Schedule of Rates and Charges 2020 BANK CHARGES (VAT Exclusive) (VAT Inclusive) USD / Transaction Descriptions TZS USD /EUR GBP TZS GBP EUR Maintenance Fee Current Account: Corporate Per month 15,000 12 8 17,700 14.16 9.44 Chana Customers SME Per month 13,000 12 8 15,340 14.16 9.44 Personal Per month 13,000 12 8 15,340 14.16 9.44 Lipa Customers Financial Institutions Per month 200,000 12 8 236,000 14.16 9.44 (Banks) Bidii Per month 3,000 3 3 3,540 3.54 3.54 na Account Savings Accounts: Fanya malipo Normal Savings Per month 1,600 2.5 2.5 1,888 2.95 2.95 Account Salary Visa Per month 1,500 2.5 2.5 1,770 2.95 2.95 Account Busara Per month Free n/a n/a Free n/a n/a Popote bila stress Account Scholar Per month Free Free Free Free Free Free Account Junior Per month Free Free Free Free Free Free Jumbo Malkia Per month Free Free Free Free Free Free Account Thamani Per month Free n/a n/a Free n/a n/a Account Dhahabu Per month Free n/a n/a Free n/a n/a Account Bal. >USD/ Tanzanite GBP/EUR, 1,500 Free Free 1,770 Free Free Account 5000 Bal. <USD/ GBP/EUR, 1,500 2.5 2.5 1,770 2.95 2.95 5000 Cash Deposit Over the Per transac- Free Free Free Free Free Free Counter tion CRDB Per transac- Free Free Free Free Free Free Wakala tion Cash withdrawal Over the Counter "Per trans- Current action 1.18% 1.18% 5,085 1% min.5 1% min. 5 6,000 Account for amount min 5.9 min 5.9 up to 25mn." "Per trans- 1.18% 1.18% Bidii action min 5.9 min 5.9 4,000 1% min.5 1% min. 5 4,720 Account for amount max max up to 20mn." 150 150 Sim- Banking “Per transac- (Paperless 4,000 n/a n/a 4,720 n/a n/a tion” cash with- drawal) "Savings accounts "Per trans- **except action 1.18% 1.18% those 4,000 1% min.5 1% min.5 4,720 for amount min 5.9 min 5.9 exempt- up to 5mn." ed from charges." USD / USD / Transaction Descriptions TZS USD /EUR GBP TZS GBP Transaction Descriptions TZS USD /EUR GBP TZS GBP EUR EUR 400,000 - Per transac- Bulk cash withdrawal (over the counter) 5,000 n/a n/a 5,900 n/a n/a 499,999 tion "Per trans- action 500,000 - Per transac- "Current 0.1% max 0.12% max 5,339 n/a n/a 6,300 n/a n/a for Amount n/a n/a n/a n/a 599,999 tion account" 150,000 177,000 above 600,000 Per transac- 5,508 n/a n/a 6,499 n/a n/a 25mn." -,999,999 tion "Per trans- 1,000,000 Per transac- action 5,805 n/a n/a 6,850 n/a n/a Bidii 0.1% max 0.12% max - 1,999,999 tion for Amount n/a n/a n/a n/a Account 150,000 177,000 2,000,000 above 20 Per transac- - 6,102 n/a n/a 7,200 n/a n/a mn." tion 2,999,999 "Per trans- 3,000,000 Savings action 0.1% max. 0.12% max Per transac- n/a n/a n/a n/a - 6,356 n/a n/a 7,500 n/a n/a account for Amount 150,000 177,000 tion above 5mn." 3,999,999 4,000,000 Per transac- - 6,780 n/a n/a 8,000 n/a n/a "Note: tion (1) Withdrawal of amount disbursed for Term Loans, Personal Loans and only ODs advanced to 4,999,999 Corporate customers for buying traditional crops are not subjected to this fee. 5,000,000 " Per transac- - 7,203 n/a n/a 8,500 n/a n/a (ii) Accounts exempted from charges are