EQDOM SA (Casablanca: EQD) ISIN Code Close (MAD) (17-May-2010) SEDOL EQDOM SA MA0000010357 1,799.00 6232669 Adress: 127, Boulevard Zerktouni Eqdom SA is a Morocco-based company that specializes in the provision of credits. The Upcoming Events 20100 Casablanca Company offers a range of products, such as Dispocredit, to finance a project or venture; Tel: +212 0 22 779290 Comanav Voyages, to finance a trip or holiday; and Massarrate, to finance wedding 05/20/10 / NTS Dividend For EQD.CS Fax: +212 0 22 250006 celebrations, among others. Eqdom SA operates through a network of agencies and various 12/07/10 - 12/14/10 / NTS Q1 2010 CREDIT EQDOM(SOC D'EQUIP DOM ET MN) Website: www.eqdomnet.ma distributors, including 300 partners across Morocco. The Company is a subsidiary of the IR tel: +212 22 779290 Societe Generale Group. Earnings Release IR contact: Mohamed Haizoune Relative % Change IR Email: [email protected] 5 days 1 Month 3 Months YTD 1 Year Credit EQDOM 6.01 10.10 21.14 26.69 24.07 Officers & Directors Overview EQDOM Vs Index 4.71 2.60 7.82 7.00 12.12 Name Current Position Director Since Officer Since (Casablanca Stock Exchange) Jean Yves Bruna Chairman of the Board -- -- M & A Overview/Detail (last 5 years) Total number of completed transactions 2 Abderrahim Rhiati Managing Director, Director -- -- Total deal value of completed transactions USD 58.49M Jaques Faucheux Deputy Managing Director -- -- Number of incomplete transactions 0 % completed vs announced (value) 100.00% (USD 58.49M) Typical deal strategy Friendly Christophe Laurent Deputy Managing Director -- -- Historical Price data Mohamed Abdelkhalek Torres Vice Chairman of the Board -- -- 1850 Mustapha Bakkoury Vice Chairman of the Board -- -- 1800 1750 Abdelaziz Tazi Director -- -- 1700 1650 Jean-Francois Gautier Director -- -- 1600 Dividend Overview/Detail 1550 Announcement Date Ex. Date Pay Date Payment Type Record Date 1500 11-May-2010 (Final) 20-May-2010 31-May-2010 Cash Dividend 20-May-2010 2 1.5 11-May-2010 (Extra) 20-May-2010 31-May-2010 Cash Dividend 20-May-2010 1 0.5 23-Mar-2009 (Final) 11-Jun-2009 22-Jun-2009 Cash Dividend 11-Jun-2009 0 Feb-22 Mar-08 Mar-22 Apr-05 Apr-19 May-03 May-17 23-Mar-2009 (Extra) 11-Jun-2009 22-Jun-2009 Cash Dividend 11-Jun-2009 Activities Financial Reports RBSS Industry Thomson Reuters Sector Thomson Reuters Industry Fiscal Period: 2009 2008 2007 Consumer Financial Services Financial Consumer Financial Services Period End Date: 31-Dec-2009 31-Dec-2008 31-Dec-2007 Geographic Segment as of 31-Dec-2007 Source: ARS ARS ARS 31-Dec-2007 Income Statement - Annual - Standardised in Millions of MAD MAD Net Interest Income 480.10 471.18 458.91 Morocco 1,269 Nete Interest Inc. After Loan Loss Prov. 428.88 436.21 431.83 100% Morocco Net Income Before Taxes 362.90 352.86 337.26 Net Income After Taxes 230.50 219.33 205.23 com Net Income 230.29 219.14 205.23 Balance Sheet (Differentiates) - Annual - Standardised in Millions of MAD Total Assets 7,748.27 7,412.09 7,247.47 Business Segment as of 31-Dec-2008 Total Long Term Debt 0.00 0.00 0.00 31-Dec-2008 Total Debt 0.00 0.00 0.00 MAD Total Liabilities 6,423.88 6,151.29 6,072.96 100% Banking Activities 1,533Banking Total Equity 1,324.39 1,260.81 1,174.51 Activities Total Liabilities & Shareholders' Equity 7,748.27 7,412.09 7,247.47 Key Ratios Return on Equity % 17.39 BVPS (MAD) 792.93 Index Comparison Return on Total Assets % 3.04 Quick Ratio - *Top Constituents Currency: MAD Dividend ROE DPS Price/ Price/ Operating Margin % - Total Assets/Equity 5.85 Name Yield % % Book Sales Beta (Unleveraged) 0.72 Total Liab/Equity 4.85 Eqdom 5.56 17.39 100.00 2.27 - Earnings Yld % - Credit Rating - Maroc Telecom 6.36 50.77 10.31 7.67 4.69 Price to Book 2.27 Attijariwafa Bnk 1.58 18.63 5.00 2.88 - Financial Summary Bq Ma Com Exteri 1.22 14.94 3.00 7.05 - For the fiscal year ended 31 December 2009, Eqdom SA 's interest income increased 9% to MAD746.41M. Net interest Lafarge Ciments 3.18 30.02 66.00 6.46 7.37 income after loan loss provision decreased 2% to MAD428.9M. Net income increased 5% to MAD230.3M. Interest income Compagnie Genera 0.80 10.03 15.00 7.94 15.20 reflects an increased income on transactions with customers and favorable market conditions. Net income was partially offset by increased leasing and rental expenses and higher labor expenses. Addoha 1.27 23.73 1.50 6.90 6.97 ONA 2.17 17.74 35.00 1.72 0.76 Technical Measures Societe National 1.78 22.29 33.00 1.89 5.91 Volume Adjusted Direction Indicator Rating Bq Cent Populair 1.77 13.42 5.75 0.95 - 5d Vs 30d % Change 56.73 9 days 31.24 CIMAR 2.34 20.19 55.00 3.55 4.69 5 Days 534.80 14 days 28.71 Ste Cen Laitiere 4.16 50.56 555.00 10.39 2.23 30 Days 341.23 30 days 13.91 BMCI - 10.55 - 1.42 - 90 Days 748.94 Holcim Maroc 3.44 28.46 86.00 5.12 3.36 Price to Simple Moving Average (SMA) Sonasid 2.68 14.19 66.00 3.94 1.75 % Difference Between Close and 30 Day SMA 5.89 Alliances Immo 0.76 14.59 6.00 3.84 4.22 % Difference Between Close and 60 Day SMA 8.38 Wafa Assurance 1.80 28.03 45.00 3.62 - % Difference Between Close and 200 Day SMA 19.71 CIH 5.08 15.14 18.00 3.02 - Relative Strength Index SAMIR - -3.60 - 1.95 0.29 3 days 99.83 14 days 94.55 Brasseries du Ma 9.89 20.38 272.00 4.41 59.83 9 days 97.03 30 days 85.80 © Copyright 2010. Thomson Reuters. rights reserved. All For information (632) call 814-4572 or TRonDemand@thomsonreuters. email Source: Thomson Reuters.