<p>It’s Now or Later! - Handout 1</p><p>GRADE 6 LESSON 4</p><p>ENVELOPE GAME Money breakdown for envelopes – instructor reference Retail/Fast Food Teacher/Manager</p><p>Hourly Rate : $7.25 Hourly Rate: $14.00 Yearly Gross: $15,080 Yearly Gross: $29,120 Monthly Gross: $1257.00 Monthly Gross: $2427.00</p><p>27 - $ ones 27 - $ ones 18 - $ fives 16 - $ fives 17 - $ tens 12 - $ tens 11 - $ twenties 15 - $ twenties 7 - $ fifties 12 - $ fifties 4 - $ hundreds 13 - $ hundreds</p><p>Office/General Worker Physician</p><p>Hourly Rate : $8.75 Hourly Rate: $25.00 Yearly Gross: $18,200 Yearly Gross: $52,000 Monthly Gross: $1517.00 Monthly Gross: $4333.00</p><p>22 - $ ones 13 - $ ones 13 - $ fives 10 - $ fives 11 - $ tens 17 - $ tens 11 - $ twenties 40 - $ twenties 8 - $ fifties 22 - $ fifties 7 - $ hundreds 22 - $ hundreds</p><p>Game Preparation:</p><p>Copy each denomination of money onto a different color copy paper. You will need 5 different colors of paper. Cut each set of money into bills. Count out enough bills for each job title (i.e. cut out 27 $ones, 18 $fives, etc.) Place the total amount of currency in the envelope and mark the envelope as one of the four job titles, either Retail/Fast Food, Teacher/Manager, Office/General Worker, or Physician. Be sure to list the hourly, yearly and month gross on the envelope. The amount of money in the envelope should match the total Monthly Gross.</p><p>Note: Be sure to give each student a copy of the Envelope Monthly Budget Game so that they can each record their group’s results and also have the sheet to take home to review with their parents.</p><p>Adapted from the Envelope Game by Linda Hawkins of the West Virginia State Treasurer’s Office It’s Now or Later! - Handout 1</p><p>GRADE 6 LESSON 4</p><p>Instructor Resource # 1 - Basket Chances Make a copy of this sheet and cut each chance into strips. Fold the strips and place them in a basket or envelope so that students can draw a chance for their group. These chances may be good or bad. It will be interesting to see how their chances effect their groups budget!</p><p>+$35 Rebate on cell phone</p><p>+$50 Overpayment on Credit Card Bill</p><p>+$75 Won Video Poker</p><p>+$125 Rebate on New Refrigerator</p><p>+$250 Won Bingo</p><p>+$300 Lottery Winnings</p><p>+$500 Tax Refund</p><p>+$975 Yard Sale (sold piano, patio furniture, sewing machine)</p><p>+$2000 Rebate on Car</p><p>-$35 Funeral Flowers</p><p>-$50 Wedding Gift</p><p>-$75 Vet Bill for Sick Pet that ate House Plants</p><p>-$125 Broke Prescription Glasses</p><p>-$250 4 Slashed Tires</p><p>-$300 Hot Water Heater Rusts out</p><p>-$500 Brick thrown through picture window</p><p>-$975 Refrigerator short circuits</p><p>-$2000 Squirrel chews the wire to central heat/ac</p>