FREE COVER FOR OVER 100 ACTIVITIES A wide range of sports & activities are included free of charge with Activity Pack 1. Other activities can be covered under Activity Packs 2, 3 or 4 on payment of an additional premium. If the activity is not on the list, please contact us and we will see if we can provide cover. Activity Pack 1 – automatically covered without an additional premium Abseiling Cross Country Running Aerobics Curling Amateur Athletic Field Events/Track Events Cycle Touring/Cycling (under 1,000m) Angling Dancing Animal Sanctuary/Refuge Work Darts Archery* Deep Sea Fishing Athletics Diving Badminton Driving any Motorised Vehicle Ballooning – Hot Air Elephant Trekking (UK-booked) Bamboo Rafting Farm Work Banana Boating Fell Running Bar Work Fell Walking Baseball Fencing Basketball Fishing Beach Games Fives Biathlon Flag football Billiards Flying as a passenger* (private/small Bird Watching aircraft/helicopter) Body Boarding Football Bowling Football – Beach Kick Around Bowls Fresh Water/Sea Fishing Boxing Training Frisbee Bridge Fruit or Vegetable Picking Bridge Swinging* Glass Bottom Boats Bungee Jumping* Gliding (learning non competition) Camel Trekking Golf Camping Gorilla Trekking Canoeing* (excluding white water) Gymnastics Caravanning Highland Games Catamaran Sailing* (in-shore) Hiking (up to 1,000m) Chess Hill Walking (up to 1,000m) Clay Pigeon Shooting* Historical Research Cricket Horse Riding (no jumping) Croquet Hot Air Ballooning* Indoor Skating Sailing*/Yachting* (inshore) Jet Boating* Scuba Diving* (to 30m if qualified or with Jet Skiing* qualified instructor – not solo) Jogging Sea Fishing Kayaking* (up to grade 2 rivers only) Shinty Keepfit Shooting (target range-not hunting) Kiting Small Bore Target Shooting Korfball Snooker Low Ropes Snorkelling (inside marked areas and/or with Manual Labour (work that involves the lifting lifeguard present) or carrying of heavy items less than 25kg Soccer work at below the level of 2 storeys high but Softball excluding any form of work underground) Squash (amateur) Marathons Stoolball Model Flying Stoopball Model Sports Surfing* (amateur) Motorcycling with appropriate UK licence Swimming (inside marked areas and/or with Mountain Biking (on road non-racing) lifeguard present) Netball Swimming off a Boat (with a qualified Orienteering supervisor in attendance i.e. a lifeguard) Overland Trips Swimming with Dolphins (inside marked Paddle Boarding (inshore) areas and/or with lifeguard present) Petanque Swimming Pool (with lifeguard present) Pigeon racing Swim Trekking Pony Trekking Sydney Harbour Bridge Climbing Pool (professionally organised and supervised) Power Lifting Table Tennis Quoits Team Games Rackets Ten Pin Bowling Rafting* Tennis Rambling (up to 1,000m) Trekking (up to 1,000m) Rap Running/Jumping Triathlon Raquet Ball Tubing* Re-Enactment Tug of War Restaurant Work Volleyball Rifle Range* Water Skiing* (amateur) Ringos Weight Lifting River Walking Whale Watching Rock Scrambling (under 4,000m) White Water Rafting* (grade 1 to 3) Rounders Windsurfing*/Boardsailing*/Sailboarding* Rowing* Yachting* (inshore) Running (sprint/long distance) Yoga Safari (UK organised) Zip Lining/Zip Trekking (booked pre-trip – Safari Trekking requires appropriate trekking altitude pack). Please note: those activities marked with an asterisk (*) do not have Accidental Death & Disability Benefit or Personal Liability cover. Activity Pack 2 – additional premium required Adventure Racing (up to 12 hours) Kick Sledging Airsoft* Kite Boarding American Football (training or amateur match, Lacrosse organised & with safety equipment) Land Skiing Assault Courses (no high ropes) Land Yachting Big Foot Skiing Langlauf Blade Skating Martial Arts (training only) Bobbing Modern Pentathlon Breathing Observation Bubble (BOB) Mono Skiing Canoeing* (white water grades 1 to 3) Mountain Biking (off road non-racing) Canyoning Mountain Boarding Cat Skiing Mountain Walking (up to 1,000m) Cross Country Skiing Mountaineering (up to 1,000m) Dragon Boat Racing Motorcycling – Off Road* (up to 250cc) Dry Slope Skiing Off-piste Skiing Elephant Riding/Trekking (non-UK booked) Paint Balling Equestrian Parasailing* (over water) Falconry Parascending* (over water) Fly Boarding* Passenger Sledge Flying crew/pilot* Polo Cross Flying Helicopter* (pilot) Power