JJ, Malkia, Busara, Dhahabu FDR,Thamani and NiaMoja tion 6,000,000 Accounts Agent Banking ATM Cash withdrawal Starter pack Applica- for new 200,000 n/a n/a 236,000 n/a n/a CRDB tion fee Per transac- Equiv- Equiv- agent Bank 1,017 n/a 1,200 n/a tion alent alent ATMs Cheque book Other local Per leaf Per transac- banks’ 3,000 n/a n/a 3540 n/a n/a Cheque (TZS 100 tion 424 0.3 0.3 500 0.35 0.35 ATMs Book order Stamp Duty inclusive). Other banks’ 1.18%of 1.18% Per transac- Equiv- Equiv- Equiv- 1% of the 1.18% of the ATM out- 7500 + 1% Equiv-alent 8,850 + 1% 1% of the 1% of the the of the tion alent alent alent Stop amount amount side the amount min. amount amount amount Payment Per cheque min. 30 min. 59,000 country 50,000 max. min. 15 min 35.4 min 17.7 Order max. max. 300,000 max. 150 max. max. ATM 300 354,000 354 177 access fee - (other/ Per transac- Stop / 11,500 interna- tion unblock 20,000 max. 23,600 Equiv- Equiv- Per leaf Equiv. Equivalent tional bank cheque 40,000 max 47,200 alent alent customers) leaf Trans- Stop/ action unblock Per cheque Equiv- Equiv- 40,000 Equiv Equivalent 47,200 Decline at cheque book alent alent ATMs Out- book Per decline 932 0.4 0.4 1,100 0.48 0.48 side the Encash- country ment of due to a third party Equiv- Equiv- PIN error Per cheque 10,000 Equiv. Equivalent 11,800 cheque alent alent "ATM without With- checklist drawal Unpaid Not-On-Us Per transac- Equiv- Equiv- Equiv- 3,000 Equiv-alent 3,540 cheque (Custom- tion alent alent alent 1.18% min for reason 1% min. ers of 177,000 “Refer to Per cheque 150.000 max 100 100 118 118 other local max Drawer or 300,000 banks)" 354,000 Effect not CRDB Wakala Cleared” 1,000 - Per transac- Checklist Per page 1,000 0.5 0.3 1,180 0.59 0.35 254 n/a n/a 300 n/a n/a 3,999 tion "Uncollect- 4,000 - Per transac- ed Cheque 339 n/a n/a 400 n/a n/a 4,999 tion Book (after a 5,000 - Per transac- 466 n/a n/a 550 n/a n/a message 9,999 tion Per Cheque has been 5,000 per Book per 2 2 5,900 2.36 2.36 10,000 - Per transac- sent to a month 932 n/a n/a 1,100 n/a n/a month 19,999 tion custom- er to 20,000 - Per transac- 1,102 n/a n/a 1,300 n/a n/a collect the 39,999 tion Cheque 40,000 - Per transac- Book)" 1,271 n/a n/a 1,500 n/a n/a 49,999 tion Cheque Clearance 50,000 - Per transac- 1,525 n/a n/a 1,800 n/a n/a Inter-Branch Cheque Deposit 99,999 tion Cheque 100,000 - Per transac- drawn at 2,839 n/a n/a 3,350 n/a n/a Per cheque Free Free Free Free Free Free 199,999 tion domicile 200,000 - Per transac- Branch 3,771 n/a n/a 4,450 n/a n/a 299,999 tion 300,000 - Per transac- 4,576 n/a n/a 5,400 n/a n/a 399,999 tion USD / USD / Transaction Descriptions TZS USD /EUR GBP TZS GBP Transaction Descriptions TZS USD /EUR GBP TZS GBP EUR EUR Cheque "50% of drawn at Up-lift- "50% of in- interest different ing of Per transac- terest paid paid Per cheque Free Free Free Free Free Free n/a n/a n/a n/a Branch of Dhahabu tion if the tenure if the the same Account is <5Yrs." tenure is locality <5Yrs." Cheque JJ cash drawn at