Welcome to Covenant Towers Covenant Towers is a Horizontal Property Regime that is governed by the S.C. Horizontal Property Act. As such Covenant Towers is governed by a Master Deed, By-Laws, Rules and Regulations of the Homeowners Association, which may be changed at any time. Therefore, nothing in the By-Laws, Master Deed or this handbook is a contract, implied or otherwise between Covenant Towers and the Owner. Revised April 2019 All Handbooks preceding this date are to be discarded. Page 1 of 34 Table of Contents Purpose....................................................................................................................................................... 4 Our Commitment ...................................................................................................................................... 4 The Management ...................................................................................................................................... 4 Use of Common Areas and Amenities ..................................................................................................... 5 Notices ........................................................................................................................................................ 6 Good Neighbor Policy ............................................................................................................................... 7 Homeowners / Renters Insurance............................................................................................................ 8 Wheelchairs / Walkers/ Motorized Carts ............................................................................................... 8 Covenant Towers Board of Directors ..................................................................................................... 9 Resident Welcome Group....................................................................................................................... 10 Solicitation ............................................................................................................................................... 10 Resident’s Responsibilities ..................................................................................................................... 11 Resident / Family Recommendations .................................................................................................... 11 Damages to Property caused by Guests / Service Workers / Delivery Persons ................................ 12 Moving Policy .......................................................................................................................................... 13 Association Rights, Responsibilities and Remedies ............................................................................. 13 Resident Conduct .................................................................................................................................... 14 Monthly Service Charges and other Billing Information ................................................................... 14 Mail and Package Deliveries .................................................................................................................. 15 Resident’s Condominium ....................................................................................................................... 15 Housekeeping Services............................................................................................................................ 17 Laundry ................................................................................................................................................... 18 Maintenance ............................................................................................................................................ 18 Telephone Service ................................................................................................................................... 18 Cable Television Service ......................................................................................................................... 19 Emergency Alert Call System ................................................................................................................ 19 General Safety Precautions .................................................................................................................... 19 Fire Safety Procedures ........................................................................................................................... 20 Smoking Policy ........................................................................................................................................ 21 Pet Policy.................................................................................................................................................. 21 Access to Resident’s Condo .................................................................................................................... 23 Guest use of Amenities / Activities Programs....................................................................................... 23 Resident Party Planning ......................................................................................................................... 23 Charitable Contributions ....................................................................................................................... 23 Newspapers .............................................................................................................................................. 23 Newsletter ................................................................................................................................................ 24 Exercise Programs .................................................................................................................................. 24 Transportation ........................................................................................................................................ 24 Food Services ........................................................................................................................................... 25 Absent Credits…………………………………………………………………………………………. 26 Second Person Fee……………………………………………………………………………………... 26 ACH…………………………………………………………………………………………………… . 26 Credit Card Payments……………………………………………………………………………….…26 Gifts of Kind ............................................................................................................................................ 28 Gifts or Sales to Employees .................................................................................................................... 28 Page 2 of 34 Memorial Fund........................................................................................................................................ 28 South Carolina License Plates ............................................................................................................... 28 South Carolina Driver’s License ........................................................................................................... 29 Taxes......................................................................................................................................................... 29 Trash & Garbage .................................................................................................................................... 29 Recycling Program.................................................................................................................................. 30 Harassment .............................................................................................................................................. 30 Voter Registration ................................................................................................................................... 30 No Tipping / Gift Policy .......................................................................................................................... 30 Employee Holiday Fund ......................................................................................................................... 31 Residency by Tenancy ............................................................................................................................ 31 Parking ..................................................................................................................................................... 32 Storage ..................................................................................................................................................... 32 Fine Policy…………………….……........................................................................................................34 Page 3 of 34 Purpose This handbook constitutes the written Rules and Regulations of the Covenant Towers Homeowners Association, Inc. It is created in accordance with Article XVI of the Master Deed. It is subject to revision from time to time at the request of the Board of Directors. Within the handbook appear re-statements of some items from the Master Deed and the By-Laws, but the handbook is not intended to replace or fully explain these other documents. At the time of your closing on your condominium or any time thereafter, you should ask your attorney for a complete set of these documents. A full copy of both the Master Deed and the By-Laws, as