Hang Seng – Green Bank actively encourages university students to take a more environmentally friendly approach of financial management helping you take the essential first step in starting your financial roadmap. With Hong Kong Baptist University Credit Card and Integrated Account of Green Banking, you can take control of your financial management at one stop while enjoying shopping and spending fun: Hong Kong Baptist University Credit Card For every spending with your card, Hang Seng will donate part of the total spending on your Card to Hong Kong Baptist University for support of campus enhancement projects, student activities and alumni affairs development. Exclusive merchant discounts and privileges on campus facilities offered by Hong Kong Baptist University. For every HK$250 retail spending made with your card, you will earn $1 Cash Dollar which can be used as instant cash at over 3,800 designated merchant outlets throughout Hong Kong. Enjoy exclusive‘3X Cash Dollars Self-enhancement Reward’for every purchase at bookstores, payment on designated courses or payment on public examination fees with the card. Integrated Account of Green Banking This Integrated Account is specially designed for full-time tertiary students at local universities / institutions of tertiary education, it offers you everything from deposit services, investments and insurance. The Green Banking smart ATM card - the first of its kind embedded with a Hongkong Post e-Cert - allows you not only to access the general ATM services, but also to conduct online transactions conveniently in a secure environment. You can use the embedded e-Cert to sign PDF documents with a legally binding digital signature and experience the new payment method. Green e-News brings you feature stories about trendy information, updates on our banking services and an array of exclusive privileges. It is about giving you a unique banking experience. Customer Enquiry 2822 0228 hangseng.com/ubooth Apply for a Hong Kong Baptist University Credit Card and open a : Venue Hang Seng Bank Branch - 4/F, Ho Sin Hang Campus Time 9am - 5pm Offer You Up To Annual Fee Waiver Offer Cash Coupon HK$140 Credit Card：Perpetual Annual Fee Waiver Green Banking： • Integrated Account monthly fee waiver during the period of studies and the first 3 years after graduation with auto Integrated Account upgrade service • Free-Cert subscription for the first 3 years and get a ECERTS User Kit Gifts are only available while stocks last. Act now! The offer is valid till 30 April. The offer is valid till 30 April 2011 and bound by the related Terms and Conditions. For details, please refer to the promotional leaflet or contact Hang Seng Bank staff. The pictures above are for reference only. Page 5 Hong Kong Baptist University Credit Card To apply, simply complete the attached application form with the copies of required documents and return to any Hang Seng Bank branch or mail to P. O. Box 74147 Kowloon Central Post Office, Kowloon. Please read the following "Important Note" before application. Important Note 1. Principal and Supplementary Card applicants must be at least 18 and 16 years of age respectively. 2. Upon approval of application, the annual fee for both Principal Card and Supplementary Card(s) will be perpetually waived (Supplementary Card is not applicable to full-time student customers). Each Customer can enjoy perpetual annual fee waiver for 1 Hang Seng Credit Card only (except The Hong Kong Jockey Club Membership Card, enJoy Card and Hang Seng CUP Credit Card). 3. I confirm I have received the Instant Gift from Hang Seng Bank Limited ("Hang Seng") (if applicable). I confirm that I am not an existing cardholder of any Hang Seng Credit Card now or in the past 12 months. I agree that I will not repeat and/or cancel the application of Hang Seng Credit Card during the promotion period, otherwise I will not be entitled to the Instant Gift. I understand that Hang Seng will charge a handling fee which is equivalent to the value of the Instant Gift and will debit such amount from my credit card account. For the value of the Instant Gift, please refer to the promotion leaflet during the promotion period. 4. Terms and Conditions of Rasonic Travel Hair Dryer (Model: RA-HD12C): • Rasonic Travel Hair Dryer is only applicable to the customers of University Affinity Credit Cards (Platinum Card) whose application is successfully approved. • The above gift is only applicable to customers without holding any University Affinity Credit Card currently and / or in the past 6 months. • Redemption letter will be mailed to customers within seven working days after the issue date of the Card Collection Advice. The gift will not be offered if the application is not approved or cancelled. For Terms and Conditions, please refer to the redemption letter. 