BANKING & FINANCIAL STATISTICS Monthly NEPAL RASTRA BANK Bank & Financial Institution Regulation Department Statistics Division 1000 911 923 879 900 872 865 800 730 713 709 714 727 700 600 500 400 300 Rs. in Rs. billion 200 100 0 Mid Jul Mid Aug Mid Sep Mid Oct Mid Nov Deposit d 2068 Kartik (Mid Nov, 2011) (Provisional) Contents Page 1. Explanatory note 1 2. Major financial indicators 2 (Statement of Assets and Liabilities of Bank & Financial Institutions (Aggregate) 3. Geographical distribution of: (not complete) a. Bank & financial institutions' branches b. Deposit c. Credit 4. Statement of Assets and Liabilities a. Commercial banks 11 b. Development banks 14 c. Finance companies 22 d. Micro‐credit development banks 29 5. Profit & Loss account a. Commercial banks 31 b. Development banks 35 c. Finance companies 46 d. Micro‐credit development banks 56 6. Sector‐ wise, product‐wise and security‐wise credit a. Commercial banks 59 b. Development banks 62 c. Finance companies 71 d. Micro‐credit development banks 79 7. Some financial ratios (not complete) 8. Progress report of micro‐credit development banks (not com.) 9. List of bank and financial institutions with short name 81 Explanatory Notes 1 "Banking and Financial Statistics, Monthly" contains statistical information of NRB licensed Banks and Financial Institutions (BFIs). 2 Blank spaces in the headings and sub‐headings indicate the unavailability of data or nil in transactions or not submitted in prescribed format. 3 The following months of the Gregorian Calendar year are the approximate equivalent of the months of the Nepalese Calendar Year: Gregorian Month Nepalese Month Mid‐Apr/Mid‐May Baisakh Mid‐May/Mid‐June Jestha Mid‐June/Mid‐July Ashadh Mid‐July/Mid‐Aug Shrawan Mid‐Aug /Mid‐Sept Bhadra Mid‐Sept/Mid‐Oct Aswin Mid‐Oct/Mid‐Nov Kartik Mid‐Nov/Mid‐Dec Marga Mid‐Dec/Mid‐Jan Poush Mid‐Jan/Mid‐Feb Magh Mid‐Feb/Mid‐Mar Falgun Mid‐Mar/Mid‐Apr Chaitra 4 Statistics of following Licensed BFIs have been used. Commercial Development Finance Micro Total Banks Banks Companies –Credits Data available , out of total number 31 88 78 17 214 Total Number of Licensed BFIs 31 88 79 21 220 5 All the amount in this statistics are in million of rupees. 6 Statistic Figures are subject to change upon receipt of data from missing BFIs. 7 Short Names of BFIs are used in notification and their full names have been provided in the last page (List of Bank & Financial Institutions). 1 Major Financial Indicators Statement of Assets and Liabilities of Bank & Financial Institutions (Agreegate) Rs in million Mid-July Mid-Oct Mid-Nov Percentage change Liabilities 2009 2010 2011 2011 2011 Column Column Column Column 12345 2/13/2 4/3 5/4 1 CAPITAL FUND 52,205.4 77,657.1 105,816.3 115,780.6 115,293.3 48.8 36.3 9.4 (0.4) a. Paid-up Capital 60,299.2 79,629.7 99,964.4 100,465.8 100,812.6 32.1 25.5 0.5 0.3 b. Statutory Reserves 10,916.6 13,920.4 17,972.9 20,318.1 19,958.3 27.5 29.1 13.0 (1.8) c. Retained Earning (27,804.6) (26,878.1) (24,306.5) (19,281.3) (18,440.7) (3.3) (9.6) (20.7) (4.4) d. Others Reserves 8,794.2 10,985.1 12,185.5 14,278.0 12,963.1 24.9 10.9 17.2 (9.2) 2 BORROWINGS 35,109.4 38,131.4 47,096.3 35,732.7 32,620.7 8.6 23.5 (24.1) (8.7) a. NRB 