The IRS Does NOT Allow the Following Expenses to Be Reimbursed Under Health Care Fsas

The IRS Does NOT Allow the Following Expenses to Be Reimbursed Under Health Care Fsas

<p>Know Your Health Care FSA/HRA Eligible and Ineligible Expenses </p><p>Maximize the Value of Your Reimbursement Account - Your Health Care Flexible Spending Account (FSA) and/or Health Reimbursement Account (HRA) dollars can be used for a variety of out-of-pocket health care expenses. The following is based on a list of eligible and ineligible expenses used by federal employees.</p><p>Eligible Expenses</p><p>BABY/CHILD TO AGE 13 MEDICAL EQUIPMENT/SUPPLIES MEDICATIONS  Lactation Consultant*  Air Purification Equipment*  Insulin  Lead-Based Paint Removal  Arches and Orthotic Inserts  Prescription Drugs  Special Formula*  Contraceptive Devices  Tuition: Special School/Teacher for  Crutches, Walkers, Wheel Chairs OBSTETRICS Disability or Learning Disability*  Exercise Equipment*  Breast Pumps and Lactation Supplies  Well Baby /Well Child Care  Hospital Beds*  Doulas*  Mattresses*  Lamaze Class DENTAL  Medic Alert Bracelet or Necklace  OB/GYN Exams  Dental X-Rays  Nebulizers  OB/GYN Prepaid Maternity Fees  Dentures and Bridges  Orthopedic Shoes* (reimbursable after date of birth)  Exams and Teeth Cleaning  Oxygen*  Pre- and Postnatal Treatments  Extractions and Fillings  Post-Mastectomy Clothing  Oral Surgery  Prosthetics PRACTITIONERS  Orthodontia  Syringes  Allergist  Periodontal Services  Wigs*  Chiropractor  Christian Science Practitioner EYES MEDICAL PROCEDURES/SERVICES  Dermatologist  Eye Exams  Acupuncture  Homeopath  Eyeglasses and Contact Lenses  Alcohol and Drug/Substance Abuse  Naturopath*  Laser Eye Surgeries (inpatient treatment and outpatient care)  Optometrist  Prescription Sunglasses  Ambulance  Osteopath  Radial Keratotomy  Fertility Enhancement and Treatment  Physician  Hair Loss Treatment*  Psychiatrist or Psychologist HEARING  Hospital Services  Hearing Aids and Batteries  Immunization THERAPY  Hearing Exams  In Vitro Fertilization  Alcohol and Drug Addiction  Physical Examination  Counseling (not marital or career) LAB EXAMS/TESTS (not employment-related)  Exercise Programs*  Blood Tests and Metabolism Tests  Reconstructive Surgery (due to a  Hypnosis  Body Scans congenital defect, accident, or medical  Massage*  Cardiograms treatment)  Occupational  Laboratory Fees  Service Animals  Physical  X-Rays  Sterilization/Sterilization Reversal  Smoking Cessation Programs*  Transplants (including organ donor)  Speech  Transportation*  Weight Loss Programs*</p><p>HRA ELIGIBLE  Insurance Premiums  Long Term Care Premiums</p><p>Note: This list is not meant to be all-inclusive, as other expenses not specifically mentioned may also qualify. Also, expenses marked with an asterisk (*) are “potentially eligible expenses” that require a Note of Medical Necessity from your health care provider to qualify for reimbursement. For additional information, check your Summary Plan Document or contact your Plan Administrator.</p><p>CHC-010 081911 The IRS does NOT allow the following expenses to be reimbursed under Health Care FSAs or HRAs, as they are not prescribed by a physician for a specific ailment. </p><p>Ineligible Expenses</p><p> Contact Lens or Eyeglass Insurance  Insurance Premiums and Interest  Personal Trainers  Cosmetic Surgery/Procedures (FSA Ineligible Only)  Sunscreen (spf less than 30)  Electrolysis  Long Term Care Premiums  Swimming Lessons (FSA Ineligible Only)  Marriage or Career Counseling</p><p>Note: This list is not meant to be all-inclusive. </p><p>Please Note: The IRS does not allow Over-the-Counter (OTC) medicines or drugs to be purchased with Health Care FSA or HRA funds unless accompanied by a prescription and the prescription is filled by a pharmacist. If you have an OTC prescription, you can use your benefits card for these purchases. </p><p>Ineligible Over-the-Counter Medicines and Drugs (unless prescribed in accordance with state laws)</p><p> Acid controllers  Cough, cold & flu  Medicated nasal sprays, drops, & inhalers  Acne medications  Denture pain relief  Medicated respiratory treatments &  Allergy & sinus  Digestive aids vapor products  Antibiotic products  Ear care  Motion sickness  Antifungal (Foot)  Eye care  Oral remedies or treatments  Antiparasitic treatments  Feminine antifungal & anti-itch  Pain relief (includes aspirin)  Antiseptics & wound cleansers  Fiber laxatives (bulk forming)  Skin treatments  Anti-diarrheals  First aid burn remedies  Sleep aids & sedatives  Anti-gas  Foot care treatment  Smoking deterrents  Anti-itch & insect bite  Hemorrhoidal preps  Stomach remedies  Baby rash ointments & creams  Homeopathic remedies  Unmedicated nasal sprays,  Baby teething pain  Incontinence protection & treatment drops & inhalers  Cold sore remedies products  Unmedicated vapor products  Contraceptives  Laxatives (non-fiber)</p><p>OTC items that are not medicines or drugs remain eligible for purchase with FSAs and HRAs. You can use your benefits card for these items. </p><p>Eligible Over-the-Counter Items (Product categories are listed in bold face; common examples are listed in regular face.)</p><p> Baby Electrolytes and Dehydration  Elastics/Athletic Treatments  Hearing Aid/Medical Batteries Pedialyte, Enfalyte ACE, Futuro, elastic bandages, braces,  Home Health Care (limited segments)  Contraceptives hot/cold therapy, orthopedic supports, Ostomy, walking aids, decubitis/pressure Unmedicated condoms rib belts relief, enteral/parenteral feeding  Denture Adhesives, Repair, and  Eye Care supplies, patient lifting aids, orthopedic Cleansers Contact lens care braces/supports, splints & casts, PoliGrip, Benzodent, Plate Weld,  Family Planning hydrocollators, nebulizers, Efferdent Pregnancy and ovulation kits electrotherapy products, catheters,  Diabetes Testing and Aids  First Aid Dressings and Supplies unmedicated wound care, wheel chairs  Ascencia, One Touch, Diabetic Tussin, Band Aid, 3M Nexcare, non-sport tapes Incontinence Products insulin syringes; glucose products  Foot Care Treatment Attends, Depend, GoodNites for juvenile incontinence, Prevail  Diagnostic Products Unmedicated corn and callus treatments  Thermometers, blood pressure monitors, (e.g., callus cushions), devices, Prenatal Vitamins cholesterol testing therapeutic insoles Stuart Prenatal, Nature's Bounty  Ear Care  Glucosamine &/or Chondroitin Prenatal Vitamins  Unmedicated ear drops, syringes, Osteo-Bi-Flex, Cosamin D, Reading Glasses and Maintenance ear wax removal Flex-a-min Nutritional Supplements Accessories</p><p>For additional information, please contact your Plan Administrator.</p>

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