LEADERSHIP 40 Board of Directors 42 Profile of Directors 51 Profile of Company Secretary 52 Senior Management Team 54 Profile of Group Senior Management 62 Group Organisation Structure 64 Shariah Committee 65 Profile of Shariah Committee BOARD OF DIRECTORS Standing from left SUZETTE MARGARET CORR GRAHAM KENNEDY HODGES SOO KIM WAI Non-Independent Non-Executive Director Non-Independent Non-Executive Director Non-Independent Non-Executive Director DATUK SHIREEN ANN ZAHARAH BINTI TAN SRI AZMAN HASHIM VOON SENG CHUAN MUHIUDEEN Non-Independent Non-Executive Chairman Independent Non-Executive Director Independent Non-Executive Director DATO’ ROHANA BINTI TAN SRI SEOW YOO LIN DATO’ SERI AHMAD JOHAN MAHMOOD Independent Non-Executive Director BIN MOHAMMAD RASLAN Senior Independent Non-Executive Director Non-Independent Non-Executive Director p. 40 p. 41 AMMB Holdings Berhad (223035-V) Annual Report 2017 ambankgroup.com Ethnicity Nationality Gender Age Group Length of Service Malay 4 Malaysian 50-60 5 7 78.0% 7 1 – 7 Years 3 Chinese 61-70 3 Others 11.0% 2 8 – 14 Years 2 Others 71-80 1 1 6 3 1 11.0% 15 Years & Above MD&A MD&A MD&A Sustainability Corporate Overview Key Highlights Key Messages About Us Leadership Strategic Review Performance Review Business Review Statement Governance Highlights and Achievements Stakeholders Information p. 1 - p. 7 p. 8 - p. 9 p. 10 - p. 21 p. 22 - p. 37 p. 38- p. 67 p. 226 - p. 237 p. 238 - p. 266 p. 70 - p. 87 p. 88 - p. 113 p. 114 - p. 135 p. 138 - p. 175 p. 178 - p. 225 PROFILE OF DIRECTORS Relevant Expertise Tan Sri Azman Hashim has been in the banking industry since 1960 when he joined Bank Negara Malaysia. He practised as a Chartered Accountant in Azman Wong Salleh and Co. from 1964 to 1971. He was on the board of Malayan Banking Berhad from 1966 to 1980 and was its Executive Director from 1971 until 1980. He was the Executive Chairman of Kwong Yik Bank Berhad, a subsidiary of Malayan Banking Berhad, from 1980 until 1982 when he acquired AmInvestment Bank Berhad. Tan Sri Azman is Chairman of the Asian Institute of Finance Berhad, Asian Institute of Chartered Bankers, Asian Banking School Sdn Bhd, Malaysian Investment Banking Association, the Malaysia Productivity Corporation, Malaysia South-South Corporation Berhad and Chairman Emeritus of Pacific Basin Economic Council (PBEC). He is the President of Malaysia South-South Association, Malaysia-Japan Economic Association, Malaysian Prison FRIENDS Club and a Member of the APEC Business Advisory Council and East Asia Business Council. He is also the Leader of the ASEAN Japanese Business Meeting (Malaysia Committee, Keizai Doyukai). He is the Pro-Chancellor of Open University of Malaysia and a member of the Governing Body of Asian Productivity Organisation. TAN SRI AZMAN HASHIM Tan Sri Azman is also involved in several charitable organisations as Chairman and Trustee Chairman, Non-Independent Non-Executive Director of AmGroup Foundation and Perdana Leadership Foundation and Trustee for Yayasan Azman Hashim, Malaysian Liver Foundation, Yayasan Tuanku Najihah and Yayasan Canselor Nationality : Malaysian Open University Malaysia. Tan Sri Azman is also the Founder and Council Member of Azman Gender | Age : Male | 78 Hashim Family (L) Foundation and Azman Hashim Charitable (L) Foundation. Date of Appointment : 15 August 1991 Length of Tenure as Director : 26 Years Declaration Qualifications He does not have any conflict of interest or any family relationship with any other Director and/ Fellow Chartered Banker (FCB) or major shareholders of the Company except as follows: being a director and substantial shareholder of Amcorp Group Berhad, which in turn is a substantial shareholder of AMMB Chartered Accountant (FCPA) Holdings Berhad (AMMB), and being a director of Clear Goal Sdn Bhd, his family company which Fellow, Institute of Chartered Accountants is deemed a substantial shareholder of AMMB by virtue of its interest in Amcorp. Fellow, Institute of Chartered Secretaries and Administrators He has not been convicted for any offences within the past five (5) years nor has he been imposed Directorships of any public sanction or penalty by any relevant regulatory bodies during the financial year Chairman, ended 31 March 2017. Non-Independent Non-Executive Director of the following AmBank Group subsidiaries: • AmBank (M) Berhad • AmInvestment Bank Berhad • AmGeneral Insurance Berhad • AmMetLife Insurance Berhad • AmGeneral Holdings Berhad • AmInvestment Group Berhad Executive Chairman, Amcorp Group Berhad p. 42 p. 43 AMMB Holdings Berhad (223035-V) Annual Report 2017 ambankgroup.com Relevant Expertise Graham Kennedy Hodges is the Deputy Chief Executive Officer of Australia and New Zealand Banking Group (ANZ). Prior to that, he was Chief Executive Officer