Bank Leumi Group Figure 1.3 A. Banking and finance in Israel Bank Leumi Le-Israel Ltd. (1) The structure of Israel's banking system and a Arab Israel Bank Ltd. (1) C. Capital market and financial companies investments in main investee companies , Leumi Mortgage Bank Ltd. (merged with Leumi Card Ltd.(5) Bank Hapoalim Group Bank Leumi Le-Israel Ltd. as of December Leumi Securities and Investments Ltd. (9) December 2012 Leumi Capital Market Services Ltd. (9) 31, 2012) (2) A. Banking and finance in Israel (1) Leumi Leasing and Investments Ltd. (3) The Bank Leumi Le-Israel Trust Co Ltd. (9) Bank Hapoalim Ltd. Leumi Finance Company Ltd. (4) Leumi Partners Ltd. (7)(9) Total assets: NIS 1,301 billion B. Banking and finance abroad (6) Leumi Industrial Development Bank Ltd. (7) D. Non-banking corporations Herfindahl index: H = 0.217 Bank Hapoalim (Switzerland) Ltd. Leumi Real Holdings Ltd. (7) The Israel Corporation Ltd. Bank Hapoalim (Luxembourg) Ltd. Leumi Financial Holdings Ltd. (7) CR 2 = 58% Bank Hapoalim (Cayman Islands) Ltd. B. Banking and finance abroad (6) Bank Hapoalim (Latin America) S.A. Bank Leumi (USA) Bank Pozitif Kredi Ve Kalkinma Bankasi A.S. (with Bank Leumi (UK) plc a holding in JSC Bank Pozitif) Leumi Private Bank S.A. C. Capital market and financial companies (9) Bank Leumi Luxembourg Isracard (5) Bank Leumi Romania Poalim Express Ltd. (5) Leumi International Investments NV Bank Leumi Group, Bank Hapoalim Group, Poalim Capital Markets Ltd. (8) Leumi Re Limited (9) 29% 29% Poalim Sahar Ltd. (9) The Bank Hapoalim Trust Co Ltd. (9) Poalim Asset Management (9) Other banking corporations Poalim Securities Ltd. (8) Israel Discount Bank Peilim Investment Portfolio Mgt. (9) A. Banking and finance in Israel (1) Other banks, 6% First International Group, 15% Union Bank of Israel Ltd. Mizrahi-Tefahot Bank Bank Group , 8% Bank of Jerusalem Ltd. Group , 12% Dexia Israel Bank Ltd. B. Foreign banks Citibank N.A. HSBC Bank PLC Barclays Capital PLC State Bank of India C. Financial institutions ‘Hesech’ Kupat Hisachon Lehinuch Ltd. Israel Discount Bank Group D. Joint service companies owned by the five major banking groups First International Bank Group A. Banking and finance in Israel (1) Automated Clearing House (Masav) Ltd. Mizrahi-Tefahot Bank Group Israel Discount Bank Ltd. Automated Banking Services (Shva) Ltd. A. Banking and finance in Israel (1) Mercantile Discount Bank Ltd. The First International Bank of Israel A. Banking and finance in Israel (1) The First International Bank of Israel Poalei Agudat Israel Bank Ltd. Mizrahi-Tefahot Bank Ltd. B. Banking and finance abroad (6) Definitions U–Bank (Israel) Ltd. Bank Yahav for Government Employees Ltd. Israel Discount Bank of New York (1) Commercial banks Otsar Hahayal Bank Ltd. B. Banking and finance abroad (6) Discount Bank (Latin America) (2) Mortgage banks Bank Massad Ltd. United Mizrahi Bank (Switzerland) Ltd IDB (Swiss) Bank Ltd. (3) Investment finance banks B. Banking and finance abroad (6) C. Capital market and financial companies (9) C. Capital market and financial companies (4) Financial institutions FIBI Bank (UK) plc ‘Etgar’ Portfolio Management Ltd. (4) Discount Leasing Ltd. (9) (5) Credit card companies FIBI Bank (Switzerland) Ltd. Mizrahi-Tefahot Issuing Company Ltd. (4) Manpikim––Discount Bank Issues Corporation (9) (6) Subsidiaries abroad C. Capital market and financial companies (9) ‘Tefahot’ Insurance Agency Ltd. (9) Discount Israel Capital Markets and Investments (7) Consolidated holding companies The First International Leasing Ltd. (9) Mizrahi-Tefahot Factoring (9) Ltd.(9) (8) Investment houses Modus Selective Investment Management and Investment Rosario Capital Ltd. (9) Tachlit Discount Portfolio Management Ltd. (9) (9) Capital market companies, including Consulting (9) Mizrahi-Tefahot Management Ltd. (9) Cal (Cartisey Ashrai Le'Israel)–Israel Credit Cards companies supplying operating services to U–Bank Investments and Holdings Ltd. (9) D. Non-banking corporations (consolidated Ltd. (5) institutions, and underwriting, trust, U–Bank Trust Company Ltd. (9) companies) Diners Club Israel Ltd. (5) leasing, insurance agencies, insurance, and Cal (Cartisey Ashrai Le'Israel)–Israel Credit Cards Ltd. (5) Pesagot Jerusalem Ltd. Discount Trust Ltd. (9) asset management companies. a Groups on consolidated basis. The calculation is based on total assets. SOURCE: Banking Supervision Department based on published financial reports. .