THE Real Scotch Wincey Manufactured expressly for JOHN FORBES, Inverness, in New Stripes and Checks, also in White and all Colours, IS THE IDEAL FABRIC for Ladies' Blouses, Children's Dresses, Gent's Shirts and Pyjamas, and every kind of Day, Night and Underwear. ENDLESS IN WEAR AND POSITIVELY UNSHRINKABLE. 31 inches wide, 1/9 per yard. New Exclusive Weaves. All Fast Colours. Pattern Bunches Free on application to JOHN FORBES High Street & Inglis Street INVERNESS. SCOTTISH PROVIDENT INSTITUTION Head Office : 6 St. Andrew Sq., Edinburgh. In this SOCIETY are combined the advantages of Mutual Assurance with Moderate Premiums. Examples of Premiums for £100 at Death—With Profits- Ag-e 25 30 35 40 45 50 next Birthday During Life. £1 17 £2 2 4 £2 8 (5 &i 16 6 £3 8 2 £4 3 2 25 Payments . 2 9 2 13 11 2 19 3 3 5 11 3 15 11 4 8 8 15 Payments . 3 7 3 13 2 3 19 11 4 7 11 4 18 6 5 11 2 THE WHOLE SURPLUS is reserved exclusively for those Members who survive the period at which their Pre- miums if accumulated with ^compound interest at 4 per cent, would amount ti£jfoe^ttrfpnal assurance. PROVISION^ FOR»f THE YOUNG. A Savings Fund \|jfolic$£%»Example—An Annual Pre- mium of £10 secures t§fcs&r child age 1 next birthday an assurance commencing at age 21 of £1276 with numerous options. ENDOWMENT ASSURANCE. Special Class, with separate Fund. Eeversionary additions at the rate of £1 15s per cent, per annum were allotted at last division, and intermediate Bonuses at same rate on sums assured and existing Bonuses. Accumulated Funds, £14,750,000. AGENTS IN INVERNESS: Messrs ANDEESON & SHAW, W.S., High Street. Messrs JAMES EOSS & BOYD, Solicitors, Queensgat«. DAVID EOSS, Solicitor, 63 Church Street. DAVID YOUNG, Bank of Scotland, 9 High Street. Aberdeen Branch: 212 UNION STREET Inspector of Agencies (Northern District.*— WM. FAEQUHAESON. Local Secretary—EDWAED TENNANT. NORTHERN Assurance Company Ltd. Established - - - - 1836. Chief Offices: ABERDEEN - - 1 Union Terrace. LONDON - - - 1 Moorgate Street, E.C FUNDS EXCEED - - £7,500,000. The Company transacts the Principal Classes of Insurance Business on advantageous terms, including*- FIRE — LIFE — ANNUITY EMPLOYERS' LIABILITY BURGLARY— PERSONAL ACCIDENT. LOW RATES. LIBERAL CONDITIONS. ABSOLUTE SECURITY. Aberdeen Board of Directors : Sir Thomas Burnett, Bart. David M. M. Milligan, Esq., | Francis James Cochran, Esq., Advocate. Advocate. Sir David Stewart, LL.D. Garden, Esq., Advocate. George James Walker, F. T. | Esq., Alexander Ledingham, Esq., Land Surveyor. s.s.c. J. ROBERTSON, Resident Manager. ROBERT MACKAY, Secretary. PROSPECTUSES ON APPLICATION. HEAD OFFICES: 1 NORTH JOHN STREET, i 28 LOMBARD STREET, LIVERPOOL. I LONDON, E.C. FIRE LI FE LOSS OF PROFITS ACCIDENT MOTOR GAR FIDELITY. MARINE. BURGLARY Inverness Office— QUEENSGATE. LOCAL BOARD JAMES ALLAN, Esq. ANDREW MACKENZIE, Esq. J. E. B. BAILLIE, Esq. ALEX. ROSS, Esq., LL.D. Sir KENNETH J. MATHE30N, DUNCAN SHAW, Esq. Bart. R. URQUHART, Esq. Resident Secretary : R. A. YUNNIE Total Funds - - £17,433,941 D.PETRIE, CAMERON & CO. Coal Merchants & Colliery Agents, SUPPLIES THE BEST QUALITIES at the LOWEST PRICES OF Scotch & English Coal, Coke, Briquettes, Lime, Cement, In any Quantity. Shooting Lodges supplied during the Season Large Consumers at Lowest Rates. 