and a director of ANZ National Bank Limited responsible for the running of ANZ Group’s New Zealand business. Mr Hodges has held the position of Group Managing Director, Corporate and various other roles in Corporate and Business Banking. He joined ANZ in 1991 and was appointed Chief Economist in 1992, a post he held for three (3) years. Before ANZ, Mr Hodges spent several years with the International Monetary Fund in Washington DC and nine (9) years in Commonwealth Treasury in Canberra. GRAHAM KENNEDY HODGES Non-Independent Non-Executive Director Declaration Nationality : Australian He does not have any conflict of interest or any family relationship with any other Director and/ Gender | Age : Male | 62 or major shareholders of the Company except as follows: He is a board representative of Australia Date of Appointment : 30 June 2016 and New Zealand Banking Group Limited, which is deemed a substantial shareholder of AMMB by Length of Tenure as Director : 1 Year virtue of its interest in ANZ Funds Pty Ltd, a substantial shareholder of AMMB. Membership of Board Committees He has not been convicted for any offences within the past five (5) years nor has he been imposed Member of the Company’s Risk Management of any public sanction or penalty by any relevant regulatory bodies during the financial year Committee of Directors ended 31 March 2017. Member of the Company’s Governance Committee Qualifications Bachelor of Economics (Hons), Monash University, Australia. Directorships None Committee Membership Audit and Examination Committee Risk Management Committee of Directors Group Nomination And Remuneration Committee Group Information Technology Committee Governance Committee MD&A MD&A MD&A Sustainability Corporate Overview Key Highlights Key Messages About Us Leadership Strategic Review Performance Review Business Review Statement Governance Highlights and Achievements Stakeholders Information p. 1 - p. 7 p. 8 - p. 9 p. 10 - p. 21 p. 22 - p. 37 p. 38- p. 67 p. 226 - p. 237 p. 238 - p. 266 p. 70 - p. 87 p. 88 - p. 113 p. 114 - p. 135 p. 138 - p. 175 p. 178 - p. 225 PROFILE OF DIRECTORS Relevant Expertise Suzette Margaret Corr is the General Manager Human Resources Institutional for Australia and New Zealand Banking Group (ANZ). She is an experienced human resources executive with demonstrated strengths in strategy and execution developed across a range of sectors, including Consulting and Financial Services. Declaration She does not have any conflict of interest or any family relationship with any other Director and/ or major shareholders of the Company except as follows: She is a board representative of Australia and New Zealand Banking Group Limited, which is deemed a substantial shareholder of AMMB by SUZETTE MARGARET CORR virtue of its interest in ANZ Funds Pty Ltd, a substantial shareholder of AMMB. Non-Independent Non-Executive Director She has not been convicted for any offences within the past five (5) years nor has she been Nationality : Australian imposed of any public sanction or penalty by any relevant regulatory bodies during the financial Gender | Age : Female | 56 year ended 31 March 2017. Date of Appointment : 23 January 2015 Length of Tenure as Director : 2 Years Membership of Board Committees Member of the Company’s Group Nomination and Remuneration Committee Qualifications Bachelor of Commerce, University of Western Australia, Australia Master of Business Administration, University of Queensland, Australia Directorships None Committee Membership Audit and Examination Committee Risk Management Committee of Directors Group Nomination And Remuneration Committee Group Information Technology Committee Governance Committee p. 44 p. 45 AMMB Holdings Berhad (223035-V) Annual Report 2017 ambankgroup.com Relevant Expertise Soo Kim Wai is currently the Group Managing Director of Amcorp Group Berhad. He joined Amcorp Group Berhad in 1989 as Senior Manager, Finance, and has since held various positions before he was promoted to his current appointment. Prior to that, he was with Plantation Agencies Sdn Bhd from 1985 to 1989, and in the accounting profession for five (5) years with Deloitte KassimChan from 1980 to 1985. Mr Soo sits on the board of some private limited companies and foreign companies. He is also a board member of the British Malaysian Chamber of Commerce and serves as Chairman of Am ARA REIT Managers Sdn Bhd, the Manager of AmFirst Real Estate Investment Trust. SOO KIM WAI Non-Independent Non-Executive Director Declaration He does not have any conflict of interest or any family relationship with any other Director and/ Nationality : Malaysian or major shareholders of the Company except as follows: He is the Group Managing Director of Gender | Age : Male | 56 Amcorp Group Berhad, which is a substantial