Thirty Polish Banks – 2020 Program December 2105 Summary Market share non- all big 3 polish polish public private 1.PKO BP 12.9 12.9 12.9 12.9 2.Bank Pekao 12.7 12.7 12.7 12.7 3. BRE bank 7.9 7.9 7.9 7.9 4. ING BSK 6.7 6.7 6.7 5. BZ WBK 5.6 5.6 5.6 6. Bank Millenium 4.5 4.5 4.5 7. Citibank 4.1 4.1 4.1 8. Kredyt Bank 3.7 3.7 3.7 9. BGK 3.3 3.3 3.3 10. Raiffeisen Bank 2.8 2.8 2.8 64.2 33.5 19.9 44.3 16.2 48 Other factors 1. PKO Bank Polski (OTC: PSZKY) 12.9% market share/$32 billion State-owned 2. Bank Pekao 12.7% market share/$32 billion Part of UniCredit of Italy 3. BRE bank (OTC:BREJY) 7.9% market share/$20 bilion Investor – Commerzbank of Germany (OTC: CRZBY) 4. ING BSK 6.7% market share/$17 billion Investor – ING Group (ING) 5. BZ WBK 5.6% market share/$14 billion Investor – Allied Irish Bank (AIB) 6. Bank Millenium 4.5% market share/$11.5 billion Banco Comercial Portugues 7. Citibank 4.1% market share/$10 billion Citigroup 8. Kredyt Bank 3.7% market share/$9 billion KBC Group 9. BGK 3.3% market share/$8 billion State-owned 10. Raiffeisen Bank 2.8% market share/$7 billion Part of the Raiffeisen Group of Austria. 1 Thirty Polish Banks – 2020 Program December 2105 Details Alphabetical Index Bank DnB NORD Polska S.A..................................................................................................................25 Bank Gospodarki Zywnosciowej SA.......................................................................................................23 Bank Gospodarstwa Krajowego.................................................................................................................7 Bank Millennium SA.................................................................................................................................8 Bank Ochrony Srodowiska........................................................................................................................5 Bank Pocztowy SA..................................................................................................................................10 Bank Polska Kasa Opieki SA.....................................................................................................................9 Bank Polskiej Spoldzielczosci SA...........................................................................................................21 Bank Zachodni WBK.................................................................................................................................6 BNP Paribas Polska SA............................................................................................................................18 BRE Bank SA............................................................................................................................................7 Deutsche Bank Polska SA........................................................................................................................20 Dexia Kommunalkredit Bank Polska S.A...............................................................................................9p. Dominet Bank SA....................................................................................................................................15 DZ Bank Polska.......................................................................................................................................17 DZ BANK Polska....................................................................................................................................17 Fortis Bank Polska SA.............................................................................................................................15 GE Money Bank SA................................................................................................................................16 GETIN Bank SA......................................................................................................................................14 GMAC Bank Polska SA..........................................................................................................................22 HSBC Bank Poland....................................................................................................................................5 Kredyt Bank SA.......................................................................................................................................13 Mazowiecki Bank Regionalny SA...........................................................................................................24 National Bank of Poland...................................................................................................................3, 24p. Noble Bank SA........................................................................................................................................12 Nordea Bank Polska SA...........................................................................................................................11 PKO Bank Polski..........................................................................................................................1, 3p., 11 Rabobank Polska SA................................................................................................................................22 Societe Generale SA Oddzial w Polsce....................................................................................................17 Volkswagen Bank Polska SA...................................................................................................................24 WestLB Bank Polska SA.........................................................................................................................19 2 Thirty Polish Banks – 2020 Program December 2105 National Bank of Poland Address :00-919 Warsaw, ul. Swietokrzyska 11/21 Telephone :(48 22) 653 10 00Fax :(48 22) 620 85 18Website :http://www.nbp.pl/E-mail :[email protected] Swift Code:NBPL PLPW National Bank of Poland The National Bank of Poland (NBP; Narodowy Bank Polski) is the central bank of the Republic of Poland. Its tasks are stipulated in the Constitution of the Republic of Poland, the Act on the National Bank of Poland and the Banking Act. The fundamental objective of the NBP's activity is to maintain price stability. Under the Monetary Policy Strategy beyond 2003 drawn up by the Monetary Policy Council, the objective of the NBP is to stabilise the inflation rate at the level of 2.5% with a permissible fluctuation band of +/- 1 percentage point. The most important areas of activity of the NBP are: • Monetary policy • Management of official reserves • Issue of currency • Education and information • Development of payment system • Services to the State Treasury In the coming years, the European integration processes, including efforts aimed at Poland's entry into the euro zone, will have the largest impact on the execution of the NBP's tasks. The National Bank of Poland is responsible for the stability of the national currency. Fulfilling this constitutional obligation, the NBP develops and implements the monetary policy strategy and the annual monetary policy guidelines. Through the management of the official reserves the NBP ensures the requisite level of the State's financial security. As an issuer of currency, the NBP maintains the liquidity of cash payments. An important objective of the NBP is guarding the stability of the financial system. As part of its supervisory and regulatory functions, the NBP oversees the liquidity, efficiency and security of the payment system. It also contributes to the development of a secure infrastructure of the financial market. Moreover, the NBP undertakes activities aimed at disseminating knowledge about economics, e.g. through publishing information on its website and operating the NBPortal - Economics Education Portal. In order to ensure proper preparation for the adoption of the euro, the NBP will aim to meet the requirements pertaining to central banks of those countries that have already introduced the common currency. The NBP will also strive to achieve the position of a significant economic research centre, both domestically and operating within the European System of Central Banks. PKO Bank Polski Address :Centrum Finansowe Pulawska, 15 Pulawska Street, 00-975 Warsaw, Poland Telephone :+(48 81) 535 6565Website :http://www.pkobp.pl/ Swift Code:BPKOPLPW PKO Bank Polski 3 Thirty Polish Banks – 2020 Program December 2105 PKO Bank Polski is the largest and at the same time one of the oldests Polish banks. The brand prestige has been built for decades and many generations of Poles have used the Bank's services. We feel obliged by the long tradition and our customers' trust. For this reason PKO Bank Polski strives to be perceived as: • A reliable, strong and competitive market • Modern and innovative, customer-friendly and effectively managed • Sensitive to the material and spiritual needs of society, caring for the development of its cultural awareness The Bank's offer of services is constantly adjusted to the changing market conditions and customers' growing requirements. Although competition on Poland's banking market is very strong, the Bank has for years remained its leader both in terms of business achievements and financial results. This position is strengthened by the largest sales network. Additionally, the Bank develops alternative distribution channels, installing new ATMs and more terminals. Customers may also use the electronic banking services offered by the iPKO brand. PKO Bank Polski