Automobile Plus Package Endorsement The total cost monthly is $5.00 or $60 annually One charge covers all your listed private passenger vehicles that have liability, comprehensive and collision on them. This includes any listed motorcycles. A covered loss, such as a car accident, animal strike, fire, theft or hail can trigger payment for numbers one through seven. Description Limit Deductible 1. Trip Interruption when traveling $500 None 2. Personal Property in your vehicle $500 None 3. Video or media in your auto $200 None 4. Cellular phone or phones $500 None 5. Loss of use due to Vehicle Theft $50 per day / $1500 Max None 6. Non Owned Trailer Physical Damage $1,000 None 7. Missed work due to covered accident $250 None 8. Rental Car - Diminished Value refer #9 No limit None 9. Rental Car - Lost income refer #9 Included free None 10. Identity Theft Restoration Service $15,000 $250 Should I buy this? Should I spend the $5.00 monthly or $60 annually? If you rent private passenger type autos when traveling and don’t want to pay the $20 plus per day for the rental car insurance from the rental agency…. then buy this. Identity theft restoration service is also a nice built in valuable included coverage. The rest of the options get triggered in a car accident or vehicle theft. Does my Auto Owners auto policy have the rental vehicle insurance I need so I don’t have to buy it at the rental company? Read and save this link, or contact us with your question, we are here to help. Need Help? Phone 608-467-5578 Chat Email .