FS TREASURY SERVICES 2020 Global Payments Guide Your Guide To Making Cross-Currency Payments in over 160 Countries with Ease. 2020 Global Payments Guide Last Updated: November 13, 2020 For the most up-to-date version, please visit jpmorgan.com/visit/guide | 2 The J.P. Morgan Global Payments Guide is your desktop resource to help you make timely and accurate payments to beneficiaries around the world. Work with J.P. Morgan to get the global payment support that your business Setting up your payment Cross-Border Payment Requirement demands It is best practice to include the below standard information in Intermediary banks are often used when a payment is made in a With employees, suppliers and operations located around the payment instructions to avoid potential delays or returns: currency that is different from the local currency. When making a globe, ensuring prompt payments in multiple currencies is a payment through an intermediary bank, their SWIFT BIC must be Ordering Customer challenge. Your business requires a partner who takes the time to – included. understand your needs and helps ensure your payments are Account number processed smoothly. – Full name (no initials) Key Terms – Full address International Bank Account Number (IBANN As one of the top-ranked cash management and payments – Street address (avoid P.O. Box numbers) The International Bank Account Number, IBAN, is an internationally processors in the world, J.P. Morgan is able to offer the tools that – City agreed standard to identify an individual’s account at a financial help you manage your day-to-day global operations, along with – State Code institution. IBANs should be included for all SEPA payments. SWIFT your more sophisticated foreign exchange needs. We make your – maintains an IBAN registry priorities ours and recommend the high quality solutions that meet Postal Code – Country code (2 characters) (https://www.swift.com/sites/default/files/resources/swift_stan your unique requirements. dards_ibanregistry.pdf) that provides details on the IBAN structure. Beneficiary Customer The structure consists of a two-letter ISO country code, followed by As part of J.P. Morgan’s commitment to you, it is our pleasure to – Account number two check digits and up to 30 alphanumeric characters for the provide you with this desktop companion, which provides – Include the International Bank Account Number important, country-specific information to help treasury and Basic Bank Account Number (BBAN). (IBAN) or Clave Bancaria Estandarizada (CLABE), if accounts payable professionals manage their payments around applicable the world. We look forward to providing you with solutions that Routing Codes – help take the complexity out of managing your global cash and Full name (no initials) Some countries require the inclusion of national routing codes to payments. – Full address facilitate routing within the country’s payment systems. Examples – Street address (avoid P.O. Box numbers) of countries with routing codes are Australia and Canada. Note – City If a capital payment of any description (loan services, capital – State Code SWIFT BIC injection, investment, etc.) or any type of payment that may result – Postal Code SWIFT BIC is a bank identifier code for members of the SWIFT network. Please note: If a branch BIC is not known, the full name in a future repatriation is required, please contact your JP Morgan – Country code (2 characters) Chase & Co representative before execution of the transaction. and address should be used. Beneficiary Bank Local regulations may require completion of additional documentation and not all payment types can necessarily be – Full bank name supported. – Address Host-to-Host Formatting Assistance – SWIFT BIC For translation assistance between SWIFT and file based formats, please reference the table on page 76 Some countries may also require additional information (i.e., telephone number, purpose of payment, routing codes, etc.). Failing to provide all required information may result in payment delays or returns. This guide is provided to JPMorgan Chase & Co clients for informational purposes only. JPMorgan Chase & Co makes no representations or warranties as to the accuracy, completeness or timeliness of the information in this form. Information contained in the form is subject to change without notice. 2020 Global Payments Guide Last Updated: November 13, 2020 For the most up-to-date version, please visit jpmorgan.com/visit/guide | 3 Table of Contents Chad ............................................18 Morocco Slovakia Afghanistan ...................................4 Indonesia.………………………………33 Chile Albania Iraq……………………………………….34 Mozambique ................................ 49 Slovenia ...................................... 64 China ..........................................19 Algeria Ireland ......................................... 35 Myanmar Solomon Islands Andorra .........................................5 Colombia ....................................20 Israel Namibia Angola Costa Rica Italy South Africa ................................. 65 Anguilla Croatia ........................................21 Nepal……….……………………….…..50 South Korea Ivory Coast ................................... 36 Netherlands Cyprus Spain........................................... 66 Jamaica Netherlands Antilles – Curacao Antigua and Barbuda ......................6 Czech Republic (Czechia) ............22 Japan Argentina New Zealand ................................ 51 Sri Lanka ...................................... 67 Armenia Denmark Jordan ......................................... 37 Nicaragua Suriname Djibouti ........................................23 Kazakhstan .................................. 38 Niger Australia ........................................7 Swaziland (Eswatini) Dominica Austria Dominican Republic Nigeria ......................................... 52 Kenya .......................................... 39 Norway Sweden ........................................ 68 Azerbaijan .....................................8 Egypt ........................................... 24 Kuwait Oman .......................................... 53 Switzerland Bahamas Equatorial Guinea Pakistan Tahiti ........................................... 69 Bahrain Eritrea Kyrgyzstan ................................... 40 Papua New Guinea ....................... 54 Taiwan Laos Bangladesh ....................................9 Estonia ........................................25 Paraguay Tanzania .................................... 70F Barbados Latvia Peru Ethiopia Thailand ...................................... 71 Fiji Belarus ....................................... 10 Lesotho ........................................ 41 Philippines .................................. 55 Togo ........................................... 72 Lebanon Belize Poland Tonga Finland ........................................26 Liechtenstein Belgium Trinidad and Tobago France Gabon Portugal ...................................... 56 Tunisia ......................................... 73 Benin .......................................... 11 Lithuania ..................................... 42 Qatar Luxembourg Turkey Bermuda Gambia ........................................27 Bolivia Macau Republic of Congo ........................ 57 Uganda Georgia Germany Romania Bosnia and Herzegovina .............. 12 Madagascar .................................. 43 Ukraine ....................................... 74 Malawi Russia ......................................... 58 United Arab Emirates Botswana Ghana .........................................28 Malaysia Rwanda…….……………………………59 Brazil Greece United Kingdom ........................... 75 Saint Kitts and Nevis Brunei-Darussalam ..................... 13 Malaysia continued ........................ 44 Saint Lucia United States ............................... 76 Grenada ........................................ 29 Guatemala Saint Vincent and the Grenadine .. 60 Vanuatu Bulgaria ...................................... 14 Maldives ..................................... 45 Guinea-Bissau Samoa Vietnam Burkina Faso San Marino Mali ............................................ 46 Zambia …………………………………77 Guinea Republic .............................30 Malta Burundi ....................................... 15 Guyana São Tomé and Príncipe .................. 61 Cambodia Mauritius Haiti Saudi Arabia Cameroon Host-to-Host Formatting Mexico .......................................... 47 Senegal ....................................... 62 Assistance………………..……………78 Honduras ..................................... 31 Mongolia Canada ...................................... 16 Serbia Hong Kong Monaco Seychelles Cape Verde ................................. 17 Hungary Version Control…………………79-81 Cayman Islands Montenegro ................................ 48 Sierra Leone ................................. 63 Iceland ........................................ 32 Montserrat Singapore Central African Republic India The following character representations and length indications are used: N Digits numeric characters c Upper and lowercase a Uppercase letter e Blank space | 3 alphanumeric characters alphabetic characters n Maximum length! (A-Z, a-z, and 0-9) (A-Z only) 2020 Global Payments Guide Last Updated: November 13, 2020 For the most up-to-date version, please visit jpmorgan.com/visit/guide | 4 Albania Algeria Afghanistan ALL – Albanian Lek DZD – Algerian Dinar AFN – Afghan Afghani Overview Overview • Information provided by the Beneficiary: