BASILDON AND BILLERICAY EAST OF ENGLAND As the country’s largest retail and commercial bank and insurance provider, we recognise our responsibility to stand by our customers, colleagues and communities over the course of the pandemic. Our scale means we have a relationship with three out of four households in your constituency, and plenty of data to help you better understand your constituents. To support your work we’ve pulled together some information about how people and businesses in Basildon and Billericay have been responding to the coronavirus crisis. Here’s how the spending habits % change in total spending (September 2020 – February 2021) Constituency UK of Lloyds Banking Group’s 0.0 28,844 personal banking -2.5 1,440 -5.0 customers in Basildon and -7.5 of our customers are receiving Billericay have changed over the -10.0 %Universal Credit age of our customers course of the coronavirus crisis: -12.5 receiving Universal Credit -15.0 % age of our customers -17.5 receiving Universal Credit Sep Oct Nov Dec Jan Feb -2.36 -1.45 -2.80 -9.64 -16.17 -12.72 5.1 % change in total spending 19.1 % change in total spending b%y changeage sinc ine Stotalepte spendingmber 202 0 Over the course of the pandemic (March by category since March 2020 by age since September 2020 2020 – February 2021) your constituents’ 30.1 +7.7 average earnings (calculated from Loans 0.0 payments made into their personal -0.1 Mortgages -9.3 banking account) were: Rent -4.98 -29.2 -7.37 Food & Drink -8.74 -8.40 £2,009 45.7 Fuel -10.98 16-25 26-40 41-60 61-80 80+ This was 2.7% more than 16-25 years (19.1) 26-40 years (45.7) Commuting -65.6 16-25 26-40 41-60 61-80 80+ • • yearsyears yearsyears yearsyears yearsyears yearsyears in the same period in 2019/2020 •41-60 years (30.1) •60+ years (5.1) Find out more information about how we’re helping Britain through the coronavirus crisis on our website www.lloydsbankinggroup.com LBG000025 BASILDON AND BILLERICAY EAST OF ENGLAND How we’ve supported businesses over the course Here’s some more information about of the pandemic: Basildon and Billericay: We bank In February 2021 the average house The average deposit paid was price in your constituency was £107,234 £390,306 1,650 which was 43.3% higher This was 11.23% higher than in February 2020 businesses in your constituency than in February 2020 We’ve lent an average of Since 2013 we’ve helped Over the course of the pandemic, we have provided lending through the Government £243,381 backed CBILS and BBLS schemes to 168 to households to move through the Help to Buy Equity Loan scheme, 391 the Government backed affordable first time buyers to help secure 485 home ownership initiative their first home of these businesses We’ve helped 88 The public affairs team at Introduce you to Lloyds Banking 3,303 of your constituents are Lloyds Banking Group is here to Group leaders in your area who can Lloyds Banking Group employees help you and your team help your tell you more about what’s going on people gain access to financial constituents. We are on hand to: in your constituency. services by providing basic bank accounts Keep you informed about what we’re Arrange for you to meet some of the doing to support your constituents small and medium sized business employers in your area who bank In Basildon and Billericay the Lloyds through this time of economic Bank Foundation awarded uncertainty. with us. Hear your concerns and make sure We would be glad to hear from you. £71,731 they are understood by our senior Your local public affairs manager is leaders and local management teams. Robert Cooper, you can reach him at: to Brighter Opportunities Through [email protected] Supported Play-BOSP LBG000025.