<p> Your Budget & Shopping Ads! Bills: Taxes = 3% of your Wages/Income. (Multiply Wages by .03)</p><p>Rent/Mortgage: Go through the classifieds and find either a house/apartment to rent or buy. If you decide to buy; divide the total cost of the house by 30 (years), then divide that number by 12 (months) Example for a house: $250,000 / 30 years = $8333.33 per year $8333.33/ 12 months = $694.44 per month in a house payment Utilities: Electricity = For every $300 in house payment = $100 in electricity bill. Minimum of $100. ($600 house payment = $200 electric payment) Water, Sewer, Trash: usually lumped together costs about $65 Cell Phone: 1000 min and unlimited texted = $50 1500 min and unlimited texted = $75 1500 min and unlimited texted plus internet= $100 For every 500 min over 1500 add $50.00 Internet: Unlimited service $65 Home Phone: $25 a month Cable/Satellite TV: Pick a package: Level 1 Basic Package = $49.99 Level 2 Premium channels = $59.99 Level 3 Sports & Movies = $89.99 Total Up Utilities here: Electric: ______Water/Sewer/Trash: ______Cell Phone: ______Internet: ______Home Phone: ______Cable/Satellite TV: ______Groceries/Snacks: Make yourself a menu for a day. Breakfast, lunch, dinner, snack & drink. Snacks & Groceries: Step 1: Shop for those items. List them on the worksheet, include store purchased at Step 2: Total up the cost Step 3: Multiply that by 30….this will give you the grand total for Groceries CAR Car Payment: Find a car you think you can afford. Sports cars and large SUV’s are going to cost more. Shop the advertisements for options. Car Insurance: Depending on your car we can decide your monthly payment on insurance. To be legal in the state of Texas you must have auto insurance. Gasoline: Diesel is at about $3.85 per gallon. Gasoline is about $2.35 per gallon now. Multiply that by how big of a tank you have. Common gas tank sizes are: Car=20-25 gal tank SUV/Truck = 16-18 gal tank New Car: Total $ Used Car: Total $ 60 months 12 months</p><p>Shopping: items you would buy in a common month…so if you shop a lot you may use this. If you are not a big shopper you may not need as much. Clothes, Shoes, Jewelry, accessories</p><p>Fun: Entertainment that has not fallen in any other category. May be going out to eat, events, concerts, games, parties, movies, bowling… Other Expenses: if you find something that just doesn’t fit anywhere put it here.</p>