<p>Weekly Spending Plan</p><p>WEEKLY PAYDAY SPENDING PLAN for Jane Doe, who has take-home pay of $1,465 a month, or $366 a week</p><p>Pay date Check/amount Who gets paid Payment Balance, Month-to-date 1st paycheck/+$366 …………………………………………………………………………………………….$366 + renter/$320………………………………………………………………………….……………………….. 686 Weekly spending allowance……………….. - $108 ……………………………….. 578 Rent ……………………………………….. - 550 ………………………………... 28 Cable ………………………………………. - 220 ………………………………….. 6</p><p>7th Paycheck/+$366 …………………………………………………………………………………………….$372 Weekly spending allowance ………………. - $108 ………………………………. 264 Heat ……………………………………….. - 20 ………………………………… 244 Electric ……………………………………. - 40 ………………………………….204 Phone ………………………………………- 35 ………………………………….169 Hudson’s Department Store card ………….- 20 ………………………………….149 Target Store card ………………………….. - 40 ………………………………….109 Visa credit card ……………………………. - 50 …………………………………. 59 Student loan payment ………………………- 35 …………………………………. 24</p><p>14th Paycheck/+366 ……………………………………………………………………………………………….$390 Weekly spending allowance ………………. - $108 …………………………………282 Car loan ……………………………………. - 275 ………………………………… 7</p><p>21st Paycheck/+366 ……………………………………………………………………………………………….$373 Weekly spending allowance ………………. - $108 …………………………………265 Car insurance ……………………………… - 65 …………………………………200 Dentist …………………………………….. - 50 ………………………………….150 Repay loan to Mom ……………………….. - 25 ………………………………….125 Savings $125: 1) Retirement ……………………………… - 10 ………………………………….115 2) Emergency fund ………………………… - 30 ………………………………… 85 3) Set aside (travel, gift, repairs) ………… - 85 ……………………………………. 0</p><p>Copyright Kathryn Greiner, 2006 Reprinted with permission Figure 4.10 Biweekly Spending Plan</p><p>BI-WEEKLY PAYDAY SPENDING PLAN for Jane Doe, who has take-home pay of $1,465 a month, or $732.50 every 2 weeks</p><p>Pay date Check/amount Who gets paid Payment Balance, Month-to-date 1st paycheck/+$732 …………………………………………………………………………………………….$732 + renter/$320………………………………………………………………………….………………………1,052 Weekly spending allowance……………….. - $108 ……………………………….. 944 Rent ……………………………………….. - 550 ………………………………... 394 Heat ………………………………………...- 20 ………………………………… 374 Electric …………………………………….. - 40 ………………………………… 334 Phone ..……………………………………. - 35 ………………………………….299 Cable ………………………………………- 22 ………………………………….277 Hudson’s Department Store card ………….- 20 ………………………………….257 Target Store card ………………………….. - 40 ………………………………….217 Visa credit card ……………………………. - 50 ………………………………….167 Student loan payment ………………………- 35 ………………………………….132 HOLD BALANCE FOR NEXT WEEK------</p><p>7th Withdraw weekly spending allowance……. - $108 ……………………………….. .. 24</p><p>14th Paycheck/+732 ……………………………………………………………………………………………….$756 Weekly spending allowance ………………. - $108 …………………………………648 Car loan ……………………………………. - 275 …………………………………373 Car insurance ……………………………… - 65 ………………………………….308 Dentist …………………………………….. - 50 …………………………………. 258 Repay loan to Mom ……………………….. - 25 …………………………………. 233 Savings $125: 1) Retirement ……………………………… - 10 ………………………………….223 2) Emergency fund ………………………… - 30 …………………………………193 3) Set aside (travel, gift, repairs) ……………. - 85 …………………………………108 HOLD BALANCE FOR NEXT WEEK------</p><p>21st Withdraw weekly spending allowance……. - $108 ………………………………….. 0</p><p>Copyright Kathryn Greiner, 2006 Reprinted with permission </p>