2 Lombard Street, Inverness. PASSENGER AGENCY. Passangers now Booked by all the First-Class Lines to New York, Canada, South Africa, New Zealand, Australia, and all parts of the World. INVERNESS BURGH DIRECTORY FOE 1911-1912 CONTAINING STREET, TRADE, & ALPHABETICAL DIRECTORY AND OFFICIAL AND PROFES^f^fS^ST /g^ 29 ' [ofc~,J AUG PUBLISHED BY \ , R. CARRUTHERS & SONS, COURIER O^FfCE. JN^fi^NESS. JOHN H, FORSYTH & CO. Wholesale and Family Wine Merchants, 18 IHGLIS STREET, INVERNESS. Established 1815 Wines of every description. Liqueurs. Old Highland Whiskies. Fine Old Pale Brandy. Jamaica Rum, Hollands, &c. Bass and Alsopp's India Ale. Barclay P erkin's Imperial Stout. Guinness's Stout. Younger's £7 7s Sweet Ale. J. Schweppe & Co.'s Mineral Waters. : Established over a Century. NORTH BRITISH and MERCANTILE INSURANCE COMPANY IN WHICH ARE VESTED THE SHARES OF THE RAILWAY PASSENGERS ASSUR- ANCE CO. AND THE OCEAN MARINE INSURANCE CO., LTD. CLASSES OF INSURANCE. FIRE-LIFE. ACCIDENTS OF ALL KINDS. BURGLARY AND THEFT ACCIDENTS AND ILLNESS. LOSS OF PROFITS. EMPLOYERS' LIABILITY. PLATE CLASS. MOTOR CAR ACCIDENTS. FIDELITY GUARANTEE. THIRD PARTY LIABILITY. ANNUITY. LIFT ACCIDENTS MARINE. TRANSIT OF SECURITIES. lOIOnear.y •• REVENUE, <£5 5 000,000 TOTAL FUNDS exceed - 21,000,000 CLAIMS PAID over ... 65,000,000 LIFE PROFITS Divided 1911 1,361,918 RESULTS OF QUINQUENN IUM. INCREASED BONUS . Compound Bonus, £1 10s per cent, per annum, that is, on sums assured and previous bonuses. Representing £7 10s per cent, on sums assured on 5 year policies. „ £18 5s per cent, on sums assured on oldest policies. Prospectus on Application to CHIEF OFFICES EDINBURGH - -64 PRINCES STREET. LONDON - - 61 THREADNEELLE STREET, E.C Or LOCAL AGENTS. — . CONTENTS. OFFICIAL INFORMATION. Page. PaGI-:. Academicals Tennis Club xxiii H.M.B. Field Ambulance xii Advertising and Inform- Highland Railway . \ii ation Board . xix Highland Horticultural An Comunn Gaidhealach xi x Society . x viii - Army Service Corps xiii Highland Orphanage . xx Avon and Golconda Tea Inland Revenue . vii and Rubber Co. xxvi Insurance Offices, &c. xxvii Bible Society's Depot . xiv Inverness College (Ltd.) xv Board and other Schools xv Inverness-shire Royal Bowling Clubs . xxiv Horse Artillery . xii Branch Banks . ix Inverness-shire Sanatorium xxi Briti«h Order of Ancient Inverness-shire Unionist Free Gardeners . xvii Association . xxi Building Traces' Federa- Inverness-shire Rifle Asse- tion . xxv ciation . .xii Burgh Tuberculosis Dis f Justice of Peace Courts v pensary xx Landward School Board xvi Caledonian Canal . viii Liberal Association (Burgh) xxi Chess Club . , xxiii L.O. Ancient Shepherds xviii Cameron Highlanders-- Masonic Lodges 3rd Battalion . x St John's Kilwinning . xvi 4th Battalion . xi St John's Friendly Socv. xvii Chamber of Commerce . xxi St Mary's Caledonian . xvii Churches and Clergy . xiii St Andrew's Royal Commissary Court . v Arch Chapter . xvii Craigneish College . xv Medical Practitioners . ix Curling Clubs . xxiv Ness Fishery Board . vi . vii Custom House . Newspapers, &c. , xiv Dentists ix Northern Amateur Opera'ic Discharged Prisoners' Aid Society . xxii Society . xix Northern Infirmary . xxi District Board of Lunacy vi Northern Meeting . xxii Donald Fraser Bequest . xx Northern C.C. Club . xxiii Educational Institute . xvi N.C. Institute