Boating* (inshore) Football – Amateur Professional Entertaining (acrobats, dancing and Gaelic Football (training or amateur match) the like) Glacier Walking Quad Bikes* Gliding (non-competition) Rambling (up to 2,000m) Go Karting* River Tubing* Gorge Walking (no ropes) Rodeo Handball Roller Derby (safety equipment must be worn) Harness Racing Roller Blading/Line Skating/Skate Boarding High Diving (indoor/outdoor swimming pools Roller Hockey only) Roller Skating Hobbie Catting (in-shore) Rugby (amateur match) Hockey Rugby League Horse Jumping (no polo, hunting) Rugby (training) Horse Riding (eventing) Rugby Union Husky Dog Sledding Safari (non UK Organised) Hydro Zorbing Sand Boarding Ice Fishing Sand Dune Surfing/Skiing* Ice Hockey (with full body protection) Sand Yachting Ice Skating Sea Kayaking/Canoeing* Indoor Climbing (on climbing wall) Shark Cage Diving* Iron Man Skateboarding Jousting Ski Boarding Judo Ski Dooing Karate Skiing Karting* Skiing – Mono Kayaking* (grade 3 rivers only) Skiing – Nordic Kayaking* (inshore) Ski Resort Occupations (Chalet/Bar work not Kendo including Ski Instructing) Sledging Surfcasting Sleigh riding (reindeer, horses or dogs) Swimming (outside marked areas and/or Snorkelling (outside marked areas and/or without lifeguard present) without lifeguard present) Swimming off a Boat (unsupervised and/or no Snow Biking* lifeguard) Snow Blading Tae Kwon Do Snow Bobbing Telemarking Snow Mobile/Ski Doos* Tobogganing Snow Mobiling* Trampolining Snow Parascending Tree Top Canopy Walking Snow Scooting Treking (up to 2,000m) Snow Shoe Walking Under 17 Driving* (not public roads) Snow Tubing War Games/Paint Balling Snowboarding Water Polo (amateur) Snowcat Driving Water Ski Jumping* Speed Sailing* White Water Rafting* (grade 4 to 6) Speed Skating Winter Sports (On piste skiing, snowboarding Speed Trials/Time Trials (amateur – organised and ice skating) not public roads) Wrestling (organised training) Sphereing Zip Lining/Zip Trekking (booked during trip – Street Hockey requires appropriate trekking altitude pack) Summer Tobogganing Activity Pack 3 – additional premium required Buggying* Parascending* (over land) Caving/Pot Holing Power Gliding* Climbing (rock & ice – harnessed up to Power Kiting 3,000m) River Bugging Cyclo Cross Skeleton Devil Karting* Ski Biking Dinghy Sailing* Ski Blading Dirt Boarding Ski Randonee Glacier Skiing Ski Touring Heliskiing Ski Yawing Hurling Skiing – Freestyle Hydrospeeding Skiing – Glacier Ice Go Carting Skiing – Snowcat Ice Windsurfing Snow Carting Kite Buggying* Snow Go Karting* Kite Surfing Snow Kiting Mountaineering up to 2,000m Trekking (up to 3,000m) Octopush Via Ferratta Outdoor Endurance Tests Wake Boarding Paragliding* Wind Tunnel Flying Paramotoring* Winter Walking (poles & special shoes) Please note: those activities marked with an asterisk (*) do not have Accidental Death & Disability Benefit or Personal Liability cover. Activity Pack 4 – additional premium required Adventure Racing (up to 24 hours) Mountaineering (up to 3,000m) Assault Courses (including high ropes and Parapenting/Paraponting* harnessed) Polo Black Water Rafting (grades 1 to 3) Scuba Diving* (to 40m if qualified and with Blowcarting qualified instructor – not solo) BMX Freestyle & Racing Ski Flying* Cave Diving Ski Mountaineering Climbing (rock & ice – harnessed up to Ski Run Walking 4,000m) Skiing (Off piste without a guide) Cycle Racing Sky Dive - Tandem* (maximum of 2 jumps per Freestyle Skateboarding trip) Gliding* (competition) Sky Dive – Solo* (maximum of 1 jump per Hang Gliding trip) Micro Lighting Slack-Lining Motocross* Trekking (up to 5,000m) Motor Racing/Rallies/Competitions* Wicker Basket Tobogganing (all types) Zorbing Please note: those activities marked with an asterisk (*) do not have Accidental Death & Disability Benefit or Personal Liability cover. IMPORTANT NOTE APPLICABLE TO ALL ACTIVITIES The Insured is required at all times to wear the appropriate safety equipment for that activity (for example protective clothing and/or suitable head protection). Please note that a General Exclusion of cover exists under the policy for claims arising directly or indirectly from the insured’s “wilful act of self-exposure to peril”. This means that insurers will not pay the claim if the insured does not meet this policy condition. L&B/S&A/0319 .