45 Journal of Social Welfare and Management Editor-in-Chief: A. Lal Executive Editor D. Amutha, St. Mary’s College (Autonomous), Tuticorin Mitushi Jain, IIMT Engineering College, Meerut National Editorial Advisory Board Chaganti Rami Reddy, Anantpur G. Venkata Ramana, Anantpur Kaushal Chauhan, Ambala Sandeep Hegde, Mumbai International Editorial Advisory Board Abdul Majeed Jazeel, Sri Lanka Crystal Jones, USA H.M. Panchaksharaiah, USA Jason L. Powell, UK Nawab Ali Khan, KSA Publication Editor Manoj Kumar Singh Indexeding Information: Index Copernicus, Poland; EBSCO Publishing’s Electronic Databases, USA; Business Source Corporate Plus, USA; Health Policy Reference Center,USA; Nonprofit Organization Reference Center, USA; SocINDEX with Full Text, USA; ProQuest, USA; Genamics JournalSeek. All rights reserved. The views and opinions expressed are of the authors and not of the Journal of Social Welfare and Management. JSWM does not guarantee directly or indirectly the quality or efficacy of any product or service featured in the the advertisement in the journal, which are purely commercial. Corresponding address Red Flower Publication Pvt. Ltd. 48/41-42, DSIDC, Pocket-II, Mayur Vihar Phase-I Delhi - 110 091(India) Phone: 91-11-22754205, 45796900, Fax: 91-11-22754205 E-mail: [email protected], Web: www.rfppl.co.in Journal of Social Welfare and Management / Volume 10 Number 2/ May - August 2018 46 It has become evident that major social forces of a global nature - such as demographic trends, migration patterns and the globalization of the economy are reshaping social welfare policies and social work practices the world over. There is much to be learned from the careful analysis of experiences in the various countries that are struggling with the emerging challenges to social welfare in the post-modern world. The Journal of Social Welfare and Management (ISSN: 0975 – 0231) seek to encourage debate about the global implications of the most serious social welfare issues of the day. Its interdisciplinary approach will promote examination of these issues from the various branches of the applied social sciences and integrate analyses of policy and practice. Since this journal is multidisciplinary, quality papers from various disciplines such as Economics, Management, Demography, Political science, Geography, Psychology, Literature, History, Anthropology, Sociology, Labor Management, and Communication would be considered. Subscription Information India Institutional (1 year) (Print+Online): INR7500 Rest of the World Insitutional (1 year) (Print+Online): $586 Payment instructions Online payment link: http://rfppl.co.in/payment.php?mid=15 Cheque/DD: Please send the US dollar check from outside India and INR check from India made. Payable to ‘Red Flower Publication Private Limited’. Drawn on Delhi branch Wire transfer/NEFT/RTGS: Complete Bank Account No. 604320110000467 Beneficiary Name: Red Flower Publication Pvt. Ltd. Bank & Branch Name: Bank of India; Mayur Vihar MICR Code: 110013045 Branch Code: 6043 IFSC Code: BKID0006043 (used for RTGS and NEFT transactions) Swift Code: BKIDINBBDOS Send all Orders to: Subscription and Marketing Manager, Red Flower Publication Pvt. Ltd., 48/41-42, DSIDC, Pocket-II, Mayur Vihar Phase-I, Delhi - 110 091(India), Phone: 91- 11-45796900, 22754205, 22756995, E-mail: [email protected], Website: www.rfppl.co.in Journal of Social Welfare and Management / Volume 10 Number 2/ May - August 2018 47 Journal of Social Welfare and Management May - August 2018; Volume 10 Number 2 Contents Original Articles Entrepreneurship a Global Perspective: Its Opportunities and Challenges 53 R. Lavanya Kumari, J. Venkatesh Study on the Usage of Traditional, Digital and Social Media by Micro, Small and Medium Enterprises in Hyderabad, India 60 Madhusudan Kumar Kota Factors Influence Job Satisfaction of Bank Employees: An Internal Marketing Outlook 70 Venkata Sai Srinivasa Rao Muramalla, Naveen Kumar Gurram Powerful Influence of Organizational Culture on Employee Suggestion Systems in Ensuring Corporate Success 73 B. Swathi, Sunil Kumar Risk Management in the Banks: An Analysis 79 C. Sri Ramya, G.V. Abhinav Kumar Bancassurance in India: A Study on Industry Outlook of Life Insurance 86 G.V. Abhinav Kumar, Swetha Chavali An Enhanced Study towards the Effectiveness of Digital Marketing 93 V. Sumalatha Emerging Challenges towards Human Resource Management in 21st Century 99 G.K. Kumar Innovative HR Practices Catering to Talent Acquisition 104 D. Pranathi Going Cashless in India: Boon or Bane 109 M.S. Kokila, Kalanjeri V. Satya Impact of Market Orientation on the Student Satisfaction of Business School in Hyderabad and Rangareddy District of Telangana State 114 Arijit Santikary, S.F. Chandrasekhar Development of Digital