Benefits and credits Information for Indigenous peoples RC656 Table of contents 1. Is this information for you? ...............................................................................................1 2. Benefits and credits ..........................................................................................................1 Canada child benefit .................................................................................................................................... 2 GST/HST credit ................................................................................................................................................. 3 Disability tax credit ......................................................................................................................................... 4 Child disability benefit .................................................................................................................................... 4 Canada workers benefit, formerly known as the working income tax benefit....................................... 5 Climate action incentive ............................................................................................................................... 5 Provincial and territorial programs ............................................................................................................... 6 3. To continue getting your payments ................................................................................6 Do your taxes .................................................................................................................................................. 6 Keep your personal information up to date ............................................................................................... 6 How to do your taxes ..................................................................................................................................... 8 4. Savings plans ...................................................................................................................10 Registered education savings plans .......................................................................................................... 10 Registered disability savings plan ............................................................................................................... 10 5. Other information ............................................................................................................11 My Account .................................................................................................................................................. 11 MyCRA and MyBenefits CRA mobile web apps ....................................................................................... 11 Direct deposit ................................................................................................................................................ 11 Authorizing a representative ....................................................................................................................... 11 Validating your eligibility for benefits and credits ..................................................................................... 12 Get your proof of income statement ........................................................................................................ 12 Don’t get scammed! ................................................................................................................................... 12 Web pages and phone numbers ............................................................................................................... 13 1. Ces renseignements s'adressent-ils à vous? Ce document présente des renseignements sur les versements de prestations et de crédits auxquels vous pourriez être admissible, vous explique quoi faire pour continuer à recevoir vos 1.versementsIs this et contientinformation d’autres renseignements for you utiles? concernant, entre autres, le dépôt direct Tethis Mon document dossier. ives information on benefit and credit payments you may be eliible to receive, how to continue etting your payments, and other useful information such as direct deposit and My Account. 2. Prestations et crédits 2.VoiciB certainesenefit dess prestationsand credit et certainss des crédits auxquels vous pourriez être admissible : Some of the benefits and credits you may be eliible for include: Allocation canadienne Crédit d’impôt pour Allocation canadienne pour les pour enfants personnes handicapées travailleurs. Anciennement Canada child benefit Disability tax credit Canada worers benefit connue sous le nom de prestation(formerly nown fiscale aspour the le woring revenu incomede taxtravail benefit) CréditGoods pour and la taxeservices sur les ChildPrestation disability pour benefit IncitatifClimate à agiraction pour incentive le climat produits et services/taxe de tax/harmonized sales tax enfants handicapés vente (GST/HST)harmonisée credit (TPS/TVH) RelatedPrestations benefit et créditsand credit provinciaux payments from provincialou territoriaux or territorial connexes programs TheLe montant amount ofque money vous youpouvez can recevoiret depends dépend on many de plusieurs things, including: choses, y compris : • votre revenu personnel ou familial; • your individual or family income • le nombre d’enfants à votre charge et leur âge; • how many children you have in your care and their ages • • siwhether vous ou you vos or enfants your children avez une have déficience a disability. Dans la plupart des cas, vous devez faire une seule demande pour savoir si vous êtes admissible. In most cases, you only need to apply once to find out if you are eliible. Once the Canada Revenue Une fois que l’Agence du revenu du Canada (ARC) a reçu votre demande, elle détermine si vous Agency (CRA) receives your application, we will see if you are eliible and let you now by sending you aêtes not admissibleice. et vous informe en vous envoyant un avis. Vous n’avez qu’à faire vos impôts chaque année pour continuer à recevoir des versements, Then, you only need to do your taxes every year to continue etting payments, even if your income is même si votre revenu est exonéré d’impôt ou que vous n’avez pas de revenu. Si vous avez un tax exempt or you had no income at all. If you have a spouse or common-law partner, they also need toépoux do their ou untaxes conjoint every year.de fait, The il doitCRA égalementuses the information faire ses fromimpôts your chaque income année. tax and L’A benefitRC utilise return les to calculate your federal benefit and credit payments, and any related provincial or territorial payments. Benefits and credits - Information for Indigenous peoples 1 You could also apply for some of these benefits and credits for up to 10 years bak if you were eligible for them, but you did not apply. You will also have to do your taxes for those years if you had not already done them. Canada child benefit The Canada child benefit (CCB) is a tax-free, monthly payment made to eligible families to help with the cost of raising children under the age of 18. You can et the CCB even if your income is tax exempt or you had no income at all, as long as you and your spouse or common-law partner do your taxes each year. For the uly 2019 to une 2020 payment period, you could et up to: $6,639 per year for each child under the age of 6 $5,602 per year for each child aged 6 to 17 You could et this benefit if all of the following apply: you live with a child, and the child is under 18 years of age you are primarily responsible for the care and upbringing of the child you are a resident of Canada for tax purposes you or your spouse or common-law partner are a Canadian citizen, an Indian (as defined in the Indian t), a permanent resident, a protected person, or a temporary resident, as these terms are defined in the Immigration and efugee rotection ct To apply for the CCB, use one of these options: • use the Automated Benefits Application when you fill out your newborn’s provincial or territorial (Northwest Territories) birth registration – this option is coming soon to the Yuon and unavut • use the Apply for child benefits” service in My Account • go to canada.cacra-forms to find and fill out Form RC66 Canada hild enefits pplication Applying for the CCB will also register your child for any related provincial or territorial payments, and the GST/HST credit. For more information, o to canada.cachild-family-benefits and clic on “Canada child benefit.” You could also go to canada.ca/cra-forms to find more information in the Boolet T4114, Canada ild Benefit and related provincial and territorial programs. 2 Benefits and credits -Information for Indigenous peoples GST/HST credit The oods and services tax / harmonized sales tax (GST/HST) credit is a tax-free payment that helps eliible individuals and families with low and modest incomes. The payments are usually issued on the fifth day of the month in uly, Otober, anuary and pril. Payments are calculated based on your family net income from your tax returns and the number of children you have registered for the CCB or the GST/HST credit. For the uly 2019 to une 2020 payment period, you could et up to: $580 per year for a family without children $443 per year for a single person without children Plus $153 per year for each child You may be eliible for this credit if you are a resident of anada and one of the following applies: • you are 19 years of age or older • you