www.gradeup.co 1 www.gradeup.co 1.The Reserve Bank of India (RBI) has 6.According to the Reserve Bank of India made it mandatory for banks to link all (RBI) data, which state has experienced new floating-rate loans for housing, auto the maximum number of ATM frauds? and MSMEs (Micro and Small A. Bihar Enterprises) to external benchmark rate. B. Odisha At present, interest rates on loans are C. Maharashtra linked to a bank’s _______. D. Haryana A. Base Rate E. Jharkhand B. Benchmark Prime Lending Rate C. Repo Rate 7.Which among the following defines D. Marginal Cost of Lending Rate “Utkarsh 2022”? E. All of the above A. It’s a scheme by MHRD for improving research quality. 2.NEFT is a nation-wide payment system B. A program by NABARD to improve facilitating one-to-one funds transfer. research extension facility What is the limit on the amount that C. A roadmap framed by RBI to improve could be transferred using NEFT? regulation and supervision. A. Rs. 2 lakh D. A plan by Ministry of defense to B. Rs. 5 lakh refurbish the ageing Indian air force’s C. Rs. 10 lakh fleets. D. Rs. 1 lakh E. No limit 8.RBI has permitted Asset Reconstruction Companies (ARCs) to 3.Which of the following institutions acquire financial assets from peers in the going to set up a Central Payment Fraud view of the amendment to which of the Registry to monitor digital payments following Act? related frauds on a real-time basis? A. Industrial Disputes Act A. Finance Ministry B. SARFAESI Act B. Reserve Bank of India C. The Factories Act C. National Payment Corporation of India D. Banking Companies Act D. State Bank of India E. Credit Information Companies Act E. None of these 9.RBI has relaxed the leverage ratio for 4.As per new guidelines issued by RBI banks. The new leverage ratio for DSIB’s (Reserve Bank of India), what is the banks is? minimum average maturity period in A. 3.5% External Commercial Borrowings (ECB) B. 4% for working capital purposes? C. 2.8% A. 11 years D. 4.5% B. 10 years E. 5% C. 8 years D. 5 years 10.The Reserve Bank of India set how E. 7 years much percent base rate for Non-Banking Financial Companies (NBFCs) and Micro 5.Who will head the task force Finance Institutions (MFIs) to be announced by RBI to examine issues charged from their customers? related to offshore rupee markets? A. 6.05% A. Viral Acharya B. 9.18% B. Mahesh Kumar Jain C. 4.51% C. Subramanian Swamy D. 5.81% D. Usha Thorat E. 8.23% E. Lalit Kumar 2 www.gradeup.co 11.Who has resigned as Deputy 16.Recently (September 2019) Economic Governor of Reserve Bank of India Intelligence Unit (EIU) has released the (RBI)? world’s Safe City Index (SCI). Which city A. Mahesh Kumar Jain finds a top spot on the list? B. B P Kanungo A. Singapore B. Osaka C. N S Vishwanathan C. Melbourne D. Tokyo D. Viral V Acharya E. Mumbai E. None of these 17.Power Minister R K Singh launched 12.In June 2019, the Reserve Bank of the State Rooftop Solar Attractiveness India (RBI) conducted Financial Literacy Index (SARAL) in New Delhi. Which state Week. What is the theme of Financial has emerged as the best state for Literacy Week? setting up a rooftop solar project A. Know Your Customer according to SARAL Index? B. Customer Protection A. Karnataka B. Gujarat C. Farmers and how they benefit by C. Rajasthan D. Haryana being a part of the formal banking E. Jharkhand system D. Know Your Bank 18.What is India’s position in Henley E. Safe Banking Passport Index 2019? A. 49th B. 89th 13.The Reserve Bank of India (RBI) has C. 86th D. 108th announced an extension of timings for E. None of these customer transactions through Real Time Gross Settlement (RTGS) from 4:30 PM 19.What is India’s rank in Global Peace to ______. Index 2019? A. 5:00 PM A. 145 B. 6:00 PM B. 141 C. 7:00 PM C. 100 D. 8:00 PM D. 102 E. None of these E. None of the above/ More than one of the Above 14.Which committee has been constituted by the Reserve Bank of India 20.Which among the following states has (RBI) on the Development of Secondary topped the list in terms of larger states Market for Corporate Loans? for overall performance in the NITI A. AK Bhuchar Committee Aayog’s Health Index 2019? B. B Venkatappaiah Committee A. Andhra Pradesh B. Kerala C. Goiporia Committee C. Maharashtra D. Rajasthan D. L K Jha Committee E. Haryana E. TN Manoharan committee 