<p>January 10, 2012</p><p>Cherokee Nation & Cherokee Nation Entities Ms. Rebecca Mitchell 17665 South Muskogee Ave. Tahlequah, OK 74465</p><p>Dear Ms. Mitchell:</p><p>In response to your bid request requirements, you will find the pre-qualifying information as you requested.</p><p>Evidence indicating at least 10 years of experience as a TPA/insurance carrier Liberty National Life Insurance Company, originally based in Birmingham, Alabama, traces its origin back to 1900, when its predecessor was founded as the Heralds of Liberty, a fraternal organization. In 1929, Liberty National was incorporated as a stock company. Today Liberty National is a wholly owned subsidiary of Torchmark Corporation and headquartered in McKinney, Texas. We have licensed Agents operating in Branch Offices nationwide and offer life and supplemental health insurance coverage door-to-door to individuals, families, single parents and seniors. In addition, Liberty National has been meeting the needs of Americans, and their families, in the workplace for over 40 years. </p><p>Liberty National Life has a rating of A+ (Superior) by financial strength from A.M. Best Company (as of 6/11). Additionally we are rated AA- (Very Strong) from Standard & Poor’s (as of 5/11); A1 Insurer’s Financial Strength rating from Moody (as of 3/11); and A+ “Strong” Insurer’s Financial Strength from Fitch (as of 1/11). We are also on Ward’s Top 50 Life-Health List (as of 7/11). </p><p>Errors and Omissions coverage As an insurance carrier, we are self-funded. We are attaching a letter from our Risk Management department indicating the same as well as a copy of our latest balance sheet and income statement.</p><p>Evidence of at least 5 years experience administering plans, with three accounts over 2,000 employees Liberty National has been in the worksite arena for over 40 years. Below are references that have been customers for 5 years.</p><p>Santa Rosa County School Board 5086 Canal Street Milton, FL 32570 Contact: Cindy Lowery - phone: 850-983-5026 School Board with approximately 2,000 employees Birmingham City Schools P.O. Box 10007 Birmingham AL 35202 Contact: Valerie Bishop (205-231-4723) School District for City of Birmingham with over 1,800 employees</p><p>Mobile County Public Schools P.O. Box 1800069 Mobile AL 36618 Contact: Lois Melton (251-221-4456) County School system with over 1,600 employees</p><p>Wellborn Cabinet Company P. O. Box 1210 Ashland, AL 36251 Contact: Bobby Cardwell – phone: 256-354-7151 Cabinet Makers with approximately 1,200 employees</p><p>Okaloosa County School Board 120 Lowery Place SE Fort Walton Beach FL 32548 Contact: Diane Seigel (850-833-3190) County School Board with over 3,300 employees</p><p>Submission of at least 3 references from current groups of at least 1,000 employees Birmingham City Schools P.O. Box 10007 Birmingham AL 35202 Contact: Valerie Bishop (205-231-4723) School District for City of Birmingham with over 1,800 employees</p><p>Mobile County Public Schools P.O. Box 1800069 Mobile AL 36618 Contact: Lois Melton (251-221-4456) County School system with over 1,600 employees </p><p>Wellborn Cabinet Company P. O. Box 1210 Ashland, AL 36251 Contact: Bobby Cardwell – phone: 256-354-7151 Cabinet Makers with approximately 1,200 employees Creek Indian Enterprises 100 Brookwood Road Atmore AL 36502-3513 Amanda McGhee Phone: 251-368-0819 Approximately 30 lives covered</p><p>We hope this information meets with your approval and we look forward to receiving the Request for Proposal documentation. If you have any questions, I can be reached at the contact information below.</p><p>Sincerely,</p><p>Nick Slagle Branch Manager Liberty National Life Insurance Company 1110 Mathias Drive, Suite E Springdale, AR 72762 Phone: 479-717-2860 Cell: 479-426-5200</p><p>Attachments</p>