<p>How to send money with Western Union - Frequently asked questions </p><p>Q: Do I need a bank account to send money? A: No, you can send money without having an account.</p><p>Q: When will the money be available for the receiver? A: The money will be available in minutes after the transaction is sent or after 24 hours if you choose the Next Day service.</p><p>Q: Does the receiver bear any costs associated with the transaction? A: No, all costs are paid by the sender.</p><p>Q: What information does the receiver need to know to collect the money? A: - The name of the sender - City and country from which the money was sent - The expected amount of money to receive - A current identity document such as passport, identity card or driving license</p><p>Q: Must the receiver have a bank account to receive the money? A: A bank account is not necessary to receive money; it will be paid out in cash.</p><p>Q: Where can I find the nearest Western Union location? A: Western Union has over 400 000 Agent locations around the world. For more information about your closest Western Union agent visit www.forex.se</p>