21.According to the annual banking 15.The Reserve Bank of India has statistics report compiled by the Swiss decided to enhance the housing loan National Bank (SNB), what is the rank of limits for Regional Rural Banks (RRBs) India in terms of money parked by its and Small Finance Banks (SFBs). What is citizens with Swiss banks by the end of the new limit set by RBI for metropolitan 2018? centers? A. 81st A. INR 15 lakh B. INR 25 lakh B. 62nd C. INR 35 lakh D. INR 50 lakh C. 73rd E. INR 45 lakh D. 74th E. 64th 3 www.gradeup.co 22.What is India’s ranking in Kids Right 28.What is the rank of the India in the Index 2019? Global Talent Competitive Index (GTCI) A. 170th 2019? B. 117th A. 81 C. 78th B. 59 D. 109th C. 80 D. 73 23.What is the rank of India in ‘World E. 79 Press Freedom Index 2019' by Reporters Without Borders? 29.Which among the following countries A. 190th secured first place in Bloomberg B. 140th Innovation Index 2019? C. 197th A. China D. 120th B. India C. USA 24.What is India’s ranking in Global D. Japan Energy Transition Index 2019? E. South Korea A. 78 B. 65 30.Which country topped the Global C. 52 Gender Equality Index 2019? D. 76 A. Sweden B. Finland E. 56 C. Denmark D. Norway E. Ireland 25.As per Economist Intelligence Unit (EIU) report, what is India’s rank in the 31.Which city has been named as the overall ‘Inclusive Internet Index 2019’? world’s best city for students according A. 51st to the ‘QS Best Student Cities Ranking B. 47th 2019’? C. 10th A. Tokyo B. New Delhi D. 50th C. Melbourne D. Paris E. None of these E. London 26.The term ‘BADLAV’ used in Economic 32.Which of the following institutions Survey 2018-19 refers to- has released the “Payment and A. Gender Equality Settlement Systems in India: Vision B. Open Defecation 2019 – 2021″? C. Swachh Bharat A. National Payments Corporation of D. Insolvency and Bankruptcy Process India (NPCI) E. None of the above/ More than one of B. State Bank of India (SBI) the Above C. Reserve Bank of India (RBI) D. Ministry of Finance 27.According to the Economic Survey E. None of these 2018-19, overall Index of Eight Core Industries registered a growth rate of 33.Who among the following has been ___ in 2018-19 . appointed the Executive Director at A. 4.5 percent Reserve Bank of India (RBI)? B. 3.3 percent A. Sadhana Varma C. 2.3 percent B. Saurav Sinha D. 4.3 percent C. R. Subramanian E. 3.5 percent D. Rabi N. Mishra E. Neeraj Nigam 4 www.gradeup.co 34.The Reserve Bank of India (RBI) has 39.In September, 2019 Mahakaleshwar released the guidelines on FBA for better temple was in news as it will be governance of benchmark processes. developed on the lines of the ongoing What does FBA stand for? development works at Kashi Vishwanath A. Financial Benchmark Administrators Temple in Varanasi. Mahakaleshwar is B. Financial Benchmark Authority located in which city? C. Frame Benchmark Application A. Mahabalipuram D. Financial Benchmark Action B. Puri E. None of these C. Ujjain D. Varanasi 35.As per Reserve Bank of India’s Bi- E. Haridwar Monthly Monetary Policy the policy repo rate under the liquidity adjustment 40.India has announced a contribution of facility (LAF) reduced by 35 basis to _______ to the Global Fund for AIDS, TB ______ percent. and Malaria (GFTAM) for the 6th A. 5.75 replenishment cycle (2020-22). B. 5.40 A. USD 50 million C. 5.65 B. USD 40 million D. 4.75 C. USD 35 million E. 6.00 D. USD 22 million E. USD 20 million 36.The Reserve Bank of India (RBI) has approved the transfer of record Rs 1 .76 41.‘Periodic Labour Force Survey (PLFS) lakh crore dividend and surplus reserves 2017-18’ found that 33% of India’s to the government. The excess reserve skilled youth are jobless. Which among transfer is in line with the the following conducted the survey? recommendation of ______. A. Central Statistical Organization (CSO) A. Urjit Patel Committee B. NITI Ayog B. Bimal Jalan Committee C. National Sample Survey Office C. Rangarajan Committee (NSSO) D. HR Khan Committee D. National Statistical Commission E. None of these E. None of these 37.In September, 2019 Oleksiy 42.Who is the head of the committee Honcharuk (35-years) has been constituted to replace the 6-decades-old appointed as the youngest-ever Prime Income Tax Act 1961? Minister of which country? A. RK Khanna A. Spain B.