5. Terms and Conditions of Lafuma Hiking Bag (Model: LFS5033): • Lafuma Hiking Bag is only applicable to the customers of University Affinity Credit Card (Gold / Classic) whose application is successfully approved. • The above gift is only applicable to customers without holding any University Affinity Credit Card currently and/or in the past 6 months. • Redemption letter will be mailed to customers within seven working days after the issue date of the Card Collection Advice. The gift will not be offered if the application is not approved or cancelled. For Terms and Conditions, please refer to the redemption letter. 6. Terms and Conditions of Pioneer 3D Blu-ray Disc Player (Model: BDP430): • Redemption letter will be mailed to the customer within seven working days after the issue date of the Card Collection Advice. For Terms and Conditions, please refer to the redemption letter. • Hang Seng will debit the approved Hang Seng Credit Card account of the customer ("Credit Card Account") with the redemption price of the Pioneer 3D Blu-ray Disc Player (i.e. HKD1,452) ("Redemption Price") by 12 consecutive monthly instalments (each instalment is HKD121), commencing from such date as Hang Seng may prescribe at its full discretion. • Hang Seng will hold an amount equivalent to the Redemption Price from the credit limit of the Credit Card Account until the last instalment has been debited. Hang Seng will proportionally reduce the hold amount from the credit limit of the Credit Card Account every month after Hang Seng successfully debits the Credit Card Account with the instalment amount due. • No finance charge is payable by the customer who makes full repayment of the statement balance specified in the customer's credit card account statement on or before the payment due date of each month. If the customer fails to make full repayment of the statement balance specified in the customer's credit card account statement on or before the payment due date of each month, the customer shall pay a finance charge on all outstanding balance on the credit card account pursuant to the relevant Hang Seng Credit Card cardmember agreement ("Cardmember Agreement") governing the use of the credit card account. The customer shall pay a finance charge and other charges on any monthly instalment amount due but unpaid at the prevailing interest rate applicable to the credit card account from the post date of such monthly instalment. • On default of payment of any moneys due under the Credit Card Account or in case of breach of any provisions of the applicable Cardmember Agreement governing the use of the Credit Card Account or any of these Terms and Conditions by customer or in case of cancellation or termination of the customer's Credit Card Account or the instalment offer for whatever reason, all outstanding instalments or balance of moneys owing under these Terms and Conditions shall immediately become due and payable by customer and shall, at the absolute discretion of Hang Seng, be debited against the Credit Card Account whereupon the Cardmember Agreement shall apply to all the said instalments and balance. • If the customer selects Pioneer 3D Blu-ray Disc Player and has not redeemed the Pioneer 3D Blu-ray Disc Player at designated gift redemption centre within 90 days from the issue date of Card Collection Advice, Hang Seng will debit the Credit Card Account with the Redemption Price of the Pioneer 3D Blu-ray Disc Player by 12 consecutive monthly instalments (each instalment is HKD121) commencing from such date as Hang Seng may prescribe at its full discretion. 7. Other Terms and Conditions of Welcome Gift : •To entitle to the Gift offers, the customers are required to submit the application for City University of Hong Kong Credit Card / Hong Kong Baptist University Credit Card / The Chinese University of Hong Kong Credit Card / School of Continuing and Professional Studies CUHK Credit Card ("University Affinity Credit Cards") and have the relevant credit card approved by Hang Seng during 3 January and 30 June 2011. • Gift offers are only applicable to Principal Card customers. • If the customer has received the gift but subsequently cancels the Credit Card Account within 13 months from the date of account opening, a handling fee of HKD100 (applicable to Rasonic Travel Hair Dryer/Lafuma Hiking Bag) will be charged. •In case the selected gift runs out of stock, Hang Seng reserves the right to replace it with another gift. If there is no selection of gift in the application form, customer will be considered as having given up the right for the relevant gift. Once the gift is chosen or redeemed, no change or replacement will be accepted. • Gift offers are available while stock lasts. • Gift offers are not applicable to Hang Seng staff (except Pioneer 3D Blu-ray Disc Player). • All products, services and information regarding the privilege one and two are directly sold and supplied to customer by the suppliers who are solely responsible for all related obligations and liabilities.