GOVERNMENT OF KERALA THIRTEENTH FIVE-YEAR PLAN (2017-2022) WORKING GROUP ON COOPERATION AND AGRICULTURE FINANCE REPORT AGRICULTURE DIVISION STATE PLANNING BOARD THIRUVANANTHAPURAM MARCH2017 PREFACE In Kerala, the process of a Five-Year Plan is an exercise in people’s participation. At the end of September 2016, the Kerala State Planning Board began an effort to conduct the widest possible consultations before formulating the Plan. The Planning Board formed 43 Working Groups, with a total of more than 700 members – scholars, administrators, social and political activists and other experts. Although the Reports do not represent the official position of the Government of Kerala, their content will help in the formulation of the Thirteenth Five-Year Plan document. This document is the report of the Working Group on Cooperation and Agriculture Finance. The Chairpersons of the Working Group were Shri P Venugopal, IAS and Shri N Ratheendran. The Member of the Planning Board who coordinated the activities of the Working Group was Professor R Ramakumar. The concerned Chief of Division was Dr P Rajasekharan. Member Secretary CONTENTS Chapter 1 Cooperation And Agriculture Finance .................................................................................................. 1 Introduction ........................................................................................................................................................... 1 Credit Cooperatives .............................................................................................................................................. 3 Marketing/Processing Cooperatives .................................................................................................................. 4 Consumer Cooperatives ....................................................................................................................................... 4 Housing Cooperatives .......................................................................................................................................... 5 Scheduled Caste Scheduled Tribe cooperatives ............................................................................................... 5 Educational Cooperatives .................................................................................................................................... 5 Hospital Cooperative Societies ........................................................................................................................... 6 Chapter2 Performance during 11th and 12th Plan –A Review ............................................................................ 7 Eleventh Plan – Overview ................................................................................................................................... 7 Major Schemes in the Plan Period ...................................................................................................................... 7 Achievements during the Plan Period................................................................................................................ 8 Twelfth Plan – Overview ................................................................................................................................... 10 Major Schemes Implemented during the 12th Plan ...................................................................................... 10 Achievements ....................................................................................................................................................... 12 Issues ..................................................................................................................................................................... 15 Chapter 3 Best Practices ........................................................................................................................................... 18 Kizhathadiyoor Service Cooperative Bank Ltd No.1995, Pala, Kottayam (Dist), Kerala ....................... 18 The Palakkad District Cooperative Hospital and Research Centre ............................................................ 18 Uralungal Labour Contract Cooperative Society Ltd. (ULCCS) ................................................................. 19 Calicut City Service Cooperative Bank Ltd No.D 2777, Chalappuram (P.O), Kozhikode- ................... 22 N.S Cooperative Hospital .................................................................................................................................. 23 The Mannarkkad Rural Service Coop. Bank Ltd. .......................................................................................... 24 PACS Working As Multi Service Societies...................................................................................................... 25 Technology Adoption by PACS ....................................................................................................................... 28 Chapter 4 Suggestions for the 13th Five-Year Plan ............................................................................................. 32 Restructuring of Cooperative Credit Structure............................................................................................... 32 Cooperative Entrepreneurship- Start-up Ventures ........................................................................................ 32 Project Proposal for Marketing of Vegetables in Vattavada and Kanthalloor Panchayaths. .................. 33 Assistance to Model Cooperatives ................................................................................................................... 36 Interest subsidy for Agricultural Loans ........................................................................................................... 36 Farmers Service Centres ..................................................................................................................................... 36 Suvarnam Shop .................................................................................................................................................... 37 Strengthening SC/ST Cooperatives ................................................................................................................. 38 Project Proposal for Comprehensive Health Care to Attappady Tribal Population ................................ 39 Comprehensive Project to Improve the Health and Nutritional Status of Scheduled Caste Population of Mayanad Panchayat, in Kollam District ..................................................................................................... 42 Project for the Exclusive Production of Patent Medicines at Ayurdhara, Thrissur, Operated by SC/ST Federation ............................................................................................................................................................. 46 Other Projects ...................................................................................................................................................... 49 Other form of Assistance To SC/ST Societies .............................................................................................. 52 Strengthening Hospital Cooperative Societies................................................................................................ 52 Primary Housing Societies and Housing Federation ..................................................................................... 53 Revamping of Consumer Cooperatives ........................................................................................................... 53 Strengthening and Restructuring of School/College Cooperative Societies ............................................. 53 Strengthening Vanitha (Women) Cooperative Societies ............................................................................... 55 Modernisation of Cooperative Sector .............................................................................................................. 55 Modernisation of Department of Cooperation .............................................................................................. 56 Marketing Portal (CO-OPKART) for Cooperative Marketing Societies in Kerala .................................. 58 Share Capital Assistance for maintaining CRAR ........................................................................................... 61 Assistance to Cooperative Academy of Professional Education ................................................................. 61 Rejuvenation of SPCS ........................................................................................................................................ 61 Training Centre for the Department Staff ...................................................................................................... 62 Strengthening Labour Contract Societies/ Federations ................................................................................ 62 Tourism Societies/ Federations ........................................................................................................................ 63 Integrated Cooperative Development Project ................................................................................................ 63 Alternate Models for Sustaining Vegetable Production in Kerala .............................................................. 64 Chapter 5 Agriculture Credit ...................................................................................................................................