<p> First Class Mail Presorted U.S. Postage Paid Sacramento, CA Permit # 1297 ***ECONOMIC STIMULUS INFORMATION ENCLOSED***</p><p>*********AUTO**3-DIGIT 322 Jeffrey Veal 11583 Pleasant Creek Dr 1 37 Jacksonville, FL 32218-7563</p><p>WARNING: $2,000 FINE, 5 YEARS INPRISONMENT, OR BOTH FOR ANY PERSON INTERFERING OR OBSTRUCTING WITH DELIVERY OF THIS LETTER U.S. MAIL TTT.18 U.S. CODE PROPERTY APPROVAL AND SECOND OPINION ASSESSMENT TEAM FOR: <Address>, <City>, <State> <Zip></p><p>Mortgage Inquiry Assessment Division Notification Date: January 2010 Estimated Mtg Bal: <MTG BAL></p><p>Pending completion of this matter your next mortgage payment will not be due until: February 2010</p><p><F Name> <L Name>, Many homeowners who are in process of refinancing or purchasing a home have taken advantage of the new Government Insured Low Fixed Rate Mortgages available today. What does that mean to you? You too can lock in for 30 years and never have to worry about your payment adjusting again! As a HUD approved direct lender, America's Mortgage Professionals has pre-qualified you for a loan of up to <Loan Amount>. Your new mortgage payment can be as low as <New Payment> at a fixed rate of 4.875%! Put your Pre-Approved Status to work for you now while there's still time!</p><p>Let us show you how your pre-qualified status makes it easier to get the money you need to consolidate high-rate bills and keep more of your hard-earned cash, or to get extra money to pay for the really important things in life - even if you never qualified before ... and even if you have less than perfect credit! But you must act now! Your pre-qualified status - and the FHA's expanded loan limits - won't last long. So please, call us at 1-877-630-2109 today. If you thought you weren't eligible to take part in the refinancing boom and enjoy today's historically low rates it's time to call!</p><p>STATUS: PRE-QUALIFIED NEW COMBINED PAYMENT Pre-Qualified for a new loan up to <L Amount> Estimated Debt Load: <Debt> Example: 30 YEAR FIXED RATE PROGRAM Example Mortgage Balance: <Mtg Amt> Rate: 4.875% New Payment: <New APR: 4.972% Example Total Debt: <Total Debt> Pay></p><p>Call 1-877-630-2109 Please respond by 1-31-2010 to take advantage of this offer & refer to Reference ID: <Ref></p><p>You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll-free 888-5-OPT-OUT. See PRESCREEN & OPT-OUT NOTICE below for more information about pre-screened offers.</p><p>PRESCREEN & OPT OUT NOTICE: This "prescreened" offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria, including providing acceptable collateral. If you do not want to receive prescreened offers of credit from this or any other companies, call the consumer reporting agencies toll-free, 1-888-567-8688 or visit the website at www.optoutprescreen.com; or write TransUnion Opt-Out Request PO Box 505, Woodlyn, PA 19094-0505, Equifax Options, PO Box 740123 Atlanta, GA 30374, Experian Information Systems, Inc., PO Box 919, Allen, TX 75013.</p><p>This offer is made by <Lender> who is not an agency of the Federal Government, not affiliated with your current lender. This offer has been extended because credit criteria may have been satisfied for the offer. The loan information used in connection with this offer was derived from estimated public record source. This is not a commitment to make loan. All approvals are subject to underwriting guidelines. Underwriting guidelines include but are not limited to: acceptable credit and income history, current homeowners insurance, etc. and does not include escrows. The monthly principal and interest payment amount is based on your original loan amount and assumes an Interest Rate and payment term quoted. 4.875% Interest Rate has a corresponding Annual Percentage Rate (APR) of 4.972%. Rates effective of 5-22-09. Minimum and maximum loan amounts apply. Pre-Approved for minimum loan of $40,000.</p>