for Blinc. xx Employers Liability As- N.C. Hockey Club . xxiv surance Corporation xxvi N.C. Assets Coy. xxvi Episcopal Schools . xv Oddfellows(Clachnacuddiis) xvii Farmers' Society . xxv OrnithologicalAssociation xxv Fire Brigade . in Parish Council . iii Forbes Dispensary . xx Permanent Building Soey. xxvii for Funds Education and Portree Wool Mill Coy. xsvi " . Charity . xiv Postal Information . xxix Gaelic Society , . xix Procurators . , iv . iii Gas Works . Property Coy., Ltd. xxv Club . Golf . xxiv Public Library . xvi Guildry Incorporation . xxv Public Hall Company . xxvi iii Harbour Trustees . Quarter Sessions , . v Highland , Club . xxiii R.A.O.B. xviii H.M.B. Transport and Registration if Voters . vi Supply Col. A.S.C. xii Royal Academy . xiv . — . ) CONTENTS. OFFICIAL INFO R M ATION. (Continued. Page Page Royal Scottish Abori- Swimming Bath and Steam cultural Society . xvi>i Laundry . xxvi School Board . XV Swimming Club . xxiv Scientific Society and F. C. xix Technical and Art School xvi Seafortb and Cameron Territorial Force Associa- Brigade . , tion .... x Sheriff Curt . Town Band . xxii Sheriff-Officers Town Council & Committt es i Society for Prevention of Unionist Association . xxi Cruelty to Animals . Valuation of Lands, &c. v Society for Prevention of Water Works iii Cruelty to Children XXll Weights and Measures . vi St Margaret's College . XV Wine, Spirit & Beer Trade xxiii Strathspey and Reel Working Men's Club . xxiii Society . Y.M.C.A, xii Y.W.C.A. xii STREET LIST. Page F iGE Abban street . 1 B-irn road Drummond . 24 Abertarff road 2 Castle and County Buildings 24 Academy street 2 Castle street . 25 New Market 2 Castle wynd . 30 Lyon's court 6 Castle court 30 Albert place . 6 Cawdor road . 30 Alexander place 7 Celt street 31 May court . 8 Chapel street . 32 Anderson street 8 Charles street 33 Annfield road . 9 Church street 34 Ardconnel street 9 School lane 38 Ardconnel terrace (E) 10 Clachnaharry and Canal Side 39 Ardconnel terrace (W) . 11 Crown avenue 41 Ardross place 11 Crown drive . 41 Ardross street 12 Crown street . 42 Ardross terrace 12 Culduthel road 44 Argyle street . 13 Dempster gardens . 46 Attadale road . 14 Washington court 46 Ballifeary road 15 Falcon square 46 Bishop's road 15 Denny street . 47 Ralnain street 17 Deveron street 48 Bank lane 18 Diriebugbt road 48 Bank street 18 Dores road 49 Baron Taylor's street 19 York drive 49 Reaufcrt road 29 Bellfield Terrace 49 Bridge street . 20 Fife terrace 49 Broadstone park 22 York crescent 49 Brown street . 23 Douglas row . 50 Bruce gardens 24 Drummond (lower). 50 ... J.. CONTENTS. STREET LISt—(Continued. Page Drummond (upper) 51 Kenneth street Drummond road 51 Kessock road Drummond street 52 South Kessock Duff street 52 King street Dunabban roaa 53 Noble's close Duncraig street 53 Kingsmills road East gate 54 Darnaway road Exchange place 56 Lochalsh road Factory street 57 Lombard street Fairfield lane . 57 Longman road Fairfield road 57 Lotlaod place Fraser street (Church st 59 Lovat road Fraser street (Haugh) 59 Lower Kessock street Friar's lane 59 Macdonald street (Haugl Friar's place . 60 Madras street Friar's street . 61 Manse place George street 62 Margaret street Gilbert street. 63 Market brae . Glebe street . 64 Midmills road Glen-Urquhart road 65 Millburn road Gordon place .