www.StarOne.org Visa Credit Card Interest Rates Compare our Visa credit cards: no annual fee, no balance-transfer fees, and no foreign- transaction fees. Credit Card Interest Rates and Interest Charges Annual Percentage Rate (APR) 8.75 % Visa Signature Rewards Card for Purchases & Balance Transfers 8.75 % - 12.75 % Visa Platinum Rewards Card 7.75 % - 13.75 % Visa Platinum Best Rate Card When you open a Visa Platinum account, the applicable APR is based on creditworthiness. APR for Cash Advances 8.75% Visa Signature Rewards Card 8.75% - 12.75% Visa Platinum Rewards Card 7.75% - 13.75% Visa Platinum Best Rate Card When you open a Visa Platinum account, the applicable APR is based on creditworthiness. How to Avoid Paying Interest on Your due date is 25 days after the close of each billing cycle. We will not charge any Purchases interest on the portion of the purchases balance that you pay by the due date each month. For Credit Card Tips from the To learn more about factors to consider when applying for, or using a credit card, visit Consumer Financial Protection the website of the Consumer Financial Protection Bureau. Bureau Credit Card Fees Annual Fee None Transaction Fees None Foreign Transaction Fees Balance Transfer Fees Cash Advance Fees Penalty Fees Late Payment Fee $10 Return Payment Fee up to $15 How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." Minimum Payment Required: The minimum monthly payment will be 2.5% of your outstanding balance or $20.00, whichever is greater. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Visa Credit Card Account Agreement. We reserve the right to amend the Visa Credit Card Account Agreement as permitted by law. The above rates and fees are current as of November 2, 2017. Fees and APR apply to new cards only. Learn more about our No-Annual Fee Credit Cards. Visit our online credit-card application..