empower the employer by equipping them nationwide. The benefits — from healthy, engaged employees to bolstered ROI — are undeniable. Because with the necessary tools, such as strategic benefits, at Sapoznik Insurance, “Where Health Benefits” is more than a slogan. It’s the path to healthier living. communications and wellness education. In turn, the employer enables its employees to become healthier, happier and more productive. BENEFITS U.S. Department of Health and Human Services 2012 report revealed that Sapoznik is the link between the employer and the FOR BUSINESS at worksites with physical activity programs, employers have: employee. By forging an integrated team, we enable our clients to realize improved operations, happier employees and a healthier bottom line for themselves and their stakeholders. This is the Sapoznik way. $3.27 $2.73 2-52% Decrease in medical costs for every Decrease in absenteeism Increased $1 spent on wellness programs costs for every $1 spent productivity ADVERTORIAL 4 PHILANTHROPY & CORE VALUES Philanthropy & Core Values Go Hand in Hand Sapoznik, philanthropy and charitable line. It’s about doing what’s right. At Sapoznik, At outreach are part of who we are. From social responsibility is at the very core of our the CEO’s office to the receptionist’s desk to every foundation. It is fundamental to who we are, because team member who works closely with our clients, we wholeheartedly believe that we can make a each employee embraces our core values that take difference. Whether spearheading a fundraiser for charitable outreach well beyond sitting on a board or developmentally challenged children, mentoring writing a check. future business leaders or teaching kids about the We get our hands dirty — literally. We’ve built importance of healthy eating, we strongly believe in gardens, participated in Teach-a-Thons, and served as the value of giving back to our community and our role models for our public schools. We’ve fundraised country. That’s why we take a hands-on approach and delivered materials for area teachers and to helping a host of charitable organizations. We are backpacks brimming with school supplies for children. proud to consistently be recognized as one of the top We’ve donated bikes and helmets to the City of North philanthropic companies in our community. Miami Beach, where our company is headquartered, We bring meaning and results to charitable and civic volunteered at food banks, distributed turkeys for engagement that touch and speak to our community’s Thanksgiving, collected clothes for the homeless at cultural, ethnic and religious diversity. After all, with Miami’s Camillus House, and spearheaded capital team members from the African American, Muslim, campaigns for foster and group homes. Being Rachel Sapoznik and Udonis Haslem, Miami Heat at The Education Fund’s Public Jewish, Caribbean and Latin American communities, successful in business isn’t just about the bottom Schools Alumni Achievement Awards. Alumnus of Distinction Award. at Sapoznik, we are the face of diversity. Trivest Partners: Braman Motors: Bringing Equity to Business Promises Kept For Chip Vandenberg and his fellow partners at Throughout his life and career, Norman Trivest Partners, the Coral Gables-based private Braman has been a football team owner, a equity firm brings a lengthy legacy as a senior luxury auto retailer, a civic advocate, and player in the private equity space. Since its a staunch adversary against use of public founding in 1981, when there were no more than money for private entities. 75 private equity firms nationwide, the company has grown as the industry has grown in kind. His namesake company, Braman Today, the U.S. has 3,000 PE firms nationwide. Enterprises, epitomizes the world-class “experience” Braman has pursued. Norman Yet, Trivest is unique and brings a wholly Braman’s team understands that to be different approach to a highly differentiated successful, they must do more and be more target audience. With almost 300 transactions to elevate each customer’s experience.