<p>Our 401(k) plan is a self service system. You can enroll, make changes or update your information in one of two ways: ONLINE Visit www.prudential.com/online/retirement. Prudential’s Online Retirement Center makes it simple to:</p><p>• Register your retirement account • Enroll • Track your account balances and performance 24/7 • Make changes to your allocations • Increase your contributions • Transfer between investment options • Add and update your beneficiary information (if applicable) • Link your account information to the Retirement Income Calculator to explore different saving scenarios (if applicable) • Update your contact information</p><p>BY PHONE Call 1-877-778-2100 (hearing impaired, please call 1-877-760-5166) and follow the prompts to create your PIN (Personal Identification Number) and then complete your transaction</p><p>Be sure to stay on track. It is important to keep an eye on your account to help ensure that your financial future is on track. Prudential’s Online Retirement Center provides many interactive financial planning tools. </p><p>There is also a free Retirement Income Calculator App for your iPhone, Blackberry and Android. </p><p>January, 2012</p>