Key Investor Information This document provides you with key investor information about this Fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this Fund. You are advised to read it so you can make an informed decision about whether to invest. PostFinance Pension 45 (ISIN: CH0012056203) This collective investment scheme is managed by UBS Fund Management (Switzerland) AG, a wholly owned Group company of UBS Group AG. Objectives and Investment Policy The fund invests worldwide in money market instruments, In general, investors may demand the redemption of their units bonds, equities and commodities, as well as in Swiss real from the fund management company on any stock exchange estate. The strategic allocation is 45% for equities, and 4% trading day. each for real estate and commodities. The foreign currency allocation is approximately 23%. The fund is passively The fund's income remains in the fund (reinvested). managed, i.e. it replicates a benchmark index. This allows the Recommendation: This collective investment may not be investor to benefit from low fund costs and from performance suitable for investors planning to withdraw their monies which closely tracks that of the benchmark index. The fund is from the collective investment within a period of at least rebalanced back to its original weighting each month. six years. Investment is restricted to funds for occupational pensions and restricted pension provisions in Switzerland (pillar 2 and pillar 3a). Risk and reward profile Lower risk Higher risk Further material risks: Typically lower return Typically higher return 5 Investment in fixed income securities is generally perceived as carrying a credit risk (i.e. potential loss due to failure of 1 2 3 4 5 6 7 issuer). 5 The fund can invest in less liquid assets that may be difficult Additional information about this category to sell in distressed markets. 5 The risk indicator is based on the volatility of returns over the 5 The fund may use derivatives which can reduce investor risks past five years. The method used for this estimate depends or give rise to market risks as well as potential loss due to on the type of fund. failure of counterparty 5 Past returns are not indicative of future performance. 5 Operational risks and custody risks: The fund is subject to 5 The risk category shown is not guaranteed and may vary over risks through operational or human error that may arise at time. either the asset management company or a custodian or 5 The lowest risk category does not mean 'risk-free'. other third parties. 5 Each fund is exposed to specific risks. You can find additional Why is this fund in category 4? details related to the fund in the prospectus. The fund is in risk category 4 because the volatility of its returns is moderate. The fund may invest in bonds of varying credit quality, money market securities, equities and alternative assets and may be subject to high volatility. This requires corresponding risk tolerance and capacity. The value of a unit may fall below the purchase price. Changes in interest rates have an effect on the value of the portfolio. The value of a unit may be influenced by currency fluctuations. Charges Fees and other charges paid are used to finance the ongoing management and custody of the fund's assets, as well as the marketing and distribution of fund units. Any costs incurred will reduce the investor's potential returns. One-off charges taken before and after you invest¹ The issuing commissions and redemption commissions Entry charge None stated here represent maximum amounts. In some cases you might pay less – consult your financial advisor for the current Exit charge None applicable amounts. Charges taken from the class over a year Ongoing charges 0.96% The ongoing charges stated here were incurred in the last 12 months prior to the preparation of this document. This Charges taken from the class under certain specific figure may vary from year to year. Not included are: conditions 5 Transaction costs, except the cost of buying or selling units in Performance fee None other funds. ¹ This is the maximum that might be taken out of your money. For additional information about costs, refer to the "Remuneration and incidental costs" chapter in the prospectus, which is available at www.postfinance.ch/fonds. Past performance Performance in the past is not a reliable indicator of future results. The chart shows the return on investment calculated as a percentage change in the net asset value plus distributions from the end of one year to the end of the next, in the currency of the collective investment. In general, the calculation of past performance includes all % charges except the issuing commission. The collective investment was launched on 05 31, 2001. Past performance was calculated in CHF. (1): As part of the realignment of the PostFinance fund offering, we reset the investment strategy for this fund CH0012056203 on August 4, 2008 and on February 1, 2013. Benchmark (2): Gemischter Index PostFinance Pension 45 (2): The composition of the benchmark can be found in the annual report. Practical information Custodian Bank Liability Statement UBS Switzerland AG UBS Fund Management (Switzerland) AG may be held liable solely on the basis of any statement contained in this Additional Information document that is misleading, inaccurate or inconsistent with Asset manager the relevant parts of the prospectus. UBS Asset Management, a business division of UBS AG Information relating to the PostFinance Pension 45, the full prospectus, contractual terms and the annual report may be obtained free of charge from Operations Center PostFinance and all PostFinance branches, as well as from UBS Fund Management (Switzerland) AG, P.O. Box, CH-4002 Basel. The currency of the collective investment is CHF. The share price is published on each business day. This collective investment scheme (fund) is approved and supervised by the Swiss Financial Market Supervisory Authority (FINMA). UBS Fund Management (Switzerland) AG is authorized in Switzerland and regulated by the Swiss Financial Market Supervisory Authority (FINMA). Units in PostFinance funds may not be offered, sold or delivered within the US or to persons with US nationality, US domicile or with tax liability in the US. This key investor information is accurate as at 08. February 2018..