<p> CERTIFICATE of DEPOSIT RATES EFFECTIVE 01/01/2014</p><p>MINIMUM 6-month 1 Year 2 Year 3 Year 4 Year 5 Year BALANCE APY/DIV APY/DIV APY/DIV APY/DIV APY/DIV APY/DIV $500 .05% 0.1% 0.35% 0.45% 0.6% 0.9% $10000 0.1% 0.15% 0.4% 0.5% 0.65% 0.95% $50000+ 0.2% 0.25% 0.5% 0.6% 0.75% 1.05% Regular Share CD rates are subject to change on a daily basis</p><p>The annual percentage yield (APY) is the yield you would receive based on a minimum deposit of $1000.00 Dividends paid monthly and automatically to a regular share savings account. IRA accounts are available in CD form, monthly dividends paid directly into IRA CD</p><p>MEMBER # FULL NAME</p><p>STREET ADDRESS MAILING ADDRESS</p><p>WORK PHONE HOME PHONE CELL PHONE E-MAIL ADDRESS</p><p>TERM DESIRED RATE DESIRED CHECK ENCLOSED TRANSFER FROM MEMBER # BENEFICIARY OR JOINT ON CD ______SIGNATURE & DATE</p><p>Please call 562-426-8838 with your questions. Ask for Isabel ex 206, Karen ex 209 or Michelle ex 210 Dividends are based on credit union earnings. Regular shares earn day-in, day-out dividends with dividends paid quarterly. Checking accounts earn day-in, day-out dividends every month a minimum balance of $500 is maintained. Dividends are declared by the Board of Directors at the end of each dividend period. * Money Market accounts will be assessed a $10 fee when balance drops below $2,500. Rates are subject to change without notice.</p><p>2525 CHERRY AVENUE SUITE 100 SIGNAL HILL CALIFORNIA 90755 P O BOX 92439 LONG BEACH CALIFORNIA 90809 562-426-8838</p>