Marketing in India 124 K. Rajeswari, P. Prashanthi Applying Data Analytics for Human Resource Management: Opportunities & Challenges 128 Niharika Atchyutuni, P. Vijay Kumar Journal of Social Welfare and Management / Volume 10 Number 2/ May - August 2018 48 Commodities Future Market: A Study of Tur Dal 133 P. Chandrika, P. Neeraja Leader’s Emotional Intelligence: An Indispensible HR Conquest for Competent Project Management 139 T. Rachel Shalini Competetive Leadership: Role of Leadership Performance 144 B. Sangeetha Consumer Buying Behaviour on Footwear: With Reference to Reliance Footprint and BATA, Kakinada City 150 B. Charwak An overview on Changes in Indian Consumer Demographics 155 Sridevi Jonnalagadda, Roopalatha HR Management in 21st Century: Challenges for Future 164 Annapurna Chitta Impact & Implications of GST on FMCG Sector in India 167 Salini Bathula Need of Cyber Security in Digital India 173 M.L. Himaja Use of Digital Banking for Improving Quality of Service Delivery: An Empirical Study of Selected Indian Banks 178 Vaishali Pagaria Performance of Insurance Companies in Relation to Bugdetary Provisions of Government of India 183 K. Anjaneyulu Changing Consumer Perceptions towards Organized Retailing in Hyderabad City: An Empirical Analysis 192 Kavitha Thakur, B. Muralikrishna Knowledge Management for a Small Organization 200 K. Surya Narayana, K. Niranjan HR Branding, A Tool for Attracting & Retaining Talent in Missile Manufacturing Industry in Telangana State 204 L.V.S.N. Murthy, S. Narayanan, Ch. Yadagiri Job Evaluation Practices: A Comparative Study of Selectpublic and Private Sector Organisation 210 B. Thirupathi Naik, D. Sreeramulu Talent Management Practices of Select Pharma Companies in Sikkim and their Implications 216 Geeta Shree Roy, V. Rama Devi Enhancing Employee Experience: A Strategic Priority for Building Employer Brand 223 B. Vijaya Lakshmi Journal of Social Welfare and Management / Volume 10 Number 2/ May - August 2018 49 An Overview towards Word of Mouth 227 Mallikarjun Durgaraju Blue Ocean Strategy 237 R. Sindhu Impact of GST on Retail Sector: A Study 243 B.D. Hansraj, M. Naga Sulochna Financial Inclusion (Role of Primary Co-operative Banks in Rural India) 247 V.L. Raju Impact of Digital Marketing on Indian Consumers 251 T. Mahesh Babu Word of Mouth Marketing (WOMM) in Digital Age 256 T. Aditya Prasad, Nazia Shaik Guidelines for Authors 264 Journal of Social Welfare and Management / Volume 10 Number 2/ May - August 2018 50 Journal of Social Welfare and Management / Volume 10 Number 2/ May - August 2018 51 Special Issue 6th International Conference Strategies for Business Excellence: Challenges and Opportunities (ICSBE-2018) June 22-23, 2018 Journal of Social Welfare and Management / Volume 10 Number 2/ May - August 2018 52 Revised Rates for 2018 (Institutional) Title Frequency Rate (Rs): India Rate ($):ROW Community and Public Health Nursing Triannual 5500 5000 430 391 Dermatology International Semiannual 5500 5000 430 391 Gastroenterology International Semiannual 6000 5500 469 430 Indian Journal of Agriculture Business Semiannual 5500 5000 413 375 Indian Journal of Anatomy Bi-monthly 8500 8000 664 625 Indian Journal of Ancient Medicine and Yoga Quarterly 8000 7500 625 586 Indian Journal of Anesthesia and Analgesia Monthly 7500 7000 586 547 Indian Journal of Biology Semiannual 5500 5000 430 391 Indian Journal of Cancer Education and Research Semiannual 9000 8500 703 664 Indian Journal of Communicable Diseases Semiannual 8500 8000 664 625 Indian Journal of Dental Education Quarterly 5500 5000 430 391 Indian Journal of Emergency Medicine Quarterly 12500 12000 977 938 Indian Journal of Forensic Medicine and Pathology Quarterly 16000 15500 1250 1211 Indian Journal of Forensic Odontology Semiannual 5500 5000 430 391 Indian Journal of Genetics and Molecular Research Semiannual 7000 6500 547 508 Indian Journal of Hospital Administration Semiannual 7000 6500 547 508 Indian Journal of Hospital Infection Semiannual 12500 12000 938 901 Indian Journal of Law and Human Behavior Semiannual 6000 5500 469 430 Indian Journal of Legal Medicine Semiannual Indian Journal of Library and Information Science Triannual 9500 9000 742 703 Indian Journal of Maternal-Fetal & Neonatal Medicine Semiannual 9500 9000 742 703 Indian Journal of Medical & Health Sciences Semiannual 7000 6500 547 508 Indian Journal of Obstetrics and Gynecology Bi-monthly 9500 9000 742 703 Indian Journal of Pathology: Research and Practice Monthly 12000 11500 938 898 Indian Journal of Plant and Soil Semiannual 65500 65000 5117 5078 Indian Journal of Preventive Medicine Semiannual 7000 6500 547 508 Indian Journal of Research in Anthropology Semiannual 12500 12000 977 938 Indian Journal of Surgical Nursing Triannual 5500 5000 430 391 Indian