2,402.5 7,770.2 13,508.1 5,159.5 5,084.2 223.4 73.8 (61.8) (1.5) b. "A"Class Licensed Institution 19,483.1 17,494.3 17,722.6 15,906.3 13,011.5 (10.2) 1.3 (10.2) (18.2) c. Foreign Banks and Fin. Ins. 5,644.5 3,757.4 3,912.3 4,305.1 4,873.1 (33.4) 4.1 10.0 13.2 d. Other Financial Ins. 4,047.5 5,377.0 5,803.5 4,265.8 4,065.9 32.8 7.9 (26.5) (4.7) e. Bonds and Securities 3,531.9 3,732.6 6,149.8 6,096.0 5,586.0 5.7 64.8 (0.9) (8.4) 3DEPOSITS 670,680.2 787,812.3 873,488.8 910,987.9 922,664.6 17.5 10.9 4.3 1.3 a. Current 72,662.6 82,136.8 80,935.2 73,856.6 71,207.6 13.0 (1.5) (8.7) (3.6) b. Savings 315,232.5 307,297.5 309,125.2 326,223.7 328,910.1 (2.5) 0.6 5.5 0.8 c. Fixed 183,059.8 265,143.8 332,726.3 350,497.6 357,247.6 44.8 25.5 5.3 1.9 d. Call Deposits 91,663.5 122,927.9 139,308.2 147,464.1 152,637.4 34.1 13.3 5.9 3.5 e. Others 8,061.9 10,306.4 11,394.0 12,946.0 12,661.9 27.8 10.6 13.6 (2.2) 4 Bills Payable 1,846.6 1,256.4 964.9 728.1 968.9 (32.0) (23.2) (24.5) 33.1 5 Other Liabilities 105,987.5 94,850.8 108,055.6 118,298.4 124,262.7 (10.5) 13.9 9.5 5.0 1. Loan Loss Provision 28,259.9 26,267.2 30,652.1 35,153.8 35,761.9 (7.1) 16.7 14.7 1.7 2. Interest Suspense a/c 29,602.5 28,199.0 28,484.0 31,657.3 33,616.5 (4.7) 1.0 11.1 6.2 3. Others 48,125.1 40,384.6 48,919.5 51,487.3 54,884.3 (16.1) 21.1 5.2 6.6 6 Reconcillation A/c 97,728.6 5,788.2 10,096.2 26,927.3 13,028.3 (94.1) 74.4 166.7 (51.6) 7 Profit & Loss A/c 19,486.4 21,391.6 21,060.5 3,257.3 3,949.4 9.8 (1.5) (84.5) 21.2 TOTAL 983,044.1 1,026,887.8 1,166,578.6 1,211,712.4 1,212,787.8 4.5 13.6 3.9 0.1 Assets 1 LIQUID FUNDS 141,250.4 152,675.9 151,266.2 170,939.8 189,923.5 8.1 (0.9) 13.0 11.1 a. Cash Balance 17,804.7 20,479.8 23,982.0 26,983.3 24,286.9 15.0 17.1 12.5 (10.0) Nepalese Notes & Coins 16,945.2 20,002.4 23,442.0 25,811.0 23,188.4 18.0 17.2 10.1 (10.2) Foreign Currency 859.5 477.4 540.0 1,172.3 1,098.5 (44.5) 13.1 117.1 (6.3) b. Bank Balance 99,306.3 99,510.0 92,854.0 114,669.4 137,515.3 0.2 (6.7) 23.5 19.9 1. In Nepal Rastra Bank 60,328.7 54,872.6 54,720.4 81,955.3 100,493.1 (9.0) (0.3) 49.8 22.6 2. "A"Class Licensed Institution 25,655.1 24,432.8 17,767.0 16,858.9 17,414.1 (4.8) (27.3) (5.1) 3.3 3. Other Financial Ins. 5,334.9 9,910.9 9,852.8 7,987.6 8,302.4 85.8 (0.6) (18.9) 3.9 4. In Foreign banks 7,987.6 10,293.7 10,513.9 7,867.7 11,305.6 28.9 2.1 (25.2) 43.7 c. Money at Call 24,139.5 32,686.1 34,430.2 29,287.1 28,121.3 35.4 5.3 (14.9) (4.0) 2 INVESTMENTS 70,412.7 84,752.7 107,727.1 110,288.1 110,843.5 20.4 27.1 2.4 0.5 a. Govt.Securities 69,995.7 82,033.3 105,166.4 107,797.5 108,324.6 17.2 28.2 2.5 0.5 b Others 417.0 2,719.3 2,560.7 2,490.7 2,518.9 552.0 (5.8) (2.7) 1.1 3 SHARE & OTHER INVESTMENT 70,690.6 63,053.8 55,143.3 56,345.9 54,125.2 (10.8) (12.5) 2.2 (3.9) 4 LOANS & ADVANCES 508,115.4 621,038.9 713,428.8 722,337.5 719,817.4 22.2 14.9 1.2 (0.3) a. Private Sector 434,230.2 593,596.8 683,577.9 678,716.0 687,734.1 36.7 15.2 (0.7) 1.3 b. Financial Institutions 12,839.0 12,812.2 23,485.8 36,617.6 25,234.0 (0.2) 83.3 55.9 (31.1) c. Government Organizations 61,046.2 14,629.9 6,365.1 7,003.9 6,849.4 (76.0) (56.5) 10.0 (2.2) 5 BILL PURCHED 3,907.6 2,257.0 5,149.7 7,386.6 6,945.8 (42.2) 128.2 43.4 (6.0) 6 LOANS AGT.