withdrawal different exceeding Per transac- Per cheque Free Free Free Free Free Free 10,000 10 10 11,800 11.8 11.8 Branch of 4th trans- tion different action per locality annum. Confirma- Activation of Dormant Account tion for Per confir Free Free Free Free Free Free Current Per activa- withdrawal mation Free Free Free Free Free Free Account tion trans. Savings Inter-Bank Accounts Per transac- Free Free Free Free Free Free Inward except JJ tion Cheque for Per cheque 847 0.4 n/a 999 0.43 n/a A/c Clearance Accrued "Normal Monthly/ Clearance Mait- (Same enance Per item 500 0.25 n/a 590 0.30 n/a locality & Fee on Per Account Free Free Free Free Free Free Upcountry Dormant Cheques)" Accounts with Zero Bankers Cheque balance Sale of Closing of Account Bankers Per leaf 30,000 20 n/a 35,400 23.6 n/a Cheque Current Per Account 20,000 20 10 23,600 23.6 11.8 Account Cancella- tion/Re- Per leaf 20,000 20 n/a 23,600 23.6 n/a Savings Per Account 5,000 5 3 5,900 5.9 3.54 purchase Accounts Balance inquiry Funds Transfer Over the Within CRDB Bank counter Per enquiry 1,695 Free Free 2000 Free Free Over the Per transac- (OTC) Free Free Free Free Free Free counter tion At our ATMs SimBank- Transfer Own Free n/a n/a Free n/a n/a Customers Per enquiry 300 0.15 n/a 354 0.18 n/a ing account Other local transfer to banks' cus- Per enquiry 800 0.4 n/a 944 0.47 n/a 3rd party 702.5 n/a n/a 829 n/a n/a tomers account At other Cardless (Mobile Phone) banks' 5,000- ATMs Per enquiry 500 0.25 n/a 590 0.3 n/a 677.97 n/a n/a 800.00 n/a n/a 50,000 within the country 51,000 - 847.46 n/a n/a 1,000.00 n/a n/a 100,000 At other banks' 100,001 - 1,016.95 n/a n/a 1,200.00 n/a n/a ATMs Per enquiry 1,000 1 n/a 1,180 1.18 n/a 200,000 outside the 200,001 - country 1,271.19 n/a n/a 1,500.00 n/a n/a 300,000 SimBank- Per enquiry 339 n/a n/a 400 n/a n/a 300,001- ing 1,525.42 n/a n/a 1,800.00 n/a n/a 400,000 Internet Per enquiry Free Free Free Free Free Free 400,001 - Banking 1,694.92 n/a n/a 2,000.00 n/a n/a 500,000 CRDB Per enquiry 254 Free Free 300 Free Free 500,001 - Wakala 1,949.15 n/a n/a 2,300.00 n/a n/a 600,000 NOTE: 600,001 - Corporate, SME customers and JJ, Malkia, Busara and FOREX accounts are exempted from OTC Balance 2,118.64 n/a n/a 2,500.00 n/a n/a 800,000 Enquiry Fee 800,001 - Operating Below Minimum Balance 2,542.37 n/a n/a 3,000.00 n/a n/a 1,000,000 Current Per transac- 10,000 10 5 11,800 11.8 5.9 Account tion MNOs (Mpesa, TigoPesa Airtel Money and HaloMoney) • 1,000 - Breaking of Account Contracts 677.97 n/a n/a 800.00 n/a n/a 4,999 Up-lifting of Fixed • 5,000 - 50% of 50% of 50% of No No 1,271.19 n/a n/a 1,500.00 n/a n/a Deposit Per transac- No VAT on 9,999 accrued accrued accrued VAT on VAT on (FDR) & tion interest • 10,000 - interest interest interest interest interest 2,203.39 n/a n/a 2,600.00 n/a n/a Thamani 29,999 A/C • 30,001 - 50% of 59% of 59% of 2,966.10 n/a n/a 3,500.00 n/a n/a Up-lifting 50% of inter- 49,999 Per transac- interest interest interest of Malkia est paid Min.