<p> QDROs: Getting it Right the First Time Hosted by Pamela T. Lasher CFP®, CDFA® Vice President- Financial Advisor Presentation by Justin L. Kelsey, Esq., Partner - Skylark Law & Mediation, P.C. </p><p>Friday, March 17th, 8:00 AM Morgan Stanley Conference Room 45 William Street, Wellesley, MA Continental Breakfast </p><p>RSVP to Reginald McDonough, (401) 863-8419 or [email protected]</p><p>Morgan Stanley One Financial Plaza, 19th Floor </p><p>Providence RI 02903</p><p>Please refer to the back of this invitation for additional information and important disclaimers. This presentation is for informational purposes only. The author(s) are neither employees of nor affiliated with Morgan Stanley Smith Barney LLC (Morgan Stanley). We are not implying an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by Morgan Stanley of any information contained in the presentation. The opinions expressed by the authors/presenters are solely their own and do not necessarily reflect those of Morgan Stanley. The information and data in the presentation may be deemed reliable; however, their accuracy and completeness is not guaranteed by Morgan Stanley and providing you with this information is not to be considered a solicitation on our part with respect to the purchase or sale of any securities, investments, strategies or products that may be mentioned. In addition, the information and data used are subject to change without notice. Past performance is not a guarantee of future results.</p><p>The guest speaker is neither an employee nor affiliated with Morgan Stanley Smith Barney LLC. Opinions expressed by the guest speaker is solely his own and do not necessarily reflect those of Morgan Stanley Smith Barney. Individuals should consult with their tax/legal advisors before making any tax/legal-related investment decisions as Morgan Stanley Smith Barney and its Financial Advisors do not provide tax/legal advice.</p><p>There will be no discussion of, or distribution of written materials relating to, specific products or investments at this presentation.</p><p>Investments and services are offered through Morgan Stanley Smith Barney LLC Member SIPC CRC 1709506 02/17</p>